US National Bank is harassing me for a closed account. Need help

I had a couple of jerks call me the last couple of days and make the same threats. They say it is over a payday loan from Quick Payday for 2005. In 2002 and 2003 I got several payday loans and had trouble paying them, but I worked out payments will all the accounts and paid them what I said I would. So how in 2008 is Leo Walters and Keith Parker from a collection company in Miami (954-678-9724) & Ft. Lauderdale (same number) calling me a saying it is a debt from 2005. Neither would give me the name of their company and I told both I was recording the call, which I did. The second guy left a voicemail when I hung up on him and wished me luck and said to be sure to drive home carefully!!!

greengranny did you save that voicemail,could come back
to haunt the bottomfeeder.that was implying some harm could
come to you.i wouldn't be pleasant with these jokers anymore.
in fact i would press the 3 key or get an airhorn.these mopes
deserve nothing less.

so guess who calls me while i was on my vacation...yup the wanna be's...he left a voice message because i didnt pick up the phone to answer...ok im on vacation and had no intentions on responding after finding out that they are frauds...he said it was from us national bank and if i dont answer the phone that ill be in big trouble....ok whatever....

Put them on Iggy ok. :)

I still have the vociemail. I checked my records at home and found that I had paid Quick Payday in full. How do they get names to contact? This debt was back in 2003.

so i get another call last night....they called from a maryland number but the voice mail said to call some other number....i wonder if we can contact Tmobile who owns that number....the voice message said that im going to be in big trouble if i dont respond back...and that i am going to be downloaded....and at the end he said god bless.....i guess he is trying to work on my last nerves....good thing is that he doesnt have my work number or my home number....

The infamous DOWNLOAD..LMAO! Beware you will be an MP3 by sundown :P These ppl are idiots!

where are these fools located....i mean ive gotten messages from a maxwell, a don wilson, and some other fool....

These idiots are still at it. I get a call every now and then about a loan I had in 2005 that was discharged in bankruptcy in 2006. I just have fun with them whenever they call...I love it when they try to use big words. The best is when they try to use banking terms, not knowing I work at one.

I am very late but I had a very similar situation only with cash net usa, they claimed they deposited $$ into my account on a certain only they did NOT. PLease do not give them any moreo f your money!!! wait until you are served for court and you have every reason to be distrustful because they are giving you false information!

oh im not giving them anymore money.....its funny now because ive done so much research on these people and everyone is saying the same thing...then now are calling from a number that is listed in maryland....and its all own by tmobile...when i was on vacation last week they called on thursday, the voicemail was nothing but static....and then they called back like 5 more times that day....they called yesterday evening and now im waiting for them to call today....

:o This is great. Adds a lil humor to my day! :P

So yesterday I was waiting for a call from them...But they didnt call....im just staying on my toes still

that is EXCELLENT!!!!!!!!!!just keep on your toes.they will go
away after awhile.

They have been coming after me for 2 years now :P

i contacted a friend who is a skiptracer and he said that the number that i have is out of dallas texas....he said that its just a scam...he is worried that they have my old checking account number and my social number...he said that i should contact the credit report agencies and put a file alert on it for just in case.....

A guy has called me a total of 13 times today with this same BS!!!! I was confused, because he kept telling me that he had 'TWO WHOLE FILES' (in very broken English, by the way. Where are they calling from??) to download on me. I told him I didn't give a damn, start downloading, and hung up. Oh I really made him mad. After this he called me 12 more times; me answering and hanging up most of the times, and other times hitting the 'Ignore' button and sending them to voicemail. The voicemail he sent to me is laughable... to SAY THE LEAST!!!!!! He told me that my attorney better call him by 4:00 today at (214) 618-5899 or else 'God Can Only Bless Me', because the FBI is coming to arrest me. HAHA!!!!! I'm afraid now. Oh no!!!! My phone is ringing as I type. Guess who's calling?? 832-546-128

That is just insane..How can those people sleep at night.

So it was US National Bank calling you too? WoW, they are nutz to say the least! :lol:

I think they change their name every now and then just to throw people off, they think their slick using cell phones. It seems like they get cell phones with out of state numbers to confuse people..they are so dumb.

I am getting the same calls....Yesterday he said too that only god could help me...the very first time they called me, I was scared and gave them $300 bucks....well yesterdays voice message said that the $270 bucks that I agreed to pay every two weeks was declined...um yeah because I should of did my research before I gave them the money, so I cancelled my card....i guess they think we are stupid.....a different guy called and said that he is from us national bank and that if i dont return his call that i will be downloaded and that only god could help me....my friend that i contacted said that if they cant validate the debit that its a scam....and that a collection agency is only suppose to call only once a day not 15 times a day.....

Per the fdcpa, looks like by him calling you more than once a day, his repeating calling was with intent to harrass you. I'd file a complaint with the FTC and AG.

Hopefully if enough complaints are filed against these sharks they will be shut down at their HQ. Wherever the heck that is :x

today they called three times back to back....didnt answer and they didnt leave a voice message...im waiting....

I am now getting calls from 3 different numbers. The lastest showed up as 832-546-129 on caller ID. I hungup on him and he called me back and left a message saying I just hung up on the police and can expect to be arrested if I don't call right back. The number he gave to call back is 818-688-7215 which is a CA number. They last guy that called gave me a FL number. Who are these crazy people? And why can't they spead English?

i would make notes of every number that comes up.the police
dept wouldn't hire illiterate idiots like that in a million years.just
don't give in granny,they sound like they are getting desperate.
judging by some of the messages on this forum.

The crazy part is now they are calling from a maryland line....ok if i dont recognize the number on my caller id on my cell phone, i will not answer it....send it straight to voice mail....but now i know who it is, so what i have been doing is pushing talk and then hanging up on them....

WoW, they are still at it huh. Well like Paul said make a note of it and do not entertain them. :wink:

What I don't understand is I have not recieved this type of call since the Elliot company that the state of FL shut down in 2005. So why now am I suddenly getting calls from multiple numbers? How do they get my information and why am I now getting the calls again after 3 years? Any what number is 832-546-129? There aren't enough digits.

It sounds like a scam to me. Is this the infamous US National Bank calling you?

It sounds like a scam to me. Is this the infamous US National Bank calling you? Have you spoke with them at all in the past?

Sorry for double post :roll:

They call from overseas and use call forwarding numbers in the US to make it look like they are here. I had a business number in a different area code once to match my mailing address which was a mail drop to make it look like I was local when I wasn't. It is the same trick but off shore.

Thanks Frog :wink:

Yes the first call said US National. The others won't say what the debt is they are collecting on. I asked the last guy why would any law enforcement agency employ someone that doesn't speak English to contact US Citizens and then hung up. This was the guy that called right back and left the message about being arrested.

You can do a search on Ripp-Off Report.com about them. You will find it quit interesting.

I get calls from numberous numbers, Ive kept a record of all of them....and i have all their voice mails that they left me...thank god that they dont have my work or home number....i guess by now i should have been downloaded into the system to be arrested...i havent gotten any calls today but i think they will call around 4 or maybe 5....

For over a year I have been reading the horror stories about these clowns and it amazes me that they are still getting away with there illegal tactics!

They are calling my work number. They don't have my extension, so every call is going through the switchboard. I appoligized to the receiptionest because there are so many calls and ask that she not give my extension number to them. Thankfully she is understanding because she had a family member that had their identy stolen and knows the hassle these things create.
Has anyone figured out a way to get them to stop calling? I can't do a fog horn (as much as I would like to) because I am at work. Thanks for your help.

This is completely crazy! I do not understand how this company is still in operation. :evil:

well after i had paid them $300 bucks and then did research on these fools, i had cancelled my bank card that i used and then the other day i get a call saying that the card that i gave them was declined....i didnt authorize them to use it besides that one time....so when i heard the message all i could do is laugh but then i got really upset because i didnt give them permission to do that....so i guess they thought that they were going to get more money out of me.....laugh is on them....and then after each message they said that only god can help you....

I must have ESP or something....My cell number just went off and guess what number 443-577-4384......and now i have a voice mail.....oh no im being downloaded....HELP!!!!!

Because I wouldn't answer my phone, they asked the front desk to transfer them to the head of HR. He just came and talked to me about it. He told me they said a bunch of bad stuff about me and that I would be arrested. He wrote down some of the information and then goggled them. He told me not to pay them because this is some kind of scam. They also blocked the number. How embarrassing, but at least they can't call anymore.

that granny was a blessing in disguise.i know alot of people
don't like to admit or tell there co-workers about there pdl's,but
they being your co-workers should be your allies,not your
enemies.at least that is what it seems like to me,too many
people leery about telling anyone about the pdl's.i was that way too,but once i told my family and co-workers my life got
better because they helped me with the abusive calls.

I think I am just adding fuel to these calls....yesterday, I got so sick and tired of them calling my phone, that I started to call them and hanging up.....i did it like 4 times....and the same guy would answer....now when they call i pick up and then hang up.....then i had michael jackson song beat it playing in my car, i wanted to call back and play that for them...but i didnt...they called 4 times this morning, i picked up and then hung up....so annoying right now....

Wow. This needs to be exposed to the media :x

Tell them that you know they are a scam and are reporting the all their phone numbers to the local, state, and federal authorities. Then just hang up.

See what I wanted to do is answer saying that I am with the INS.....

Then this morning on the way to work, I called to see if a voice message would pick up and say who they are, and all i got was a message saying that i contacted an unknown number and then i got disconnected....

So I just got a voice message from a MR. DON WILSON, now they are no longer calling from US NATIONAL BANK, now its Financial Services....Oh now Im mad, so I called back and talked to him....Him and I got in a screaming conversation, told him that he is a scam and that they already cheated me out of $300 bucks and that I have already called the authorities on them...told him that i am recording this conversation and then he kept on saying that im in big trouble and god bless and then he hung up on me...so i called back and then he hung up on me again...oh im so mad....

oh and then he said that he never called me and that this is the first time that hes talked to me...i said no i talked to you back in june when you took my money and ran....