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how do i get out from under these payday loans?

Date: Mon, 03/24/2008 - 07:56

Submitted by biotch5869
on Mon, 03/24/2008 - 07:56

Posts: 37 Credits: [Donate]

Total Replies: 72


I have a huge problem. i am a single mother of three with a fairly decent job(well over 50,000 a year). but, being alone that doesn't always cover everything. so i got wrapped up in borrowing from payday lenders. i need them taken care of, consolidated or something, please. i currently have 8, yes 8 and they are killing me. impactcashus. bal.$345. 500fastcash. bal. $165. paydayisland. bal. $375. unitedcashloans. bal$390. worldwidecash. bal. $200. cashadvancenetwork. bal. $450. quickest-cash-advance. bal.$390. and finally padydayservices. bal. $850. Is there any way out? help.


Great! I am glad you are getting refunds! I missd the 2 previous posting before I wrote the one above. Besides worldwide which one was the other one? Although you overpaid500fastcash they are imposible to get anything back of the overpayment you might get your "PD IN FULL"letter though, United is anotherone that is hard to deal with. If I recall 500Fastcash in Global Finance Services (they are being investigated in Florida) United is MTE financial(also being investigated) I had dealings with them and did not get a refund I settle with 500fastcash $95. United I have not heard from them since last july (2007)I can't wait to hear from the Financial Services in Tallahassee I have been in contact w/their people who are investigating (gaave them them all correspondence and paperwork from all the loan I had. They are really going after all paydayloans, they have thousands of complaint about this internet payday loans. Hope they get them!


lrhall41

Submitted by spanisheyes on Tue, 04/01/2008 - 20:04

( Posts: 313 | Credits: )


they still do try to debit my account. and, to their dismay their attempts fail because they are returned by my bank and then they get charged. i was informed by my bank that no service charges will be applied to my account. but, i still check it daily. i don't think i can close it until i have a POSITIVE balance. these pdls put me drastically in the negative.


lrhall41

Submitted by biotch5869 on Fri, 04/04/2008 - 09:00

( Posts: 37 | Credits: )


I thought somewhere that someone said 500Fastcash was affiliated with MTE? I have one PDL I am dealing with that is MTE, but I also had 500FastCash, which I also thought was MTE, making me assume I had two PDLs through the MTE parent company.

Please correct me if I'm wrong, or if someone has any additional information.


lrhall41

Submitted by Amaranth on Fri, 04/04/2008 - 09:05

( Posts: 271 | Credits: )


CAN ANYNONE TELL ME.. CAN YOU GET RID OFF THE OVER LIMINT FEES FROM THE BANK. THIS PAYDAY LOANS KILL ME IF U CAN TELL ME HOW I BE GLAD ..


lrhall41

Submitted by romantico4uuu on Fri, 04/04/2008 - 09:05

( Posts: 15 | Credits: )


i received another e-mail from MTE, of course threatening to ruin my credti and cause my check writing privileges to be taken away, etc. i emailed them back stating that the are not to contact me until they supply me with the information of who they are affiliated with so that i know who exactly i'm paying. they offer a phone number. do you think i need to call it?


lrhall41

Submitted by biotch5869 on Fri, 04/04/2008 - 09:14

( Posts: 37 | Credits: )


They can not ruin your credit and can not have your check writing privileges removed. They can attempt to put a negative mark on your credit but you can dispute it and it will be removed. I know there are several members who have posted that companies have tried, I am not sure if MTE was one of them. Did you try to google the phone number or search this site using the number to find what you are looking for...I would only communicate with them in writing.


lrhall41

Submitted by RoxyNY on Fri, 04/04/2008 - 09:23

( Posts: 4178 | Credits: )


hello people one quesion . what is better for paydayloans.. do they accept deb consilidation i make arragments with one of the in 2 payments but i want to put all in one single payments is any good company there to work with it? i called this company from this forum the one in alabama i read the contrac they one $195.00 dollars to begin ? is this ok ? can anyone tell me if they work with them?


lrhall41

Submitted by on Sat, 04/05/2008 - 04:37

( Posts: | Credits: )


biotch, if you sent it to:

500 Fast Cash
Phone: (888) 339-6669
Address: 515 G SE
Miami, OK 74354

then you did great! As kash stated, this pdl is one of MTE's d/b/a's. I wanted to check what address because MTE has a habit of denying they are "who they are". However, in your case, 500FastCash has the same exact address as MTE Financial. So, they shouldn't claim "we are not them".


lrhall41

Submitted by cannr on Sat, 04/05/2008 - 04:56

( Posts: 9317 | Credits: )


hello there thank can you explain the last entry you tell me that t &c wont help? can oneone tell me that t c is a good company >?


lrhall41

Submitted by on Sun, 04/06/2008 - 04:12

( Posts: | Credits: )


i received a letter from worldwidecashnow(via us post). the are a company based in the UK. the agreed to issue me a refund in the amount of $245. and i let the company know here(also known as telemerica) it's going to be in my account(that only allows credits) tomorrow!!! yeah. again i can't thank everybody here enough for all your help!!!!


lrhall41

Submitted by biotch5869 on Mon, 04/07/2008 - 13:03

( Posts: 37 | Credits: )


well i think this makes 3 down. i went and logged into paydayservices.com, and it said that i had a loan that has been funded. then it had an OPT-OUT thing to click on. so i guess if you don't here anything... log on to your online account, and maybe they just washed it out? if so... that is cool!!!


lrhall41

Submitted by biotch5869 on Wed, 04/09/2008 - 20:28

( Posts: 37 | Credits: )