Cash Today people are driving me crazy

Hi Htgt123

Cash Today like any other business enterprise is required to provide a written statement showing your financial transaction and the accurate loan amount. If they don't send it, they are not doing legal business.

Send your debt validation request to the Reno address. If the letter is not picked up, you will get the receipt returned with failure delivery. But it will prove that you actually tried to contact the company in paying towards the account.

Moreover, this company will never take the matter to the court because they are not doing legal business and they know that can be sued on many grounds. So, keep your proof in place and take legal actions against them.

Do let us know if you have any problems in between.

Regards
Roxette

Thanks Roxette. So do you think they will place it on my credit report? If they are doing illegal activities, how do I get them from calling me????

I have sent a validation letter and a cease phone contact letter. There is someone there that does sign for it. I haven't heard anything in writing from them.

Thansk for the info Diamond. Have they quit calling you? Have you made payment arrangements or what have you done?

Htgt123

I have given my opinion to your question about stopping collection calls at this thread.

http://www.debtconsolidationcare.com/forums/recordconvers.html

Htgt123

Quote:

I took out a $200 loan and have paid over $500. They continue to tell me that I owe over $400. I want that in writing. I do NOT trust them. I want something in writing telling me what the full balance is. I have a feeling if I did pay them the $400 then they would come back saying I owe something else. They contacted my supervisor and she told them that this was harrassment, illegal, and was filing a complaint. So far they haven't called, everyone at my work though tells them that I am not working when they did call.

Diamonds

Give it a legal effect in front of the company. Ask Cash today to give you the statement summary that will give the accurate picture of this account.

Any company doing legal business will issue a monthly statement and there should never be a problem regarding this.

Send your letter through certified mail with return receipt requested so that you have a proof of your communication made. This way you will be able to prove that you requested for the statement which the company failed to produce.

I have done that. On my letters, I put the certified mail number on it so I can show I mailed this letter and have the receipt to show it. They have signed for it and I have the green return receipt already back.

Diamonds

This is good as you covered your basis. On this note, you are also in charge of taking legal actions against them.

Regards
Roxette

I would recommend when you are sending out certified letters to go by the post office and pickup the forms. I would also put that certified number on your letters that are sent out. Make sure you keep a copy of the letter and when the return receipt comes back staple it to the letter. This way it shows what letter was sent when. Just a suggestion!

Thanks for the suggestion. It has a deep effect if it is done. Main thing is planning so that we don't get puzzled if we fall at critical situations. Everything will be sorted out if it is done in a systematic way.

Thanks once again, Diamonds

No problem! I have filed complaints against them. This way if they want proof it shows I did it in a professional systematic way.

Diamond, where did you file a complaint?