LVNV Funding Questions

OK I am off to the court house to fight them, wish me luck.

Denied, The judge acted as if he didn't hear a word I said. I told them that the debt collector isn't licensed and the attorney said they didn't have to be. I read the law and tried to show a copy to the judge, he said he didn't believe me.


I am pissed.

To whom it may concern:
we do not owe you anything. we are on a fixed income.
we are not going to show up in a courtroom. i make???, a month, my wife makes ???? a month. we barely scrape by. we do not owe you anything. you can respond if you want to. we still do not owe you! i am disabled and so is my wife.


larry lunsford

To whom it may concern:
we do not owe you anything. we are on a fixed income.
we are not going to show up in a courtroom. i make???, a month, my wife makes ???? a month. we barely scrape by. we do not owe you anything. you can respond if you want to. we still do not owe you! i am disabled and so is my wife.



Larry....not sure who you addressing this post to. This is board devoted to credit repair not debt collectors. I would sugest if you are being sued to show up in court regardless of your current financial situation. Failure to appear will result in a default judgement and a whole new set of problems for you.

I want to cry. LVNV funding bought an old debt. I found it, and paid it off almost a year ago. It's still showing negitivly on my credit report. I really dont know what to do.

Is it showing as a "paid collection"? Have you tried disputing it with the CRA's? I've never seen a post from someone who actually paid LVNV so I'm not sure if they would even bother to respond to a dispute.

I am a newbie to this big LVNV problem. I just found LVNV on my credit report yesterday. Supposedly someone opened a credit card in 10/06 with my social and now I have a $922 debt with LVNV but can't get them to answer the phone and no one will talk to me about this Fraudulant card because it was sold to LVNV. The credit card people say I have to talk to LVNV. Does anyone have another contact number besides what I was given? 888-665-0374. That's all I can find online too.

Silverfoxyone
Are you sure it's fraudulant? If so, bypass the DV process and dealing with LVNV. Go to www.ftc.gov download the FTC ID theft affadavit, fill it ot and have it notorized. Then check your local PD and find out how to fill out a police report for ID theft. Once you have the IDT affadavit and the police report, send these, a listing of all fraudulent accounts, along with proof of ID to all 3 CRA's. They must permanantly block, not suppress, all accounts that were opened as a result of IDT. Send the IDT affadavit and police report to LVNV as well but do not send your SS#(redact all but the last 4 #'s). Please, please, PLEASE only do this ONLY as a result of IDT.

i am in a judgement situation and making payment, lvnv funding cant tell me anything on the account they say call their attorney. can i go to court and have it removed.

this co. is taking me to trial for a credit card debt which is not true i sent a validation letter to them asking for proof of this acct. over a month ago as of this day i haven't recieved a response as of this day. i sent the letter registered. please tell me what to do before i go back to court.

Thank all of you for this information. For currently I have these jokers on my credit report right now. As with some of you I have received a letter from an attorney as well. I could never speak with the person with whom was suppose to be the representative but all the wanted me to do was settle. I refused because they didn't give me any supporting documentation. I haven't received anything from them since thenn but they are still on my credit report. Any advise as to what actions to take to have them removed would be greatly appreciated. I've already disputed it with the experian and transunion but to no avail its still there.

LVNV Funding has send my debt to a so called Law Firm who says they are not debt collectors but are calling and sueing me to collect a debt on behalf of LVNV Funding for bill I had with Home Depot and Sears. Sears was paid off earlier this year to the Sears Company even after they charged me off but LVNV who apparently owns the debt now says I still owe them. Home Depot on the other hand Charged me off as a bad debt back in 2006. But LVNV Funding is trying to still charge me 10% interest on a closed account that had been charged off and said that my state gives them the right to do so. I want to pay off my debt to Home Depot but not by getting ripped off in the process by Loan Sharks.

I want to know if a Debt Collector can still charge interest on a debt that from a company which the account has been closed and charged off or written off as bad debt and is listed as such on all credit reporting services.

Closed and CO'd doesn't mean forgiven and un-collectable. They can still accrue interest at the rate set in your cardholder agreement. When LVNV purchased the debt, they also purchased the right to continue to charfe interest.

Depends on your state laws..if they can continue to charge interest.

I am looking for a phone # for lvnv funding llc in las vegas, nv 89119

I can't find a number for the Las Vegas address, maybe someone else can. I did find out that they have changed their address a couple of times,though. Thelast one I found is 625 Pilot Road Suite 2-Las Vegas. It also appears that a company called PYOD may be collecting for them?? Maybe someone else will be along that has the most current info on them..good luck with these people!..karen