Pending Civil Suit PLEASE HELP - Capital Recovery Associates

Legal status of payday loans in Kansas is: -



Please check out the above information which will help you to take decision better.

You can find information on Capitol Recovery Associates in the page http://www.debtconsolidationcare.com/collection-agencies/capitol-recovery-associates.html .

You can hit the county courthouse via the web, phone or in person and see if anything has been filed. It may just be a scare tactic though. They like to use words like "pending legal action" or "pre-litigation".

first, it isnt illegal for them to talk to your spouse the law allows that

second, if you signed any agreement on this pdl it allowed for interest and that seems to be what they are charging you, if thats the case it isnt illegal and you do owe it. how much have you paid on this loan already?

you also cant send them a dv letter now, well you can but its too late, if they really served you a summons you need to request validation through discovery in court

can i got to jail for unpayed payday loan they called and said if i cant pay them they are going to take legal action does anyone what kind of of legal they are talking about i cant pay the amount by the time they said so im going to jail
please help me IM SO WORRIED

Ignore them, do not answer the phone and do not call them. They will eventually go away.

You CANNOT go to jail for an unpaid payday loan.

IT IS illegal to talk to a third party about any debt.

DV them and get an accounting of what the charges are. More than likely they are bogus.

Contact your state Bank Commissioner and tell them what is going on and get there advice.

I don't think a spouse counts as a third party. You should definitely DV them as was suggested above, plus you may also want to make sure that the PDL is licensed (if a lending license is required) and find out if the CA is licensed (if they require that of collectors). It will give you some ammunition to fight them with.

If there is a case already, make sure you get the validating documentation during the discovery phase.

Yes I agree with Goldenbast. A spouse is not a third party.

Raymond Miller, you can list the payday loan companies here so that someone from this forum can tell you whether the companies are legal in your state. Please also mention your state.

I called the AG and they told me to fair trade commision 1-877-704-9452

Ok People, do not be bullied report them to the BBB, the Federal trade Commissions and so on THIS IS A SCAM COMPANY, Do not do anything ore give them any information or monies, REPORT THEM