Quick Qusetion RE: B.I.G.

That would be up to you. Most often this board advises to pay only what you have borrowed but in the end, you have to do what is right for you and a lot depends on how fast you want this to be over. $150, down from $1200 is a big jump. I'd have to give that some serious thought.

B.I.G is ILLEGAL. Please do not send them anything. This company is not licensed and not even in the US. All they can do is make threats over the phone. I cannot believe that clown asked to speak to your supervisor..lol. Please type their name in search box above for more info and customer experiences with this company. That will give you more reassurance on how to handle this. Untill then STAND your ground :) Best of luck!

Thanks for the advice. I will stand my ground and if they don't want my $45 that I owe then forget them.

Pay back only the principal amount, if they won't give you an address to send it, then it is no longer your problem, however, you need to make that offer in writing (email perhaps) so that you will have proof to back you up. :)

Thanks Shazzers. I already made that offer in writing and over the phone and when I asked where to send the $45 he said that I owe $1200 then it was $290 and then $150. He didn't want my $45 and wouldn't tell, me where to send.

Well, that is their problem then, I would just tell them, no address, no money order. Throw the ball back in their court. :D

i would one more time tell them that you owe 45.00 that is it.if they don't want it you'll consider the matter closed.they can't do a thing to you.

I've got to jump in on this one. guest, BIG is a pain in the a$$. They will harrass you if you send them $1200, $150, or $45. It doesn't matter. They are going to continue to call you and threaten you regardless if you send them your first born child. Honestly. They will insist on Money Gram/Western Union payment only. They don't even want money orders. They are the biggest joke. And (again as others have pointed out), highly illegal. If they don't want your $45, then they can stick it. I went round and round with these morons until I finally changed my number. They still lurk around. Honestly, if you want to send them the $45, you're more than welcome to. I wouldn't send them a dime more. They're lucky to get that back. Also, just remember, if you don't send the $45, they can't do a damn thing to you. Illegal company, illegal debt. Pretty much sums it up. The most they can do is harrass you via telephone, which they will do whether you pay them or not. It's what they are notorious for.

Thanks everyone for all your help. I will just until they call again and ask how or where I can send the $45 and if they don't want it so be it. I am not going to worry about it anymore.

Maybe you shouldn't mention the $45 amount when you ask where to send the money; just ask "where do I mail my payment?" Maybe if they think you'll send the full amount, they'll give you an address? (Of course, being BIG, they probably won't)