N.A.F.S. Buffalo?

Call them and demand why they were looking at your private information. Then send them a letter stating they had better remove it pronto..or else take them to court over it since they had no permissable purpose.

I called. Apparently, they purchased some old credit card debt that was from 10 years ago... this derogatory account fell off my report about a year or so ago. He said that just because they can't sue me for the money, it doesn't mean that they can't try to collect on bad debt. I was cool with the guy, told him I understood that, but that this was some error (he was a kid and sounded pretty green... I said I think I settled the account in question like 5 years ago anyway (which is not true), but regardless, the account is past SoL and dropped off my report 1-2 years ago.) I then asked him about removing the inquiry and he said to the best of his knowledge, that's not possible. Didn't sound like he/they were going to try pursuing this - and we hung up amiably.

Should I do anything else at this point?

Hey, I had the same problem just yesterday, 1/25/08. They did a hard inquiry and they purchased some old account (discover card) that is 10 years old. This must be their M.O. I also looked them up and they have a horrible reputation in the community and have had to pay monies in a class action law suit for bad practices.

How do I contact them

Don;t play ball with them...fire off a non PP letter and they will fold and remove the inquiry...just google non-pp(permissive purpose) letter and find a really good form letter.

NAFS Buffalo
105 Earhart Dr
Buffalo, NY 14221 7079

Hey man i just received a notice alert from nafs and tried to contact them but no phone number is available only the same address as above. Is that the only way i/we can contact them? if not, can anyone please provide me with a phone number!!!

thanx

Hi I just saw that they did an inquiry on my credit report. does anyone have a phone number for these ppl?

Welcome

NAFS

165 LAWRENCE BELL DRIVE, BUFALO, NY 14221.
Telephone No.: 716-565-1020

If you paid your bills no collection agencies would call you. Learn to work hard and pay your bills instead of trying to find a way out of paying them. Do what people with good credit do pay your bills get a job and stop living off everyone else. Leeches

To the post above:
I hope that you really understand exactly how ugly those words are. Sure, there are people out there that do leech, but you wanna know what? There are also people out there that go through a rough patch and get into situations they would not have expected. I work damn hard every day and do pay my bills but there are some things that got out of control because of events I didn't anticipate. SO before you go lumping everyone on this site into a damn category, take a good look at your life that you've worked so hard for and PLEASE think about what would happen if something happened to you that you couldn't control! At least some of these people are asking for information to contact the company to get their accounts straight. NOW, what are you doing here if you are working hard and paying all your bills? Wouldn't that mean that you should have no concern with debt-consolidation? I'm sorry to be long-winded, and I will probably never venture on this site again, and you may not either, but at least I can be a voice for the people who are trying to make it right!

that anonymous poster is most likely a bitter collection agent. They do this in their spare time. I know, I have two friends that work for a very large national collection agency and when they are slow...they're surfing the web looking for crap like this.

To the OP: Send them a DV letter, make them prove they had permissible purpose...if they can't produce validation then they can't prove PP.

me being a bill collector myself i would advise u not to do this if u dont want them to persue u for a bill. because a hard inquiry was done that means u do have something that is delinquent that u have to take care of becuase cbr's cost money. the compan y would not have done it for no reason. and never tell them u have no debt because that would make ur account 'hot' meaning u could possibly pay off the bill.

u have somethings and information wrong. we cant search the web "looking for u" we have to clearly have ur ss# which would come from u applying for a credit card or for a doctors office any thing that u put ut ss# on. and to see a full cbr ur account has to be in the office. u cant look at it neother way.