Sent letters via Email still no response...

i was told by someone that has helped me through this whole thing that after you send out the letters it is like a waiting game. i think they try to avoid the letters. but, hopefully like i've heard they can't do anything. you've taken care of your bank account right?

It is a waiting game, for sure. I kept sending the letters to them daily, over and over again. It took them awhile to respond, but when they finally did, I could tell they were irritated with me. lol I sent letters to the support staff, the Admin, and any other email addresses I could get my hands on for each company.

shazzers....I have been doing the same with my remaining two. I keep sending them over and over and to every email address that is remotely connected to them. It is more like a game with me now. I don't expect a response. I just like bugging the crap out of them.

I have to admit, I did get a little enjoyment out of being a pain in their hiney. :lol:

yeah i seem to be sending it back to them for every e-mail they send me, that is not a respose to the letter.

shazzers....do you ever feel like you are becoming a little "warped" from these idiots? I find the strangest things amusing these days.

Well, if I didn't find humor in it, I would lose my mind, whatever amuses me, warped or not. :lol:

I like your way of thinking!

Its starting....I got into work today and had 2 voicemails from interim asking me to call them regarding the email I sent them....So I emailed them this....

AS IT STATES IN THIS LETTER PHONE CONTACT IS PROHIBITED!! THE 2 PHONE CALLS YOU JUST MADE TO MY WORKPLACE WILL BE REPORTED TO MY ATTORNEY GENERAL AND TO THE BBB! IF YOU HAVE SOMETHING TO DISCUSS WITH ME THEN EMAIL IT TO ME! REMINDER YOU ARE ILLEGAL AND I HAVE PAID YOU $700+ OVER WHAT YOU LOANED ME- THIS MATTER IS CLOSED!!!!

Good reply! The only one I have heard from so far is MTE and I haven't heard from them on 2 or 3 weeks. my cash now recently sent me 2 e-mails inviting me to apply with them as a "good customer" amd I haven't heard anything from M1Y. I asked to hear from all of these by March 12th in writing.....

hevnly,you have got them.those voice mails basically violate a c&d letter.save those,they will come in handy against this particular pdl.

Yes I will be saving these voicemails for sure...now is there a format or outline I need to use to file a complaint with the BBB? What do I need to say?

if i were you hevnly,i would PM cannr,kash,or roxy.
they have lots of those templates to use.

Errr Geneva Roth just left a voicemail at my work now too. Good thing they only have my work number and not the company number.

Soooo funny....My email inbox is so full with all these payday loans offering me great deals like Im that dumb they just want my new info...AND I got a few credit card offers and they ask for my banking info RIGHT!!!

Am I asking the wrong questions?? I have 2 threads concerning my issues and both have gone unanswered. I really need help here.

you are doing fine,did you PM cannr,or kash.they should have that letter for you to print and send.

Yup I pm'd cannr a few days ago...nothing yet.

PM volleyballmom,she will give you what you need hevnly.cannr gets busy,volley should help.also send cannr a quick message as well.i know she would help you,but something happened.

i PM'D cannr,we'll get you help hevnly.

No form letter to file complaints with the BBB. Just go to the web site and file on line

Heavenly, I sat down and wrote my own "form" complaint and changed the dates and names as needed. You can do that in your wordporcessing progam and then copy and paste into the BBB complaint boxes. The only drawback is that when you file, it goes to that state, each state has a slightly different format and a different limit on the characters allowed in the complaint box. But editing beat retyping. Hope that helps a little.

are you guys sending the "illegal lending" ltrs to the PDLs via email? I was going to send mine certified to be sure I was covered.

I just found out my hard restraint block was not issued for whatever reason, but i have my log of all the PDLs I spoke to 3 weeks ago notifying them that the bank closed my account but some are still debiting. How should I handle? Thanks

I faxd my letter to them. They will continue to debit you account unless you close the account.

Correct Angell, That account needs to be closed. They will debit forever if it is left open

Okay but how do you protect yourself from them possibly claiming they "never got the letter"?

I kept my fax confirmations, which I sent from a local Staples, and called it a day. I'm putting the burdon on them to contact me. Once your account is closed they will contact you!!!

I've heard from one so far, MTE, but not since March 3rd. The others haven't bothered to contact me yet but when they do if they say that they never received coorespondence from me I will send the letter again and send certified!

I also used the fax numbers that I had to fax info. to them when the loans were taken out... if you don't have those I am sure with all of us on board we can come up with the fax numbers!

Okay great!

I just need a fax number for SSM group

SJM/Platinum B Services
PO Box 558
Shawnee Mission, KS 66201
1-866-722-2770
Fax 1-866-599-5161

I'm pretty sure this is them....

I just wanted to say thank you for all the help. My payday was this past Friday and I have not heard anything besides a couple of voicemails form only one company so for now Im calling it a day. I know my money is safe and I know these companies are illegal and thats all I need to know...they wont intimidate me.

awesome hevnly,that is what they count on you
being intimitaded.glad we could help.keep
us posted.

I will keep you all posted and for sure ask for more help if I run into any problems, like I said for now I just dont answer their calls, good thing only 1 company has my current phone number lol the others are screwed!!

hevnly - love the picture!!!!. I also have some PDLs out and the only one i hear from (on a daily basis) is WebPayDay. They only call on my cell phone for some reason. I don't normally keep my cell phone on so it goes straight to voice mail which i save so i have it for future reference when needed. I did email them last week letting them know i had some extra money if they wanted to settle the debt (on MY terms). So far nothing............I am loosing sleep but mostly because of work now.. before i came to this site i was so stressed, i didn't want to leave my house..wasn't aware of my rights concerning PDLs and thought i would be paying the rest of my life to these people..I now know different and will take it one step at a time.

Yea I felt the same way but now i dont even care I have paid them over double the amount I borrowed so as far as Im concerned they are paid off and owe me a refund (not likely) but as long as they dont take any more Im cool with it. Lesson learned!

I agree with that, though i still owe on my PDLs. So i still have my fight ahead of me.

same here i still owe a few,they are laying low.when the time is right,like taking care of legit debt.credit cards,a small medical bill,they will be dealt with.being on this site is like gold.