Debt Settlement ?s
Date: Fri, 09/19/2008 - 09:42
1. Has anyone ever gotten Sallie Mae to settle? I owe them $$$$, have been paying them for I think 6 years and it seems like my balance isn't going down at all...
2. My husband and I have 2 cards we want to settle on. We own a house, 1 car that is paid off and another lease car. Will our house/car be affected by the settlement? If we can settle we will have no problems making the car payment.
3. How do fees work for a reputable company? I see in all the advice I'm reading "don't pay up front fees, and watch out for fees taken from your monthly payment"... so how exactly will a reputable company get a fee?
4. I am currently researching reputable debt settlement companies. I just looked over Rise Above Debt and they look reputable. Can anyone recommend a company that they used?
TIA for any help and advice :D
United Communications
when i enrolled in a debt settlement program, i went with united communications. i was $52000 in debt, and to date have resolved 2 of my accounts. one was a 43% settlement, the other 40%. I've been happy, they keep me up to date on whats going on and i can only say nice things about the staff
Sallie Mae loan...is it private or federal??? If it is federa
Sallie Mae loan...is it private or federal???
If it is federal, then absolutely not. Your guarantor has guaranteed the entire balance.
Private ....probably not either unless you have defaulted.
I had got a worst experience in Sallie Mae. Actually the thing i
I had got a worst experience in Sallie Mae. Actually the thing is I had 5 student loans with Sallie Mae also I had a few consolidated and had been paying my loans just as stated on the mailed monthly invoice. In the beginning I felt No problem. After some time, I started receiving calls that my loans were some odd days late. I was not aware of this, what had happened is they just applied the sent in money to the loans that they felt they wanted to. They had requested a foreberance and they said I was out of foreberance time and they ensured me that I had some. So I sent in the money that they requested to do the forebarence.
I kept recieving calls 3-4 a day and it took about 4 days to answer there call. They informed me that my forbarence didn't go threw and I was so many day delinquent and I needed to pay today to settle this dispute. I informed them that I had paid them not only the monthly payment, but the 150 more for a forebarence that was not even granted. I asked for a refund on the money for the forebarence and they denied me and just asked for more money.
I don't know if they are federal loans - I filled out all the ap
I don't know if they are federal loans - I filled out all the applications in the financial aid office at school back in the days. I 'assume' that they are federal... *sigh* I have to figure this out. They are calling my house 3-4-5 times a day. I talked to someone on Saturday and they put me in forebearance till January. So that's good. But still, I need to do something, this $400/month payment is killing me.