A pep talk for you, if you are having PDL hyperventilation

What a great post! Just 6 weeks ago I was drowning in PDL debt...until I came across this fantastic website. Now, I am down from 11 to 4. All which have been settled amicably (so far). Happy Friday!

Good for you!!! Sleep well tonight my friend, you deserve it, call the shots in your own life.

Nice encouraging words, thanks so much for sharing. :)

Happy Friday Shaz, thanks for all the help you give...this is such a great site.

I think I'm going to have to bookmark your thread, and keep coming back to it when I feel like giving up. Thank you for the encouraging words!

You can do this, and just remember you are not alone. This is doable saxy, just take your own power back.

Great advice Wag. This was a much needed pep talk for a lot of people struggling with these PDLs. I remember when I was told to close my checking account that I almost freaked out. I just knew I would go to jail but actually that was the turning point. You finally get some power back.

You really do Moto, they told me that they would have me fired at my job, and have me arrested...it dawned on me, once I started thinking like an adult again.that that just wasn't going to happen...

Kudos!

If it wasnt for this site, I would be divorced and bankrupt with no home.

Thank you to all who have helped me get through this HELL.

Amen to that......what's the old saying....power to the people. Even when all my PDLs are paid I'm still going to come back to this site.....I can't believe how much it has helped me.

I agree. . .I came to this site in February of this year, just 3 short months ago. It was the dead of winter, I was down with the flu and worried sick about how to survive the PDL hell I found myself in. I will admit, I wasn't into as bad as some, but still, I didn't know how to get out of it. I found this site by "accident", or was it really? The good people on here were my lifeline as NO ONE else knew anything about this nightmare. With the help and guidance of many fine folks I can now say that I am totally PDL free with no more being spent on them than what was deposited into my bank account. It can be done. It is hard work but getting the PIF's make it all worth it. So. . . when the chips are down, come here, read these encouraging words and know that all will be okay.

That is what's helped me. I found this site by accident too..(or was it?) And I got mad...good and mad. Mad at myself for doing this, and mad at the lenders for how creepy they were, then back to mad at myself for believing (in my 30's mind you) that I could be "uploaded," arrested, or that they had the "in" with my employer. Give me a break. I snapped and went into what my boyfriend calls "terminator" mode, and I just put a stop to everything. I paid those back that worked with me, the others that would not..no, and I really and truly tried to work it out. Some of these lenders are scary with a capital S a nd you can't work with them and they can't be trusted. Believe in yourself, stick close to this site, and grow your own set of Terminator Balls.

Terminator balls? I LOVE it.... :D What a great analogy, as this is something we all certainly can use. Can you register as a member? PLEASE??

Yea baby!...

Excellent post!!! I to have to give this site a big thumbs up, for I too found all these pdls overwhelming and scared out of my mind. I just now started this process and already I have been making headway. I found this web site and threads a week ago today or was devine intervention?? I have to believe that my guardian angels are looking after me, how else would I have found this site. It has definatly kept me sane.

I love the terminator balls analogy..

Thanks for the pep talk...........I got a call Saturday from AIS after I have sent a cease and desist letter to a payday lender. I am going to send them one as well. I am a graduate student and I do not need this stress.

I want to add my kudos too!
I came here over a year ago - feeling like I could not go on. This website gave me the strength, encouragement, and resources I needed to be pdl free. I still come back almost daily. This site has been a haven of support for so many - I am continually amazed at the number of people signing in and getting help from these angels. There is a place in my heart for each and every one of you - and the deepest thanks. There is a way out, and it can be done. Don't ever give up. Follow the advise of these folks, and in turn, help others. We are all together in his.

Here ya go, friends. One pair of brass balls.



Now that you've got'em, go get those PDL scumbags! Kick ass and take names!! No prisoners!!!

So this is where I left them! Since I am now PDL free, perhaps someone else could give them a whirl? In my former life (a/k/a married) I shared my quarters with a Police Detective. As a result, my motto is shoot first, ask questions later. It's all about survival. Keep at em'

THANK YOU for this post. I'm about to jump head first into defaulting on store front and trying to work out a pay back, since our new rules in OHIO, none of my lenders are allowing anyone to take out loans, which is wonderful, however, I can't pay EPPS on all of them (3) at once and still make my needed expenses like rent and food for my family...So I'm bracing my self for a BIG fight, I'm going to pay them back, and as quickly as possible, but they are not going to like how I have to do it....I am going to print this post and keep it with me at all times...SO I can keep reminding myself that it will be ok, might take a while but I will make it and I will be so much better off in the end. Thanks again, God Bless!

good luck lmale you will make it..just remember they can't take you to jail or any of their other scare tactics

:lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: Ok where did you find the smiley with the gun? That is too cute but it is giving me some ideas. Anyone for a road trip after the gas prices go down?

I guess most people have 'breathing problems' when they deal with PDL's. Can't breath, stressing, etc. LOL This site has given me alot of 'leverage'..that's for sure.

[quote=wssu91]Ok where did you find the smiley with the gun? That is too cute but it is giving me some ideas. Anyone for a road trip after the gas prices go down?[/quote]

Why wait? I'm gettin' 53 mpg on the bike, at 80+ mph.

It not fun if only two people can go......... :(

when gas prices go down?not if W has anything to say about it.anyway i am in either way let's go. 8) 8)

One more thing, if someone you know is going to a PDL-give them the money if you can. Take up a collection, have a yard sale, whatever. Friends don't let Friends borrow from PDL's.

Good reading here!

"Unclewulf," I LOVE your 4 "no's;" you certainly "no's" what you're talking about!! I'll add various and assorted hosannas and huzzahs to the other posts here; what a great site! Wish we could refer everyone everywhere (esp. the legislators!) here so they could learn, AND get some reasons for putting the PDLs' out of business. I'm (hopefully) down to one last PDL and believe me, I'm not letting them intimidate me. To all of the newcomers here, there IS light at the end of the tunnel - hang tough!

WOW this has to be my favorite thread yet!! Fun reading for sure! I also found this site on "accident" hmmmmm maybe somethin of a higher power is leading people here for help.