US National Bank is harassing me for a closed account. Need help

I can not find a place to file a complaint.. I would LOVE to file one...any suggestions?

I just a call from 832-546-129 stating i was in big trouble and owed money to the US criminal department. He left a call back number of 202-658-7120, so i called him back. Same foreign guy saying his name was Adam Smith, terrible accent, his english was terrible. I told him I already filed a report with my local PD and to stop calling me. He kept trying to talk over me and I just told him to shut up and stop calling, then told him I know he is out of country and its a scam, then hung up on him. I also went to the FTC site and submitted a complaint, you can do that by going to ftccomplaintassistant.gov

I hope this finally catches up to them and somebody gets in trouble, this is very annoying.

These clowns are really turning it up with the $10000 fines and misc fees. Who are they kidding?? :x

I have also been getting calls from similar people and I don't know how to handle this! They have all my personal info and have gone as far as calling the place I work and saying they are from the sheriff's office! I called the sheriff's office and they told me to tell them to issue a citation and stop calling me. I waiting for their next call. It's scary because they have my bank account number and everything. I also made a complaint to the BBB because the first call had inphonex on it.

Aida, these people are scum. It is sad the way they take advantage of people and scare them. That is all they are trying to do is scare you or harrass you into paying them. You need to protect your bank account. Do what you have to to ensure they can not take money out....close it and open a new one if you can. You can send them a cease and desist letter and explain to them you are not allowed to receiv their calls at work. (That is part of the fdcpa).

gary wilson...wow he changed his name again...it was a don wilson...dont worry about them...i told them that i reported them and i havent heard from them since...

they left a 202 number? wow, thats in dc where i am, sounds weird!!

They are call spoofing somehow. Just don't respond.

"gary or gabe wilson" told me to *uck off last week........

Yeah they suck. Might as well return the favor if they call again.

I received a phone call today 8/12/08 from this number(818) 530-1886. I spoke with gentlemen named Matthew who he was calling on behalf of U.S. National bank started reading over the phone a legal affidavit against me and said that on Wednesday 8/13/08 there will be a judgement against me for not paying back a payday loan. He had all my information address, last four of my SSN#. He said that the sheriff would be picking me up from work and taking me to the courthouse on Wednesday 8/12/08. I did contact Lancaster Texas Police Department and filed a report and was advised that if they come to my resident or job contact them or near police department and don't go with them.

I have never received any certified mail in regards to this. The guy on the phone said that legal affidavit stated fraud and something else. I asked him to email me what he was looking at and he said he couldn't. He told me that the payday loan was for $300 and now I would end up owing over $5000 which includes fees, interest and attorney fees. I told him I don't have an attorney. If this has happen to someone else please tell me where to start on getting help.

OMG... I swear he has been calling my job for the last few weeks... I will double check my voicemails in the morning but I swear that is the name he left. He has threatened me via voicemail as I have Caller ID at work so I do not answer anything but local calls and familiar numbers... He has even called our front desk at work but his English is so bad that we cannot understand what he is saying or what compant he is calling from. I don't have any outstanding accts with this PDL but plenty of others... I wonder if he is working for a collections company :shock:

okay,for the last two posters cause your new.US NATIONAL BANK is BOGUS.they are in INDIA they skip trace,meaning they call from INDIA,but it shows from somewhere in the US.these thick accented doofuses cannot and will not do anything but call repeatedly.they buy information from pdl's.that's how they have your SS# and other bits.do not talk to these idiots ever again.

I wish I would have looked at this site before I gave them my information. I cannot believe I did this. I asked for the number of the bank but they would not give it to me and kept telling me I would need a lawyer, etc. I panicked and gave them my card #. I sent the letter they told me to fax and gave them my number again. WHAT AN IDOT I AM. I called my bank and canceled the card - it was a debit card - and moved the money that was in that account to another account so hopefully they cannot get to it. I am going to call them back and tell them I am recording the call and see what they say. Although I have used payday loans, I do not remember a US National Bank or Sonic Cash Net Bank but since I was afraid of what they would do I gave them the information.

i hope you stopped it in time too,because none of whatever they take will pay off any debt they are a scam.keep us posted please.

If you gave them an account number then you need to go into your bank and tell your manager that someone scammed you and now your bank account info is compromised. You need to get that account on full lock down or else this company will repeatedly hit it electronically and overdraft your account.

He scammed you out of $300. Do not give him any more money, it is just a scam.

I'm sorry guys, I saw this online, I had to call these people. I have never had a payday loan, the first number I called, tried to create a "file" on me. But of course they did not have anything on me, so they could not give me the bank name or anything else, and decided to tell me that it was a mistake. (I had told them that I had a voice mail to call). Then they hung up. So I called one of the other numbers posted, and spoke with someone calling himself "Justin". I just asked him how he could live with himself, knowing that he was trying to steal from people, that he was a theif, a scammer, and should be ashamed of himself. I gave him a fake name, he tried to google me, but of course could not find me, so he just kept talking. I told him that he was wrong, and that there was a local story about them on the news here in Houston, Texas. He was real proud, wanted to know if it was on CNN? I cannot believe the audacity of these people. I would have a lot of fun if they called me. Since most of you now know that this is a scam, you can have fun with it to. When they call you, act like you are a police officer and you are investigating the murder of the person they are looking for, and you want to know how they know you, what their relationship with you is. Have fun with them, you can get them to stop calling like that. Don't let them get under your skin, turn the tables and have lots of fun.

ABC New just picked up on the story about this scam, too.

http://abcnews.go.com/Business/Story?id=5621205&page=1

ABC News did a report on these people I'd check it out if I were you guys, it proves that they are scammers

For several weeks they stopped calling my work. Friday they started up again. The poor receiptionist got 4 or 5 calls Friday and 5 today. They told her they were calling about a Wal-Mart issue. When she asked what Wal-Mart issue, they said I won the lottery. What morons!! Any suggestions on stopping the calls? Thank you.

Maybe the receptionist could try telling them you no longer work there, she could tell them you got fired...I've read a couple of other threads were people have tried that. Not sure the outcome, but it's worth a try.

Have the receptionist tell them you were downloaded and they don't know how to upload to get you back and it will probably be years before you return.

Thank you for the suggestions

They will give up once they know they can't get a commision from you. They will move on to someone else easier! Eventually someone else sees your as an opportunity and it stars agin. Just keep hanging up. I found them in my notes from over a year ago when I first came here. They gave up after a few weeks.

Dollars - ROFLMAO! Thx! I needed a laugh today!

Hehe. Yup, we all know they mean serious business and serious business needs to be dealt with by serious responses. I generally choose the dial tone but on occasion I might decide to mess with them a bit and be creative.

I love these guys!

I had one harrass a former employer to try to get a hold of me.
Finally did and told me he was an officer, I was going to be picked up at work for felony's ect.
I got some info from them, then told them where to go.

They called back about 2 months later and the amount they claimed I owed went up 500 buck because of "intrest".
I argued with them, they hung up. I was literally on the phone with the Department Of Finacial Institutes when they called back. I told them who I was on the phone with and they told me they weren't afriad.
I pointed out that I was already told by one of them that they were an officer and asked if they understood just how much trouble they can get into by pretending to be one.

1 year later and I've yet to hear from them.

I do recall however that these guys had conned me out of 200 bucks a few years prior. That situation taught me all the lessons I needed to know about fair debt collecting.

I love these guys!

I had one harrass a former employer to try to get a hold of me.
Finally did and told me he was an officer, I was going to be picked up at work for felony's ect.
I got some info from them, then told them where to go.

They called back about 2 months later and the amount they claimed I owed went up 500 buck because of "intrest".
I argued with them, they hung up. I was literally on the phone with the Department Of Finacial Institutes when they called back. I told them who I was on the phone with and they told me they weren't afriad.
I pointed out that I was already told by one of them that they were an officer and asked if they understood just how much trouble they can get into by pretending to be one.

1 year later and I've yet to hear from them.

I do recall however that these guys had conned me out of 200 bucks a few years prior. That situation taught me all the lessons I needed to know about fair debt collecting.

I got a phone call yesterday from 805-299-0901. The guy gave an american name, yet sounded Indian. He threatened pretty much the same thing that the person posted at the top of this page. The amt of money went up from $725 to $5484.00. He threatened my being arrested at work, federal bank violation charges, money laundering, etc. He could give no info on the orginial lender nor would share any printed info about this "affadavit". The Deputy Sherriff I spoke to said it was a scam and the # is registered to Paetec Comm., which is a phone company. I have reported the # to Paetec and will file a formal complaint with the County Sheriff today. God forbid these people get any more money from unsuspecting people.

That's a good idea, I never thought about filing a complaint with the phone company.

I guess they have added a new number to the list, now Morgan & Associates is using the number 772-228-4016 out of Sebastian, FL.

These same people are trying to pull the same scam on me. They keep calling my job after I have told them a numerous amount of time not to call me at work. The display number is 772-228-4016, but they asked me to call back 772-228-4009. The person that contacted me goes by the name of Jason, but also has a heavy Indian accent. Thanks to this website, I will not be releasing any of my information to them and will not be giving them a cent!

OK- A "James Mathews" called my place of employment again 9/10/08....I took the message and he gave me a number of 713-366-8135....He also called my home and left a message on it and said "good luck", and god bless"..... I dont know what to do if they call me at work...I am a receptionist and I have to answer the phone....I just wish they would go away........I'm sure it is the same person that has called me dozen of times before.....

Wow, they just don't seem to get the hint & give up...I'm considering myself lucky at the moment (knock on wood) that the calls are far & few between

well now they have woman calling people...i just got a call like 3 times from the same person....so now i have informed my employer of this matter...its been since june since the last time i talked to these jerks....she said that i am in big trouble....my supervisor asked if i learned my lesson the last time for when i gave them money....

I have never talked to a woman. It has always been the same man just using different names. This morning I filed complaints with the FTC/BBB. I'm working on filing a complaint with my State Attorney General's office.

see ive already done that...i did it this past june....so we shall see...

check out this website http://800notes.com/Phone.aspx/1-646-213-1090. it has some interesting info about these people! by the way did they have a strong indian accent?

The link says the page can not be found but when I typed the number at the end in to "search" on 800notes.com you get a great ABC article with all of the links you need to file complaints. They were calling me too. I'm goig to file complaints with all of the agencies they suggested in their article.

I did....Hope it works........Not holding my breath though.

So after being repeatedly harassed by BMG yesterday and today I contacted my lawyer and we're going after them. Why? Because of a little thing called the Fair 1! Which states:
debt collectors also may not state that:

* you will be arrested if you do not pay your debt;
*falsely imply that you have committed a crime;

1. BMG told me on the phone I was going to be arrested if I didn't pay them $916 dollars ( they refuse to send me any documention or tell me who it is that I owe money to!)
2. They left a voice mail for a co worker of mine saying I had committed a crime and if they knew any information to please contact them. They also called a friend I had used as a reference leaving her the same message. Also saying her credit was at risk because of this.

So I called the Attorney General's Office in NYC and they told me it is absolutely illegal . They are sending me a form and my lawyer will be contacting them.

That is if we can find the invisible Bahamas Marketing Group!

http://abcnews.go.com/Business/Story?id=5621205&page=2

Is US National Bank the same as Platinum B, and Bass ?

Not sure on Platinum B but I believe with Bass....although I heard they go by a ton of names....

I think Platinum B is another pdl company

They call me everyday and I can understand his english at all.This time they said my social secrity number would be blocked.Can they do this even if its a scam?

Blocked from what? Exsisting?

They can't do a thing with your SSN.....to even imply using your SSN in a way they have no authority to do so I think would be against a few federal laws.

I swear collectors say the dumbest things. How the heck do you block a SS#. Why don't they block it out of their system and and leave people alone.

I just received a similar call from someone saying I owed US national bank from 2006 and that I had to be in court Monday morning. he would not tell me where or what time. I told him that I have never had a paydayloan that I did not pay back and he told me that if I am not in court on Monday, they will be issuing a warrant for my arrest and that I would be picked up on Monday morning. I told him that I knew that was not how things were done and he got really irrate with me and told me that I had to be in court Monday. I asked him for more information and he would not give me any. He would not even tell me how much I owed. And then he hung up on me!