logo

Debtconsolidationcare.com - the USA consumer forum

So I got my ChexSystems report and wouldnt you know it

Date: Fri, 05/09/2008 - 05:57

Submitted by ar.benton
on Fri, 05/09/2008 - 05:57

Posts: 46 Credits: [Donate]

Total Replies: 14


PDL's are on my inquiries...

they are checking like every week

saying that the inquiries were initiated by me..

Is there anything I can do about that?

Can they do that legally?


I would recommend that all of us with these ipdls/pdls and this fraud alert on to stop them in their tracks so when they go to pull your chexsystems they won't be able to do it. You can even place the alert on your file by phone. I am going to place one on mine. I wish I would have known about this prior to opening my new checking account.


lrhall41

Submitted by jacks1392003 on Fri, 05/09/2008 - 06:57

( Posts: 64 | Credits: )


How would putting a fraud alert stop a pdl from accessing the report? Wouldn't it just show to them that there's a fraud alert on it?

It's my understanding that fraud alerts are there to alert the creditor that there may be ID theft going on, not to stop a creditor from looking at the report. I may be totally off base here, but that was my understanding. I don't see how a fraud alert would stop an inquiry.


lrhall41

Submitted by goudah2424 on Fri, 05/09/2008 - 07:16

( Posts: 7935 | Credits: )