citi cards legal dept

Bingo, he's an idiot. They won't sue you and get a judgement for several months, if at all.

Contact Citi and set up a payment plan. Ignore this goon going forward.

Guest by design

You don't want to ignore it outright. First you should send them a debt validation letter (you can find a template for one via the first link of my signature) send it certified mail, return receipt requested. Also, UCB is a collection agency, they are not licensed as a law office and as far as I can tell they don't have any attorneys on their payroll.

Here is their web address with their office locations:
ucbinc.com/officelocations.html

If the debt is yours, contact Citi Card. They were great with me. I owed close to 9K and was able to work out a 60 month payment plan, with no interest. Take it one debt at a time.

My question is,Why did he lie and say he was with citi?It's funny because i got 5 calls from city after the conversation was over.Did he violate the law??

It would fall under failure to provide meaningful identification, which is a fdcpa violation.

actually, it would fall under outright deceptive practices. It wasnt as much a failure to identify as it was a deliberate attempt to pretend to be someone else. But JC is right--the fdcpa prohibits a CA claiming to be any company other than themselves.

I'm sure if you wanted to file suit over it you could site deceptive practices (which violates another FTC law, just not sure which) and also may drastically increase collectible civil damages.