PDLs in NC

What is an sms message?

like a text but different because it comes from the internet...i will need to call payday loan yes... i have no other steps to do.....

just received a letter from BBB UTAH they have contacted the company I got SMS message from---they have until the 24 of March to respond....

love, if they do not respond, file again. I had to file on some of mine twice.

Wait! Now there's a bunny! There was a bear! love is keeping me on my toes! :shock:

Love must be the easter bunny! :D

LOL! I didn't think about that!

Hmmm..... :lol:

I told you Love IS the Easter Bunny!!!! :shock:

:shock: I wish I was smart enough to do "cute" things on my posts!!

I will bet I can mess that up.

I am getting fed up to a boiling point...letters being returned....bbb's acting stupid....what more oh yes a trip yet to the dr.'s office for a sick teenager----I wish I could handle being drunk!!!!! Addresses are wrong and being sent back---POSTAGE is killing me....I may have to give up this battle....

can someone tell me the address to Credit Protection Depot, Inc.---its not 4601---maybe 4616 W. Sahara Ave Ste. 1....does anyone know??? I had the letter sent back to me...

Love, I have been looking but am comming up empty...I will keep working on it for you. Is the address for my cash now or Pay Day max????

ok---well off to the drs with teenager--a walk in---there goes most of the day---- :(

Is this the same place??? Mine was returned to sender---no complaints???? Help...my cash now is relentless--no help from BBB or AGs


Better Business Bureau Serving Southern Nevada
2301 Palomino Lane
Las Vegas, NV 89107
(702) 320-4500
Fax: (702) 320-4560
[email]info@vegasbbb.org[/email]

BBB Reliability Report

Credit Protection Depot
4601 W. Sahara Ave
Las Vegas, NV 89102
General Information
Type of Entity: Corporation
Principal : Aaron Shoaf, President
Phone Number: (702) 000-4601
BBB Membership: This company is not a member
Type-of-Business Classification: Loans
BBB Customer Experience
The Bureau has processed no customer complaints on this company within the last three years or since its inception of business, whichever is less.
License Information
As of 10/26/2007, the Bureau has been UNABLE to confirm this company has a valid local business license


BBB Definition:

License - A permit or accreditation required by the State, Province, County or Municipality where a company is located indicating competence or professional certification that allows the company to provide products or services related to their particular field or industry.

for the locale in which they operate. IF A CONSUMER DOES BUSINESS WITH AN UNLICENSED FIRM, THEY DO SO AT THEIR OWN RISK.

Report


BBB Definition:

Report - A summary of activity reflected in a company????????s BBB file. Includes basic business background, BBB membership information, and Bureau complaint activity over the previous three years. Also reports may include any known government actions, advertising issues or other information that results from activity conducted by the BBB.

as of 3/13/2008
Copyright 2005 Better Business Bureau of Southern Nevada, Inc.

The information contained in this report has either been provided by the company or has been compiled by the Bureau from other sources believed to be reliable. BBB reports can not be reproduced for sales or promotional purposes.

As a matter of policy, the Better Business Bureau does not endorse any product, service or company. BBB reports generally cover a three-year reporting period, and are provided solely to assist you in exercising your own best judgment. Information contained herein is believed reliable but not guaranteed as to accuracy. Reports are subject to change at any time.

:?: I found this, too.



roxy, have you found anything on these guys?

still waiting....

Sorry Guys had meetings today and then Scout meeting tonight...UGH! I was trying to find addresses...LIke you Cannr, I found a partial at the BBB...I know that my cash now and Pay Day Max are parts of Credit Protection Depot. I pm'd love ...if all else fails, I will try to call tomorrow. I know MCN is overseas...Grenada or something...I had this same problem with GFS and ended up only being able to fax them.

Thanks, roxy! :D

Ok...I have read so many threads about these companies I am going crosseyed.... Here is what I found for MCN.. This is from a thread in December.

direct written inquiries to:
my cash now
2071425 Marine Drive
West Vancouver, British Columbia
Canada V7T1B9
Phone or fax to 604-357-1157

Morning posted this about Credit Protection Depot.

4700 Rossville Road
Chattanooga, Tn 37407
866-645-1661

Wonderful! love will be pleased to see this!

wow it's almost like you have to hire your own....


great thing about this sight..these members helping others here are even better than Mc Guyver!

those are addressers for my cash now--I wrote them---the one in TN I did--I was trying to write CREDIT PROTECTION DEPOT---according to a post here it was a Las Vegas address but it was sent back to me...the BBB in TN is very unhelpful!!!! Thanks though

Love, From all I read yesterday, Credit Protection Depot collects for and is related to my cash now...

i have a pdl with my cash now and they are trying to get more than the principle.....so since i was getting no where with my cash now i thought i would try them

Ok...getting it now...I would just send them payments for what I owed them and be done with it. Let them spin their wheels about getting what they THINK you owe them.

i have no correct address to pay them...everything has been sent back and bbb and ag I am waiting on----thanks though---

love, OK....still kinda slow here today....you have used the addresses we have posted and they are not good addresses????? :?

or the company is acting stupid....payday loan yes keeps calling but will not respond to BBB...I hope I can win this fight---I wonder if I may need to give up---even if it means I lose everthing....emails go ignored--bbb worthless right now--AGs may go unanswered...tooooooo much

Love, do not give up. You are fighting a good fight. PDLS are prohibited in your state correct? Then you stick to your guns, even if you have to write it a thousand times. I know it can be overwhelming...I started on this site in August 2007 and by October/November, things slowed considerably. I sent you a pm....please look at it.

well now financial institutions in tn has my case against my cash now...wait and see

Love, as usual keep us posted.

Twice denied any help---oh well...

Please accept our apology for not getting back with you sooner.

Your earlier complaint was closed due to lack of information. However, we
have received your second (2nd) complaint.

my cash now is not a member of the Better Business Bureau. We have no legal
authority to do anything about their business tactics. Also, I have several
complaints filed, they are not responding in any way to our contacts. And we
cannot make them, all we can do is give them an unsatisfactory report due to
no response to their customer's complaints.

We have no authority in North Carolina. We can do nothing. But, you have
done the most important thing you can do and that is file your concerns with
the Attorney General of NC. Their offices do have the authority to look
into My Cash Now business practices.

I regret we are unable to address your concerns. If we can be of assistance
in the future, please feel free to contact us. Thank you.


Nancy Sneed | Director, Dispute Resolution

Tel: 423.266.6144
Fax: 423.267.1924
Email: nancybbb (@) bellsouth.net
chattanooga.bbb.org

It's okay, love. Very often the BBB can't resolve these things. Especially with overseas pdls. Or if they don't get a response from the pdl. Whatever. That's fine. Do not get discouraged just by the BBB. Your state AG complaints will be addressed. It takes the state AG a bit longer to respond to complaints, so it's kind of a waiting game with them. However, once they start, they will send the pdls repeated letters. Do not get discouraged, okay? It's just the BBB. You've got the AG working on them also.

thanks cannr

Love, I have received several of those myself and it left me very frustrated, feeling like I was rolling a boulder up hill...I hate feeling like the bad guys always win. Please do not get discouraged and hang in there. Cannr has been involved in this process way longer than me and she knows her stuff. Lets wait to see what the AG has to say.

mail call.....My Cash Now sent back again--using new york address and I used tn address---bbb in tn can not help with these jerks---AG is all I have for my cash now!!! Also AG in Las Vegas states address in NV for ameriloan and One Click Cash is mail drop only address and office MAY be located in OK...we will wait and see...

love, regarding my cash now, since they are located overseas, have you file with the FTC on them? The FTC is very interested in the overseas pdls. Do NOT get discouraged. Your AG might be of more help than anyone. It takes them awhile though. But, I'm telling you, they will get on it. They have to investigate every complaint they get, so it takes them a bit longer to get the ball rolling. However, they will. Please don't give up. It's hard in the beginning. Very hard. But once the ball starts rolling, you will get results.

I now know PaydayLoan-yes's corporate office is in the Bahamas!!! Oh and they want payment NOW...BBB closed my case against ameriloan and One click Cash!

This is confusing they say on a message that this is First National Services---but when you do a search of the number-it comes back as CashNet...plus addresses do not make sense...the lady on the phone says the corporate office is in the Bahamas...can not find?? This PDL stuff is too hard---I do not know who to call or write any more---I am getting fed up and they can take me to collections...BBB is worthless (in my case) and AGs went missing!!!

I wish people better luck than me....I AM FED UP and know the only result I am getting other than hell is collections!!! :evil:

Love...believe it or not colelctions is not necessarily a bad thing. If you get sent to collections, it is easier to get them to stop calling...the bad thing....it means more letters. When you get sent to collections, you want to request the collection agency validate the debt, which they will not be able to do. I know this is frustrating and it seems like it will never end...It will. The good thing about collections, they fall under the Federal Debt Collection Protection Act and you really do have recourse if they collection agency violates. Check out the stickys on the top of the page on the Dealing with Collection Agency form. Which Collection agency is calling now....I will help you with them.

I am fine with collections---oh well...I am not able to do any more letters or fax....thanks though :?

Love, if you post who the CA's are I will help you do the letters and get them taken care of. I e-mailed and faxed as well as sent mine. First things first though...list the CA...

i am done right now---its only one right now and I am not sure if its a collection agency--I have no more money--I NEED food next week--SPRING BREAK+TEENAGER=$$$$

Got that :lol: We will be here whenever you are ready.

Hi, love! I understand where you're coming from, but I hate to see you get discouraged and throw up your hands! It breaks my heart! Whenever you are ready to take more steps, just know that we are here to help you, okay? If you need current/correct addresses, we can help you find them. Just whenever you're ready.

Its nice to see some people winning their battle on PDLs...I am not one of them...one AG said nothing will be done...BBBs getting nowhere.....I am disabled and can no longer keep this battle up.....if someone would get to my debtcc points that would help but that of course is not happening...wish everyone the best of luck...I wrote/called/faxed everyone and it got me nowhere--I hope PDLs one day will all be shut down but I can not at this time keep fighting.....GOOD LUCK

love, you're killing me here! I understand it's a tough battle. Believe me, I understand. I just hate to see you give up. I don't want these people haunting you forever.

If you would like to cash your debtcc points, you can do that, love. That way you would have some cash. I'm sure it would come in handy. You can send Jason a pm or an email to:
jason(at)debtconsolidationcare.com

Tell him you would like to cash your debtcc points, okay? He can take care of it for you.

love, you know we are here for you. We always will be.

been trying everyone to get my points!!!!! There is no one to help everyone says no to helping me....they will have to haunt me...BBB and AGs say ok to that...

I'm soooo sorry, love. This just really sucks. I do know that it takes time. It took months for me. I just waited it out. However, if your AG isn't even cooperating with you, I can see why you're discouraged.

If you're not getting a response regarding your points, love, instead of sending a pm (if you've tried that), then send an email. Send one to Jason or to Vikas.