Need help on Judgment

Don't put the car's title in your name. Register it to a family member if you can and just "borrow" it. If they come and take it, have the family member charge them with stealing their vehicle.

Register it to the family member before you go the hearing. At the hearing, do not claim you own the car. This is truthful because it is registered to someone else. In fact, mention nothing of the car at the hearing.

How did they obtain a judgement, did you not appear in court? Your social security is judgement proof. Do not deposit the funds in your bank, they will try to place a freeze on your bank account.

It's a long story on the judgment but I was in the hospital and have lots of medical problems right now. The attorney for LVNV Funding said I never responded and got a default. I appealed and tried to show the judge the post office cards that I sent it but he called me a liar and denied it. So now I have to go back again for the payment hearing.

I plan on filing chapter 7 before the end of the year anyway so I don't know what they think they can get out of me. I am not going to pay these crooked lawyers almost $4,000 on a debt that was originally $1,800. They tacked on legal and court fees too. I asked if it was legal and the judge said it didn't matter. I asked for proof they own the debt and I never got it even though the stupid lawyer said he would be more than happy to show me proof which was all bs.

They don;t seem to care if you are on SS. My motherinlaw was sued twice, and they got a judgement on one and dismissed without prejudice on the other. As far as I know they have not requested a payment hearing. I would bring all the info to the hearing, and hopefully you don't have the same judge. He had noright calling you a liar. That is unprofessional. Appeal to the judge with the info - they cannot garnish your social security, but I am sure they will try to guilt you into payment arrangements. Could your bankruptcy atty advice you on this?

Yeah I know they have no remorse for people, it is really sad. They will not get me into paying anything and I will not sign anything. As for the bankruptcy attorney I haven't talked to him in a while, I was waiting till I had money to file which will be in November.

I have other debt collectors after me too but right now I just send a DV letter the second I get anything from them and so far none have bothered to reply.

i have went to court and showed up for both days, thought i was getting a regular agreement plan, when the papers were sent it said judgement for the plaintiff,at the moment did not understand that word, so i send in 100.00 a month moneyorder of course. the creditor is lvnvfunding but the payment are being sent in N.H lvnvfunding is in S.C i live in Mass. i put in a moneyorder inquiry from postoffice and see where are they getting cashed. if it does not look right im going to seek leagal help.