Wisconsin Debt Settlement

Since you live in Wisconsin, you may be eligible for a Chapter 128 plan. It's kind of like a bankruptcy in that bill collectors stop calling and you can prevent utility shut off and wage garnishments. You still have to pay back your debts but you do it through a trustee. Chapter 128 is exclusively for Wisconsin residents. I am not sure how it affects your credit as I am not a Wisconsin resident. Just google Chapter 128 and you should be able to find out more about it. I do know that they accept secured as well as unsecured (PDL) debt though.

If you are still burdened by your debt: Liberty Settlment Group does debt settlement in Wisconsin. In fact that is one of the state's with our biggest client base. Give me a call at solicitation not allowed ext mobile and I will discuss the program with you...

I am so sorry but Liberty Settlement no longer does debt settlement in Wisconsin

The only settlement companies that can offer debt settlement services in Wisconsin are law firms with a attorney licensed to practice law in that state.

Technically not true on the whole attorney exclusivity for settlement in Wisconsin.
A company or individual just would not be able to collect a fee for negotiation services were they to not meet the requirements of Consumer Credit Transactions section 422.501 through 422.506
This has the effect of exclusivity to those exempted (attorney)or to those having met the requirements to perform for a fee.

Thats correct , so like I said pretty much only attorneys can get around this because of those strict stipulations .

I believe a company can do well in Wisconsin if they play by the rules. Even more so if Wisconsin goes with the NCCUSL Act currently under consideration by state law makers.

solicitation removed

you guys allowed a solicitation....!! lol

Hi Bonus1,

Congratulations on deciding to handle your debt. Have you tried to settle the debt on your own?
I would say, if you have not done that yet, then dont bother with an agency.
The truth is that hundreds/thousands of people are settling their debts for 20-50% of what they owe.
If you look around the forum, there are post after post. Its not a hard process either, and only takes maybe 15 minutes set aside per day to handle it.
If you want to learn more, you might be interested in Debt Settlement 4 Idiots
it guides you step by step through the process and tells you all you need to know as well as gives you all the letters.

Hope this helps.
So, Best of Luck to you, just know that you can and will get through this time, as we all will.

"its not how much money you make, its how much you keep"

have you tried to settle yourself?

great point you can do this yourself if you are not aware of that. there are some great resources here to aid in that task if this is what you would like to do. and a community full of people here to help you if you have any questions. its really important to know the rules of your state when it comes to settlement and the pdls may be a very big problem also.

Is there any debt settlement companies located in western wisconsin like eau claire chippawa falls area or the twin cities

does anyone know if the Wisconsin NCCUSL Act was approved?