EVER HEAR OF jd enterprise and financial services handling A

Do you have any of the documents to show that you paid off your bill? I think you have to start there.

can you name company here who now sent the bill? I think people will be along to explain sol..and good luck! Also letter you received might be from junk debt buyer..don't be afraid first and foremost! You have rights and deserve good treatment and can actually demand it! Sue I wish you the best!

Over seven years ago? Hmm.......

Easiest thing would be if you still have proof of payment. A PIF letter or a cancelled check would do nicely. Failing that, talk to your bank. For a [probable] fee, they can research the payments for you and provide cancelled checks.

Now that we've dealt with that, what state do you live in. At that age, the debts in question are likely outside the Statute of Limitations, even if they hadn't been paid. Some more info from you would help us here... Exactly how old of debt are we talking about, when did you pay it off, all like that. No personal information, though, please.

Next... Send these clowns a letter demanding full validation of the debt in question. There's a good template for one right here: http://www.debtconsolidationcare.com/collection-agencies/better-structure.html

Last, keep us in the loop. We're here for ya, we'll help where we can.

Hi there, I looked them up and they are a Litigating agency out of Whittier California. Since you claim you paid this in full, fax them a paid in full letter from the original creditor. As you know, the burden of proof lays on you. Good Luck and don't get sued.

was the man from jd enteprise rude and obnoxious when calling teliling me they have ssent me several letters and phone calls when it was the first phone call i ever received and threatning me with a lawsuit at work

I had jd enterprises call today and tell me that I was being subpoenad to pay on a providian card that has been cut up for 6 years. he said i owe 1213.84 but could pay 754.09 and it would NEVERshow on my credit score. any oppinions
:?:

Here is my opinion, pay your debt back. Just because the debt was over 7 years old, it does not make a difference. the bottom line is, you accrued that debt. Just my opinion.
Stop bitching to the world and be a responsible adult and do the right thing. For the love of God,this is why the economy is this bad, because of you people.

i had an at&t bill AND a capital one credit card bill with this company, JD Enterprises,and they settled with me for a very reasonable amount of money to settle both accounts. the man i settled with was a very courteous collector and professional also. he assured me they would delete both items from my credit profile, and when i checked it they had done exactly what they said they would do. i would be happy to deal with them again, if i ever had another bill in collections.

Hi there, I have just paid my account with them after getting served with papers to go to court. At first I did not believe them and I kept telling them do what you have to do, but they did, they sued me. I paid them the entire amount plus legal fees. It was my debt and I tried getting away with not paying them. Live and learn.

One of the things that JD Enterprises seems to do is to buy "Out Of Statute Debt" and then try to collect on it. Nothing wrong with that per se'.
It seems to me from what I have heard the company seems to at least imply they they have someone in the area with a summons that you can avoid getting if you call them and settle it now. This is a trick! Paying them $1 restarts the Statue Of Limitations!!!
From what I understand it is not legal for a debt collector to threaten to sue (a summons is a notice of a lawsuit) if they don't intend to do so or are bared from doing so by the SOL. It seems to me that this company tries to scare the you know what out of people to get their food, rent and medication money out of them.
If you are in California and since this is a California Debt buyer you most likely are your legal obligation to pay a debit expires exactly 4 years from the time you made your last payment.
So in the eyes of the law you don't owe the debt anymore. What about my moral obligation you say? We have a moral obligations to take care of ourselves, our family, our Church, and our country. If you have all your moral obligations covered, including an 8 month emergency fund, and retirement savings that will allow you to take care of yourself in old age, then fine pay the debt collector, if you don't I think you have a moral obligation to not pay them because it is going to keep you from meeting your real moral obligations.
Let's all put the debt disaster behind us, pay it off if we can, default if we must because we are going back to the 50's way of doing things, smaller house, no 3rd car, no expensive toys bought on credit, saving up for the stuff we want and paying for the stuff we need. So with that in mind, Sit Back, Light Up A Lucky, and sleep well tonight knowing that nobody is driving around your neighborhood with a stack of summons form JD Enterprises ordering you to go to court for debt that is past the statue of limitations.

Quote:

Quote:

Quote:

Quote:

I had a guy call me and say that he was on his way to my home with a summons - but if I called this number that he could put it on hold.... never heard of that before, anyway when I called I was told that JD had acquired my bill from yet another collection agency who acquired it from another agency and low and behold they want me to pay them for something that was written off years ago .. I think that I am going to roll the dice with this one and dispute it on my credit report

[QUOTE=sue009;289754]I cleared my at&t bills up over 7 years ago, now I just received a letter from this company saying AT&T was the original creditor and I owe 3000.00[/QUOT

They just did the same to me. They pretended to be an attorney saying they were serving me a supoena (by phone) on behalf of someone named Mr. Willis and gave me a phone number to call. The number they gave me belonged to JD Enterprises, as did the number the "attorney" called me from. I called the number and was told he was suing me to collect on my AT&T bill from 2001. It was first reported on my credit report in 2002 and EXPIRED in 2009. The agency reported the debt again today as if it was new.

That is completely illegal and must the credit item must be removed from your report. Go online to the reporting agency and dispute the item. You can file a complaint at ftc.gov and if you choose, can sue them for illegal debt collection practices.

DO NOT do ANY business at all with JD Enterprise! This Company is a total Scam. Everything about this company this totally fake. He will not sue you and he wil not remove anything from your credit report. Anything you pay him will be lost. Just hang up and block his number.

Has anyone ever ACTUALLY been sued by these guys? If not, (I have been contacted by them as well, with the exact same statements about being served) they are comitting illegal activity according to the FDCPA. They are not able to say they will sue if they do not actually intend to. Any thoughts on this?

Wow, I cant believe I just got a phone call from these folks and Im reading all the things people here are saying are true. There will be a server in my area? Since when has collectors been so thoughtful to give us one last chance?? It really seems odd way to do business. My dispute with ATT happened almost 10 years ago! I think Im gonna ride this one out.

so funny to see the people from this agency responding to this thread under fake names...kind of like how they perform collections... just obey the FDCPA and quit being such a scumbag! :p

I wish I looked this company up earlier. I thought I was the only that was being dragged through the mud by JD enterprise. My dispute with my att wireless account is from 1995 and will never be paid. Att overbilled me for dropped calls when they first opened in San Diego and only wanted to give me partial credit. This was unacceptable to me and I refused to pay a bill that was over 180.00 dollars more than what I owed. This account should of been removed from my credit report in 2003 but was sold to another creditor instead and was now scheduled to be removed from my credit report in dec. of 2009. JD enterprise bought the account in 2008 and right when I thought that this account would finally be removed from my credit report JD enterprise refilled it as a new collection. This account is not scheduled to be removed until 2015 now!!! I called JD enterprise and we had it out but Im the one who lost. After our conversation JD enterprise has hit my credit report for 5 hard inquiries. I have now spent the last 6 months trying to resolve this issue. THEY ARE SCUMBAGS!!!!!!!

I had the same thing happen that recently showed up on my credit report. The last payment I made to At&t was almost ten years ago when I disputed charges that they nailed me with. When I finally traced it down JD had bought the debt from another agency who had originally bought it from AT&t. The SOl for this in Idaho is 5 years. The guy I spoke with was rude and threatened to sue. Kept telling me the SOL was ten years and he would settle with me for around a hundred dollars less than what was showing on my credit report. This group are frauds and use scare tactics to weasel out any payment at all in order to restart the SOL.

In most places the SOL is 4 years where the CA can't sue. (Mostly) the SOL is 7 years on your CR (depending on what it is). You're right..if you make arrangements now to pay it, you would 're-start' the SOL. Look on your CR and see what hte 'fall off' date is. I wonder why they are making so many inquiries on your CR..doesn't make alot of sense to me.