Where do I start?

Welcome....there are a couple of ways to get info on this site depending on what you are looking for. As a registered member you can take advantage of the free consult...they will give you info on debt management and consolidation. You can also search for specific things like payday lenders or credit card debt in the search box at the top of the page. Or you can post here what kind of debt you have and some idea of issues and get advice from our members. Many of us have been in and out of all kinds of debt.