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PDL loans

Date: Mon, 09/08/2008 - 09:54

Submitted by anonymous
on Mon, 09/08/2008 - 09:54

Posts: 202330 Credits: [Donate]

Total Replies: 4


I have 4 PDL and I have been trying to pay them off but I can't seen to catch up. I have been reading I closed my bank account. I am not sure if I should get a company to assist me or do it myself. I spoke with PDL assistant and they are charging me 200 dollars and what I been hearing doesn't sound good. I have been paying them only the fee. I want to make a decision before the 19th. I did do the letters to send certified but some of the cash advances do not have address only fax number? What do I do then? I only have computer pay loans and I live in Orlando, Florida. Can anyone give me advice?


welcome to the forum dixie,if you could provide the following.

1)the names of the 4 pdl's
2)how much borrowed from each
3)how much paid to each total,include rollovers.

before you send anything make sure your acoount is closed or at least secured with a hard block.please provide the info requested above.again welcome to the forum and we can help
you here.


lrhall41

Submitted by paulmergel on Mon, 09/08/2008 - 10:10

( Posts: 15514 | Credits: )


ameriloan: 300 paid 500
oneclick:350 Paid 460 already
integrity advance: 400 paid 480
loan point USA (Geneva Roth Capital) ($600 haven't started paying yet

I have send the certified letters also made the complaints with the better business bureau I also complaint with the attorneys general office. I did get a response from integrety advance saying that they will settle if I sign a document that I am agreeing to pay $520 dollars and promise not to degrade them and that they do not have license in the state of florida but they are following deleware laws.

Also ameriloan doesn't want to give me an address so I cant do a complaint so what should I do.

This was the first Friday that they wasn't going to get paid because I closed the account. I just afraid to start getting the calls at work. I just don't understand if they tell me they don't have license in Florida but they do from the state they supposely have the business. Does that mean that they are illegal debts. I am just waiting for the response from the bbb and the attorney generals office. With Geneva groth I was going to start sending them something every two weeks and only paying what I borrowed.

Please advice


lrhall41

Submitted by dixierrell on Sat, 09/20/2008 - 15:37

( Posts: | Credits: )


Here's an address for ameriloan, I'm not possitive of how accurate it is though.
Ameriloan
3531 P Street NW Miami, OK 74355
Phone 800-362-9090
Florida requires Internet based pdl's to be licensed by your state.
Quote:

Florida State Information

Legal Status: Legal

Citation:
Fl. Stat. Ann. ???? 560.401 et seq.; Rule 69V-560.901-912

Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-31 days
Maximum Finance Rate and Fees: 10% + verification fee
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 24 hours
Repayment Plan: Yes

Collection Limits:
Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: Florida Office of Financial Regulation
Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748


lrhall41

Submitted by Shazzers on Sat, 09/20/2008 - 16:47

( Posts: 17344 | Credits: )