877-777-2551 - Does this number belong to a collection agency?

Yeah, it's a collection agency for a payday loan company . . . . No legit and legal collection company would say that sort of stuff.

They are trying to scare and intimidate you into paying them.

They have a website - 1st-irs.com

And here's some contact info for you!

Contact Information:


James Tolbert
Director of Marketing and Client Relations
Phone Local....(713) 777-2500
Toll Free..........(877) 777-2551
Fax...................(713) 777-2503
Email: james (@) 1st-irs.com



Kip Turner
Vice President and Public Relations
Phone Local....(713) 777-2500
Toll Free..........(877) 777-2551
Fax...................(713) 777-2503
Email: kip (@) 1st-irs.com



Physical Address:
1st Integral Recovery Services
9898 Bissonnet
Suite 670
Houston, Texas, 77037

First off, check to make sure this company is licensed to collect in Texas. Being that they are located in Texas odds are they will be.

Second, take down notes of the conversation. If Texas is a one party consent state record your next phone call with them.

From what she said to you she is breaking the rules . . . .

thanks for the info...i figured so...

what link can I go to see if they are licesned?

So you want me to call them back to see what they have to say?

How do I record there call? It's at work?

Thanks much Goudah...

I kind of want to email them instead and let them know I just received a call from the lady and also send a validation letter?

Is that a good idea....

I want all in writing; forget the telephone...

Thoughts.

It would be on the Sec of State's website . . . . I'm looking for them now.

Thanks for all your expertise...and leg work...

They are registered to collect debts in Texas:

Go for writing - You know now this is a legit, registered collection agency. That makes it easier in a way to deal with. They must follow the laws, and there is a good process in place if they don't to complain to. You could also sue them if you get them on a good violation.

Ok, they are legal....

So, i am thinking to email them stating that I received a phone call from so and so and that I prefer all communication in writing and also send them a debt validation letter???

What if they are collection on an illegal loan? Not for sure yet..

So can I go ahead and send a validation letter too? Since I am writing instead of calling...

do i just search for that letter in the search engine above?

Yes, send them an email, but also send them a certified letter, return receipt. You may need to have proof they received it. I would send the email to the guys listed above, and detail out how your phone call went. Tell them you know the laws, and feel that this call went beyond them. Just be careful not to threaten them with anything.

Once we find out who they are collecting for, we can go down the road of if it's legal . . . .

Oh, sent an email to both the gentleman in above post; and the first one came back to me as unknown recipient.

I guess they don't update their website much...guess we will have to see...I will be mailing my letter as well.

thanks for everything.

OJ is impotent! huh?

Thats quite a statement, but okay ill accept that.

If you ask a 3rd party collection agency to not call you at one of your numbers, they are not allowed to BY LAW. Collection companies are not allowed to disclose who they are and what they are calling in regards to because it is considered 3rd party dosclosure. (You can't gaurentee who will hear to the message.)If you speak with a Rep, verify your info, you can then find out if they still have the debt - and if so, work out arrangements for resolution. Some collection agencies do not follow the fdcpa and some work right on the line of what is legal and not legal. I am not familiar with this agency, but the best thing to do is contact the company. Remember - your charged off debt is accruing interest every day. Sometimes a settlement is the best way to get rid of the debt, often at less than what you originally owed.

Your request must be in writing in order to be binding. Verbally informing them not to call you doesn't work. How many times are you going to make this same post Allison?

I SAW YOUR MESSAGES ABOUT FIRST INTEGRAL RECOVERY SERVICE AND I TOO HAVE BEEN DEALING WITH THEM, THIS MAN CALLED MY WORK ACTING AS THOUGH HE WAS AN INVESTIGATER WITH THE IRS LEGAL DEPT. NOT FIRST IRS BUT HE SAID IRS, I ASKED HIM TO REPEAT IT TWICE AND BOTH TIMES HE SAID IRS... I LATER FOUND OUT HE WAS REALLY JUST SOME DEBT COLLECTOR WITH A LAW FIRM ASSOCIATED WITH FIRST INTEGRAL RECOVERY SERVICES AND HE WAS DEF NOT FROM THE IRS.. AND ON TOP OF THAT HE LEFT MESSAGES WITH MY CO WORKERS ABOUT THIS MATTER CLAIMING HE WAS AN INVESTIGATER WITH THE IRS, SO ALL MY CO WORKERS THOUGHT I WAS IN TROUBLE WITH THE GOVERNMENT, HE EVEN THREATENED TO CALL MY HR DIRECTOR... I REPORTED HIM TO BBB.ORG BUT HAVEN'T HEARD ANYTHING YET SO WE'LL SEE, GOOD LUCK:)

James Tolbert thats *****a fake name**** run the name he is a kid ***
if so thats the youngest vp ever!!!!!
Director of Marketing and Client Relations
Phone Local....(713) 777-2500
Toll Free..........(877) 777-2551
Fax...................(713) 777-2503
Email: james (@) 1st-irs.com
new number *************(832) 443-9391

And....these numbers are to..where? How do you know the person is a 'fake' person? I happened to look the phone numbers up on the Web. NOTHING came up....no such numbers. How do you explain that?

Are they registered in wisconsin and for ssm group payday loans which i never gave permission for in the first place

I'm currently dealing with them but they will not send me anything regarding what I owe or where the dates were coming from. They are demanding I give them my acct number!! What should I do? I'm frustrated! They also claim I have given my in-laws as references and I know I WOULD NEVER, NEVER do that! They said they were going to EMAIL me documented proof but then they kept me on hold for 10 minutes!