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Just spoke to PaydayMax

Date: Thu, 04/03/2008 - 06:23

Submitted by starkllr2
on Thu, 04/03/2008 - 06:23

Posts: 17 Credits: [Donate]

Total Replies: 6


Well, I just spoke to PaydayMax (actually Credit Protection Depot at the 866-645-1661 number).

I got an email when their last payment (March 31st) didn't go through, because I'd put a stop on it. So I called, and I was told that they had received the fax I sent, and it's being "reviewed by upper management" and that they were told not to pursue any collection on my account, and that I'd hear back from a supervisor in the near future.

In my letter to them, I demanded that the account be considered paid in full, and also demanded a refund for the illegal fees they'd charged me on my two previous loans.

I got the feeling from what the rep said that they're probably going to just close out the account and consider it PIF. Not sure about the refund, but I'll certainly be happy with having another PDL paid and out of my hair!


Star, I will keep my fingers crossed for you. A PIF would be awsome and that refund would be icing on the cake...but i know what you mean. I was happy to get the PIF too...even though I way overpaid all of mine. Being done was good enough for me and I chalked the rest up to an EXPENSIVE lesson learned.


lrhall41

Submitted by RoxyNY on Thu, 04/03/2008 - 07:09

( Posts: 4178 | Credits: )


Star...I just settled my Pay Day Max account with CPD on Saturday. They also had my my cash now account and when I called them they told me my My Cash Now account was PIF and closed and I could settle my Pay Day Max account by paying the remaining dollar amount on the original loan amount. Hopefully, they will grant you the same.


lrhall41

Submitted by llw1995 on Thu, 04/03/2008 - 16:37

( Posts: 1422 | Credits: )


putting the stop payment might work for today,but you need to close that account,and open a new one.once that stop payment doesn't go through they will try a different amount.change co names,or put through a paper check.close that account.then go to the sticky titled DEALING WITH ILLEGAL LENDERS at the top of this forum.it will give you steps,template letters,everything you need to stop this illegal pdl.


lrhall41

Submitted by paulmergel on Fri, 10/30/2009 - 06:35

( Posts: 15514 | Credits: )


agreed.. a stop payment might not even work at all.. i have heard of companies using different names so they can go around the stop payment.. if you need something quickly, a hard block (blocking all outgoing debits) would work best but this account does need to be closed, they will never stop.


lrhall41

Submitted by bea2ls on Fri, 10/30/2009 - 13:17

( Posts: 3840 | Credits: )