Repairing Credit
Date: Wed, 09/24/2008 - 17:28
That is something that should be negotiated before payment is ma
That is something that should be negotiated before payment is made. Search for "Pay for Delete".
I didn't know anything about negotiating for things like that, I
I didn't know anything about negotiating for things like that, I just paid all my debts in full. Then when I checked my credit a year or so later, and saw all those collections still on there, I disputed them on all of my 3 credit bureau reports, and other than one, they were all removed within a month or so. When you pay in settlement it is a different thing, they typically will not be removed. If I could do it all over again, I would bargain for settlement and a Delete letter, and failing that, would bargain for full pay and a Delete in advance to avoid problems down the road.
Good luck!
i just recentely settle one 3 accounts. can they actually be rem
i just recentely settle one 3 accounts. can they actually be removed from my account? or wiil they just appear as "paid after charge off"
since i already made the settlement, is there anything i can do now? OR do i wait ffor the settlemetn paper stating i no longer oww the debt and everything was satfied to send to the credit bureau?
Wait 90 days and then dispute the tradelines. Since they alread
Wait 90 days and then dispute the tradelines. Since they already have their money, they might not verify w/in the 30-45 days. No verification=deletion.