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Debtconsolidationcare.com - the USA consumer forum

removal of old debt from cr?

Date: Mon, 01/21/2008 - 08:51

Submitted by taksmom476
on Mon, 01/21/2008 - 08:51

Posts: 80 Credits: [Donate]

Total Replies: 2


I'm just a little confused on when negative items should be removed from a cr.I know its normally 7 years but I'm not sure of when the 7 years starts.

Heres an example of mine: I had 3 cc that I defaulted on probably in 1999 or 2000, cant remember what year. I went into a debt management program around 2001,stayed in that until 2003 then stopped. So my question is would the 7 years be up from original date of defaulting or when i defaulted from debt management program?