713-777-2500 - Has anyone worked with MTE?

So I clicked around on the ist Integral Recovery Services and this is what I found.
Company Officials:


Omotayo Jermaine Lawal
Board Certified Legal Council
Professional Bio Coming Soon



Kip Turner
Vice President and Public Relations
Professional Bio Coming Soon

There is the Lawal name again, so I guess somehow the two companies are affiliated.

i got the same shpiel from ARM regarding my USFASTCASH loan.
these companies often have two or three different names.they
didn't give the other name probably because they didn't want to get a DV letter.they can't validate the debt,so they give you the name of the law firm.i would still give that info to your
dmp people.see what they can do.

My dmp has been sending the payments to MTE, so I think I'm going to call MTE and see what my payments have been applied to. I am going to also contact my DMP to see if they can get me copies of the checks that have been cashed by MTE. I know they are not sending them back because my DMP would have let me know. I think I will also call these ojlawal people back and see what they are claiming I owe, even though I'm not sending them a dime.

sounds like a plan pink. :D 8)

Well I called MTE and nobody could seem to help me. I was given a number 713-777-2500 to their collection dept. So I called the collection dept. and of course the person handeling my account was on break and the girl I was speaking with wasn't able to give me any information. I was like don't you see it on your computer. She kept saying mam, you have to call back in 45 mins. How stupid is that. So then I aked here if they use a collection company by the name of ojlawal and she was like mam I can't tell you anything.

In the meantime I spoke to my dmp and they are ordering copies of the checks that MTE has been cashing.

I also spoke with the OJLawal people and they were so rude, she told me to fax her a copy of my checks that I was sending to MTE..she was thinking I was using my personal checks. I told here they are not going to get my account info from the check because it's not coming from me..she then told me GOOD LUCK and hung up.

I called her back and asked her how much they are claiming I owe and she said 529.73..okay where in the hell did the .73 come from..lol.
She said 375 from MTE and the rest are fees. She said it started from Lighthouse Revocery and then their office recieved it. I told her I never got anything from Lighthouse. She started yelling saying thats not my problem...so I hung up on her. I am not about to let these people stress me out.

i wouldn't talk to MTE trash or there CA again.i would talk to your dmp. i thought the amount was negotiated by them.how can it be that amount?put your DMP people to work on that asap.

Well I talked to MTE and asked them where the payments have been going that I've been mailing them and they said they were forwarded to the collection agency. I asked her who this collection agency was and she gave me the name UDH...what the heck. I asked her for more information and she said that is all I can give you. So I said to her...you just pass out peoples personal information to just anybody and you don't know anymore info than UDH. She gave me the name of a Justin guy to email at UDH because thats who has my account. These people are real shady, they try to be real secretive. So I'm going to email this justin person to see what he has to say. All I know is once I get copies of those checks from my dmp I may go to my lawyer.

Well I just spoke with my debt management company again and they have discovered that the checks they have been sending to MTE have not been cashed. They are all still outstanding. So know I'm going to drop them from my program and place stop payments on those checks.

No I just have to deal with these collectors..whoever they really are.

1st-integral recovery services they are a collection agency,they are rude.they wished me luck also.ask them to validate the debt they wont

A collection agency using an African law firm's name? Unless they are licensed to practice law in your state they may be in violation of certain state statutes. The provision I am talking about is usually found under the Uniform Commercial Code if your state has one.

Today I filed a complaint with everybody.
bbb.org
texas and illinois attorney general and the ftc.
Any other suggestions would be helpful.

The server is down right now but check the TX Bar Assoc website and see if he is indeed an attorney:

http://www.texasbar.com/

They do not appear to be members of the ACA.

right on nascar,check to see if there even licensed to practice law in texas.the fact that they represent MNE plus are violating the fdcpa left and right makes me wonder.

So in my post above I mentioned that MTE has not been cashing the checks my dmp has been mailing them. They had not cashed the one sent in June or July. So yesterday my dmp suggested dropping them from the program and putting a stop payment on the checks. MTE told me they just forwarded them on the the collection agency, which they gave me little information on. The so called collection agency told me I was lying and never mailed any payments. So when my DMP went to place the stop payments today, all of a sudden the June payment was cashed yesterday. The check was made out to MTE and it just said for deposit only. So I'm on my way to get a copy of the check and I'm going to call MTE and give them a piece of my mind.

the moral is....MTE,MNE,all of these d/b/a's that have this stupid phony baloney indian reservation loophole.ABSOLUTELY
STINK ON ICE.

Since yesterday they told me they had nothing to do with the account anymore I called MTE back and asked why they all of sudden cashed the check. I told her as long as they are cashing my checks then they do have something to do with the account. I told her she needed to contact that collection agency and let them know they have the balance wrong, because the collection agency pretty much told me I was a liar about sending payments. She just kept insisting they don't have the account anymore. She said they forward the payment information to the collection agency just this morning. Okay so then yesterday whey did you tell me you don't have any info. on the collection agencyy but yet today you are telling me you contacted them about my payments. THAT IS A BUNCH OF BULL.
So if that collection agency calls me again, I'm going to tell them to contact MTE because that's who is cashing the checks and they need to collect from MTE. I'm not sending anymore payments.

read above statement by me.it is more than true.

True, I'm not even going to let these scum bags stress me out anymore. I'm just done with them, I've made my payments and that's that.

well I looked up OJ Lawal on the texas state bar website and I found a gentelman by the name Omotayo J. Lawal. It lists his firm as Law Firm of O.J. Lawal & Associates. It says his firm size is solo and its a private law practice specializing in Personal Injury. The address and contact information is completely different from the people who have been calling me claiming to be from OJlawal but they both have a houston address. Still not sure if there is any connection.

Well I got another call from them today. They proceeded to tell me that I needed to make arrangements to pay my debt before they take my account to the review board tomorrow at 1pm. They said I was in trouble for Internet check fraud. I told him that I sent letters out to validate the debt and that the amount he is giving me does not reflect the payments I have made already. He said he was confused about MTE cashing the checks for my payments. I told him so was I. He kept clearing his throat a lot. I think he was nervous about reading the script on his desk, he was having a hard time pronouncing all those legal terms he was spitting at me.

It seems they are trying to keep you confused about the whole thing while trying to get money out of you. Do you have any idea how much you have paid them so far.

My loan was for $300 and they took two payments of $75 out of my account and my debt management company sent them two $43 checks, which they cashed. So a total of $236 I've paid them so far.

He called me again yesterday and said I had a half hour to let him know what I was going to do. I told him I was meeting with my attorney after work and I would get back to him. He said "Ok, thanks" real quick and hung up.

I'm not really worried because I know they can't get me for internet check fraud for an illegal online payday loan company. He sounded stupid even saying that. I filed a complaint with the Illinois Attorney Generals office and I included copies of my debt validation letters and copies of the cashed checks.

I also know it's illegal for Mr. Jeremy hill to pose as a lawyer, I searched the Texas state bar website and nothing came up even close to his name.

When you call a lady answers the phone saying "Law Office" she doesn't even say a name. When she transfers me over to Jeremy Hill he says "Legal Dept."

One time I called and she said "Law Office" I go.."Law Office of who" she was like "Lawal"

tell MTE that you are filing a complaint with the Solicitor general of the US dept. of interior, bureau of indian affairs regarding the use of tribal trust and/or reservation property to evade federal laws unless they close your account as paid in full immediatly. It may not work, but give it a shot

MTE is not liscensed to do business in any state. they are very shady. they lie they have no lawyers working 4 them. they practice illegal methods unautherized ach deposits and withdrawals. they operate from an indian reservation

UGH, Scalp 'em.

I just recieved a call at 8:30pm from this same place. The person who called was Tina Shaw and she claimed to be a legal assistant. The company name she gave was First IRS,
and the number was 713-777-2500 ext 224.
I called back, and as someone else on here said, a woman answered saying, "law offices?" I asked for this woman, and the connection seemed very broken up. She finally got on the phone, and told me as well, that i was in trouble for internet fraud- theft by check, which is a felony.
She asked if i wanted to take care of the problem before it went further. I asked her why she was calling so late, what law firm calls at 8:30pm ??????? She said it was a curtesy call, and she was staying late at the office. I asked her what this was in regards to, and she said a payday loan. I asked how much was owed and she said the loan was for $300, but with legal fees and late charges it would be $2700 !!!!!!!!
I said theres no way i was paying the full amount, that i would be happy to make payment arrangements. She told me that this wasnt through the loan company, this was through a collection company, and she doubted that they would take payments, i told her tough, i wasnt paying any other way. She told me that i committed a felony by not paying on an internet loan, and that i am currently under investigation .
I asked , investigation for what??? She wouldnt directly answer, so i asked, under investigation by who?
She started telling me again that i was being investigated.
I asked three more times before ( she was stalling ) she answered with the same name everyone else got.
I told her i wanted to be sent copies of all documents, from both this office and the collection co, then i would be happy to pay. She asked me if i just wanted to get back to her tomorrow. lol I said i sure will. :evil:

I have been dealing with Tina Shaw too. I told them I was willing to pay if I had all charges in writing. They sent me this unprofessional letter with very little detail. They have been threatening to go to our county and prosecute me but this started 2 months ago and nothing so far. If you ever talk to a woman named Robin, her so called supervisor, she is rude and you should just tell her you dont want to speak to her, tell tina to call you back. I gave her some nasty words. I cant stand for someone to be rude to me that is supposed to be a professional law office. I used to be a file clerk for a law office here in charleston, sc and no one would ever talk to a client like that.

I received a call from Lawal saying they represent CashNet USA. I defaulted on a ipdl with CashnetUSA in 2007. Lawal says that I could owe up to $6000 on $300 loan. I called CashnetUSA to see if they still owned the debt. They do not. This debt has been sold 4 times. Each company I spoke with gave me the next company's phone #. The lady from Lawal keeps telling me she needs to talk to "George, the broker." Lawal also e-mailed me a settlement offer for "their client, CashNetUSa" for $600.00. If CashNetUSA doesn't own the debt, how can Lawal represent them?

because they lied when they told you that.if you got anything in the mail from them send out DV letters asap.send it certified mail return receipt.

I didn't get mail from them...but I did get an e-mail. Should I e-mail them the DV letter? Can they really file suit against me saying they represent CASHNETUSA? They keep talking about the debt being on the "legal" side of the company.

no,if they bought the debt then they can't sue on behalf of anybody.you can email the DV letter.just send it certified e-mail.being as they bought it they can't validate.

Thanks for the help. I haven't slept in day worried about this stuff. I'm a cancer survivor with 2 kids. Life has not been easy. I just THOUGHT cancer treatment was tough. I'm so scared I'm not going to do the right thing. The Lawal people are so pushy and angry.

Got a call for a "final Notice" before they file suit. They sent a settlement letter, but still no validation. They said they don't have to validate anything because that the debt is on the "legal" side of the company. What the heck is that supposed to mean? Is there a collections side and a law side?

they are so full of it.anybody collecting a debt has to validate a debt when they receive a DV letter.re-send your DV request.if they sue without validating.you can fight whatever they pursue in court by demanding validation then.i doubt it will get to that.they are trying to extort money from you.stand your ground.

Thanks. I'm just trying to keep it out of the court system and my job. They've threatened garnishment as well.

that would require them filing suit and winning.this place should not be doing collections.they are stupid for a supposed law office.

I know you guys are getting tired of me, but this First Integral/Lawal group really gets to me. Sometimes they're group is First Integral Collections and sometimes they're Lawal Law Office. Yesterday, they were the law firm. I got a message and the guy named Mr. Porter from whoever they are supposed to be said I needed to contact them because with or without me they were going to make a decision "regarding my matter." He then said, "Good luck" and slammed the phone down. If they file suit against me, it would have to be here where I live wouldn't it? I sent a DV but received nothing yet.

Hi Guest,

We will never get tired of you! Welcome to the Community!

This place is violating the FDCPA left and right so I really doubt that they have any leg to stand on, and they are just hoping to intimidate you into paying an illegitimate debt.

See this thread on Lawal & Assoc.. See this thread on First Integral Recovery.

These people appear to be bad news. File complaints with the FTC, the FCC, and your State Attorney General's Office.

Do not email the DV, snail mail it Certified, Return Receipt Requested. If they have the chutzpah to call you again, then log (date, time, etc.) every time they call. If they leave threatening voicemails, save them. If they keep it up you can sue them for FDCPA violations, for $1000 plus possible court costs and attorney fees.

Ahh I see they are still at it. Well It's been close to a year since hearing from this company and the last conversation I had with them "I stated I had a meeting with my attorney in regards to them and if they continuted to harrass me it was going to get ugly" Haven't heard from them since.

I guess what scares me is that CashNetUSA IS a licensed pdl. I called them after I defaulted and they had already sold the debt. The debt has been sold several times. I have no clue who First Integral/Lawal actually represents or if they are the owner. I owe so many other things. I trying to stay afloat. I do have an attorney helping with a Midland Funding/Newport News that a suit was filed on. SOL ran out in 2003 but I wasn't aware of that law until recently. I got scared and I paid a jdb nearly $1000 during 2007. Midland's atty wants to go after my husbands wages as well. I'm just tired of being behind on everything and fighting to get ahead. I hope none of you ever experience what cancer can do to you physically, emotionally, and financially. But even so, I still have so much to be thankful for. And thanks so much for the help. You guys are the best!

Somebody probably bought the loan from Cashnet to see if they collect something and then some scum bag probably bought it from that company and they just are throwing a crazy amount out there to see if they can make some money. I had a loan with CashNetUsa that I defaulted on and I was making payments through my consolidation company. I stopped the payments to them because I was disputing the amount but I havne't heard from them it's been close to a year maybe.

This place has taken me for $1250. I had a payday loan which i remember having, and paying it off. They called me a liar and said I gave them the wrong email address so I of course don't have any paperwork showing anything. But I do have my bank statements where I have paid this. What do I do now. I've gone to my attorney, and the state police. My boss has even let them have a piece of his mind. Now what do I do? Any suggestions?

Sue them.

i filed a complaint with the attorney's general office also over lawal and assoc. they started calling me and just said law office. i called back to see who it was. they refused to give me a first name of attorney. also refused to give me an address. three people got on the phone and yelled at me and said i would be in jail soon. not to mention they were calling me names.

they said they were calling over a defaulted loan with cashnetusa. i lost my job so i defaulted. i sent them emails asking if we could work something out and no reply. never got mail over it. then these lawal ppl started calling. i spoke to a mr. porter also. again, no first name, no address. i asked if they could send me something in the mail to verify they were handling it and he said they already did and i would soon be behind bars. without an address i can't send a request for verification. said the 400 loan was now over 4000 and if i wanted to stay out of jail to send a moneygram within the hour. uh, i know better than that. they heard me typing and one lady with an accent told me to type away and file complaints cuz people like me go to jail. she kept yelling out my dl number and saying crazy stuff. i don't know who these people are but i have never heard of any bill collector refusing to give an address. i was yelled at some more and called more names and they hung up. a few minutes later my house phone started to ring and continued to ring non stop all day. i unplugged it. we only have a phone for the dsl. we never use it so it's no big deal.

has anyone ever actually found a correct address for these people. i checked with the tx bar and they only had two attorneys with that last name, one has no phone number and the other only has voicemail, no one ever picks up.

Left voicemail saying "This call is for Lee Silva, (which has never had this # for at least 2yrs since I bought phone) this is the Ms. Alexander with the (quitely sd -1st) IRS.Calling in regards to claim # xxxxxx need to speak to you by 5pm today in regards to this matter. My contact # 877-777-2551 at ext 131

googled whitepages.com & did a reverse # search:

Related: Collection Agencies & Repossessions

First Integral Recovery Service
9898 Bissonnet StHouston, TX 77036
(713) 777-2500