Do i Still Have A chance to vacates a default judgement?

A garnishment, or a wage assignment? Garnishments require a judgement, but your employer wouldn't have any choice on paying them. If this is indeed a garnishment, contact the court that issued the judgement immediately. You can request that the judgement be vacated for improper service. Wage assignments are a different animal. Those are voluntary, and can be revoked by you.

Please double check on which this is, and let us know, so we can give you accurate information. You can find your state's garnishment laws here:

http://fair-debt-collection.com/state-wage-garnishments.html

You can also check the link in my signature for rules of civil procedure by state/district as well as a WEX legal dictionary, and a template letter for motion to vacate judgment.