i need a letter asking my creditors for my debt

Do you mean something along this order? You can customize it they way you want, I copied it from the do it yourself section of this forum. Here's the link for more letters.
http://www.debtconsolidationcare.com/letters/

Company??????s name:
Company??????s address:

Date:

Credit Bureau
Credit Bureau address:

Dear Sir/Madam,

I have recently received a verified response to my request of validating the credit report. But the disputed item still remains. This is a formal request asking you for the description of the procedures adopted to verify the claims. I would also like to request for the business names, addresses and phone numbers of the people who have been contacted for the process. This request is my right according to the Fair Credit reporting Act.

It is highly disappointing to find a credit bureau not following the procedures and not maintaining the accuracy norms. I would like you to comply with the laws and furnish me the information asked for within the provisional 15 days

I am resubmitting my request to fasten the reinvestigation and verification processes.

Name of the Creditor/agency/account number:

Here, state the reasons for disputing this negative mark

Sincerely,

Your Signature
Your Name
Your Address

Ah shucks, I think I posted the wrong one. :?

Try this one.
http://www.debtconsolidationcare.com/letters/sample27.html

It doesn't matter if its not right...they probably will need to use the one that you posted at one time or another.