OJ LAWAL & ASSOCIATES

Thanks for the info, Pink Lady. Alot of compaies have many dbas' and are easily confused.

Be sure and take notes when you are talking with them, or recore id it is legal. My notes have stopped CAs in their tracks when I repeat what they said to me in a previous call.

One nasty CA told me they knew I was debt educated, made it sound like I was a leper :lol: I told them, Thank You, it was about time I was--they hung up..Good Luck to you..karen

they are liars.i am in a lawsuit with them right as i am typing

they are liars.i am in a lawsuit with them right as i am typing

hlb,

What are they telling you? You have a lawsuit against them or are they claiming to have one against you?

1st integra misrepresents itself as lawal 7 assoc. they called me stated they were strictly a law firm. they also refused to authenticate the debt...not letting me know who i owe. i called my local police dept and they treated the officer w/the same disrespect. i encourage anyone who has a problem w/them to file a police report and file a complaint w/your attorney general.

1st integra misrepresents itself as lawal 7 assoc. they called me stated they were strictly a law firm. they also refused to authenticate the debt...not letting me know who i owe. i called my local police dept and they treated the officer w/the same disrespect. i encourage anyone who has a problem w/them to file a police report and file a complaint w/your attorney general.

i was in the process of sueing them and guess what they are not even a collection agency. they work out of a housing project in texas .my lawyer hired a carrier to serve them papers and the carrier wont deliver them because he was afraid. do not give these people any money or personal info. tell them you know this information and you have a lawyer and they will leave you alone

HLB YOU REALLY HAVE A SERIOUS PROBLEM LYING, FIRST OFF EDUCATE YOURSELF AND SECONDLY IF YOU ARE YOU ARE NOT DOING IT PROPERLY. IF AN ATTORNEY IS REPRESENTING ANY OF YOU WHO SEE THAT LAWAL AND ASS IS A LAW FORM AS WELL AS THEY HAVE A COLLECTION DEPT AS WELL. IT DOESN'T TAKE A ROCKET SCIENTIST TO PUT TWO AND TWO TOGETHER. BOTH OF THOSE COMPANIES ARE AFFILIATED AND YOU NEED TO FIND OUT WHAT DEPT HAS YOUR CASE. ALSO IT'S SEEMS MANY OF YOU LIKE TO STATE THE fdcpa AND NOT REALIZING YOUR CASE MIGHT BE IN THE LAW OFFICE SIDE, THEY HAVE EVERY RIGHT TO PROCEED UNDER THE CONTRACTS OF THEIR CLIENT AS WELL AS PROCEED LEGALLY IF THE CONTRACT STATES DEFAULTS. AGAIN CERTAIN TACTICS ARE USED WHEN DEALING WITH A LAW OFFICE FDCPA DOESN'T APPLY IF THEY ARE PROCEEDING LEGALLY.

listen to the troll bleat.look.if an attorney is doing collections they are bound by the FDCPA.a lot of other ambulance chasers have been sued out of existence for violating that set of laws.

Lawal called me in a manner of trying to collect a debt, that is what they stated to me. Since they are trying to collect a debt, then they do have to follow the fdcpa rules.

atty turner fyi 1st integra calls stating they are a law firm. never mentioning that they are 1st integra. when asking for an itemized bill, they state they are the law firm. when i contacted them a few days later, with counsel. they stated they are 1st integra and now my case is w/the law firm. stated i should have requested the itemized when they first called me. but when they first called, they stated they were a law firm. atty turner, hopefully you do not get yourself involved in that type of nonsense and foolishness. or you will get served and treated, as well

you can contact atty omotayo jamin (oj) lawal on his cell at 832-594-5365 his texas bar # is 24004144

what with this law firm away? did yall owe the debt

itdoesn't matter.this supposed law firm is violating the law in how they are going about there attempts to collect.i can assure you the IL AG does not take kindly to that.besides this supposed law firm gave no indication they have any right to collect.with all the scams and JDB'S around anyone being threatened by a CA should exercise there rights under the FDCPA.is that clear enough?cause if you don't know now you know.

I got a call from this law firm (Lawal & Associates) about 2weeks ago stating that I owed a debt and i had to pay the debt off or I would be prosecuted. So when I asked which debt they were calling about he told me he was not a liberty to say so how the hell am I supposed to knop who im paying off is your next question. His answer was just know it will keep you out of jail. Do I not have the right to know?

First off, you cannot be prosecuted fro defaulting on an unsecured debt or payday loan. Their stating this is a prosecuteable offense is a violation of the FDCPA. If you don't have a tape/digital recorder, get one. They may end up paying you before this is all said and done. Secondly, you have the right to request debt validation. Have they sent anything via mail or has it been phone calls so far? Next time they call, verify your mailing address and inform them they had 5 days from their initial contact to mail you details of the debt in writing. They are in violation for that as well if they did not send anything after the call 2 weeks ago. End the call and do not speak to them again unless you are recording. What state do you live in? Recording laws vary by state. Soem states require permission of the other party in order to be legal.

I just got another message from Lawal stating that I had been "put on notice" and that "the notice had expensed" whatever that means (maybe expired?) and that a decision would be made with or without me. I was told I needed to "go on ahead and get this over with." A Mr. Porter kept repeating my social security number and telling me good luck. I still haven't heard anything from my initial dv request. All I have is a settlement offer that they e-mailed me either April or May. Mr. Porter does keep repeating that with interest I could owe $6000 on a $225 default from 2007. Could that even remotely be possible?

Not even in the slightest. Send them a C&D and be done with them.

I just kept ignoring them and finally the last time I talked to them I threatned them about getting my lawyer involved and that was the last time they called me and it's been close to a year.

Hi again. Got a phone call from a friend that 1st Integral called them looking for me. Then I got a call from a Mr. Richardson who transferred me to a Mr Milano. Mr. Milano now states that 1st IRS owns the debt AND the contract from CashNetUSA. How can they buy the contract? This debt has been sold 4 times. He could only tell me that they bought it from someone named George. I asked why George had never contacted me and he said no one has to contact me. Mr. Milano wants to settle this for $665. I am not paying one red cent. They have not responded to any of my mail all of which is certified return receipt. When I asked about that, he told me that they had moved. So I told him I wanted his address so I could have my attorney send him the same information and his reply was "I'll e-mail it to you with a settlement letter." How can they arbitrate for CashNetUSA when supposedly 1st IRS is now the 5th owner of the debt? Thank you all for listening to me rant, but I have absolutely had it today. I appreciate the advice that you all have given and have tried to follow it but these guys are relentless and I never get the same story. I don't want to be sued.

Posted: Wed Jul 01, 2009 8:30 am Subject:

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Hi again. Got a phone call from a friend that 1st Integral called them looking for me. Then I got a call from a Mr. Richardson who transferred me to a Mr Milano. Mr. Milano now states that 1st IRS owns the debt AND the contract from CashNetUSA. How can they buy the contract? This debt has been sold 4 times. He could only tell me that they bought it from someone named George. I asked why George had never contacted me and he said no one has to contact me. Mr. Milano wants to settle this for $665. I am not paying one red cent. They have not responded to any of my mail all of which is certified return receipt. When I asked about that, he told me that they had moved. So I told him I wanted his address so I could have my attorney send him the same information and his reply was "I'll e-mail it to you with a settlement letter." How can they arbitrate for CashNetUSA when supposedly 1st IRS is now the 5th owner of the debt? Thank you all for listening to me rant, but I have absolutely had it today. I appreciate the advice that you all have given and have tried to follow it but these guys are relentless and I never get the same story. I don't want to be sued.
P.S. Today is 7-9-09 and I still don't have anything from Mr. Milano!

Mr. Porter states he is an attorney. Check you state laws on collections. Florida has a "head of household law." If you make 500 or less per week they cannot garnish your wages if you are the one working and providing for the household. They threatened me to. Take me to court I say. They will never get a dime from me.

They have a default judgement against them and the attorneys cannot find them. They use a fake address and operate outside the law. They also violated my rights by calling my work after I told them not to and faxed them a letter. Once OJ Lawal is located h e will be served with a judgement and ordered to pay and I will sue as well. Please post any information if you know the whereabouts of him or his shady company. They operate as 1st Integral and Lawal law firm. DO NOT GIVE these people ANY money. They are not registered in any state to collect debt and are a bunch of frauds.

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1st irs is a joke they lie about what they can due and if ppl know about the fdcpa then tell all the ones that call you send it by mail. lawal mu a$$ this i one big joke
payday loan what can you due when i take out a payday loan not sh&T but call me all day try this on ...
call this number 832-443-9391
713-777-2500
713-777-2503 fax line
they or one big joke ask for there real name and see how who is running from they law that works there THEY R BILL COLLECTORS AND THATS IT IAM IN IL and they call me from TX i found out info on them just have they have it on me!! PPL pls due your work dnt pay till you get a letter in the mail and thats the law they must send you a letter dnt let them same they have and they did't..

you can contact atty omotayo jamin (oj) lawal on his cell at 832-594-5365 his texas bar # is 24004144

you can contact atty omotayo jamin (oj) lawal on his cell at 832-594-5365 his texas bar # is 24004144

hi ppl look at this .... you got a call from first irs r lawal ask them how can they tell you about a loan when they break the law fyi just about all that works there r xcons :o

HLB YOU REALLY HAVE A SERIOUS PROBLEM LYING, FIRST OFF EDUCATE YOURSELF AND SECONDLY IF YOU ARE YOU ARE NOT DOING IT PROPERLY. IF AN ATTORNEY IS REPRESENTING ANY OF YOU WHO SEE THAT LAWAL AND ASS IS A LAW FORM AS WELL AS THEY HAVE A COLLECTION DEPT AS WELL. IT DOESN'T TAKE A ROCKET SCIENTIST TO PUT TWO AND TWO TOGETHER. BOTH OF THOSE COMPANIES ARE AFFILIATED AND YOU NEED TO FIND OUT WHAT DEPT HAS YOUR CASE. ALSO IT'S SEEMS MANY OF YOU LIKE TO STATE THE fdcpa AND NOT REALIZING YOUR CASE MIGHT BE IN THE LAW OFFICE SIDE, THEY HAVE EVERY RIGHT TO PROCEED UNDER THE CONTRACTS OF THEIR CLIENT AS WELL AS PROCEED LEGALLY IF THE CONTRACT STATES DEFAULTS. AGAIN CERTAIN TACTICS ARE USED WHEN DEALING WITH A LAW OFFICE FDCPA DOESN'T APPLY IF THEY ARE PROCEEDING LEGALLY

ppl look this was written by one of the billcollectors that work there next time ask to speak scott

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Got a call from this very rude dude. He said he was calling from a Law firm and I had a acourt date this Monday and if I idn't pay what I owed I would face jail time and about 5000 in fees. Is he for real? I told him I did not receive anything in the mail about this court date. He encouraged me to settle the debt. What should I do.

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they are first Integral and they should be put out of business!


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They are 1st integral and they should be put out of business!!!!!!!

I too have been contacted by this company...the rep Mr.Hicks. I did set up payment..made 2 with the last due this week. Now they are telling me they haven't recieved my 2nd payment. I have proof in my bank statement. Should I be nervous?