PDLs Coming Due 09/30 & Paycheck Not Enough
Date: Wed, 09/24/2008 - 18:24
Hello,
I am new here but have been reading many other posts. From what I understand I should first close my bank account. I actually won't be able to do this since my account is in the negative. From what I understand reading here I can either freeze my account or deposit only or block ach. I then should send ACH Revocation Letters to the PDLs. I live in PA and I hate to say that I have 11. I kept getting new pay day loans to pay the other ones now I am in a mess. I have actually paid well above the original loan and fees on some. I kept extending and then they started taking the fees plus 50 toward the princpal. Below are my PDLs. None of these are paid off. Please let me know if I am on the right track and what else I should do. Thanks in advance.
my cash now
Original $600. Total paid so far in fees and principal $565
Cash Net USA
Original $500. Total paid so far in fees $263
The Cash Spot
Original $300. Total paid so far in fees and principal $553
East Side Lenders
Original $300. Total paid so far in fees and principal $625
Fast Cash 500
Original $400. Total paid so far in fees and principal $1290 (I cannot belive this when I added it up)
Integrity Advance LLC
Original $400. Total paid so far in fees and principal $650
Loan Point USA
Original $500. Toal paid so far in fees $450
ameriloan
Original $300. Total paid so far in fees $180
Total Lending Inc.
Original $300. First payment due 9/30 for $90
ZIP19
Original $300. Total is due on 9/30 for $359.94. No extensions available (did not know that)
Arrowhead Investments
Original $300. First payment due on 9/30 for $90
I am new here but have been reading many other posts. From what I understand I should first close my bank account. I actually won't be able to do this since my account is in the negative. From what I understand reading here I can either freeze my account or deposit only or block ach. I then should send ACH Revocation Letters to the PDLs. I live in PA and I hate to say that I have 11. I kept getting new pay day loans to pay the other ones now I am in a mess. I have actually paid well above the original loan and fees on some. I kept extending and then they started taking the fees plus 50 toward the princpal. Below are my PDLs. None of these are paid off. Please let me know if I am on the right track and what else I should do. Thanks in advance.
my cash now
Original $600. Total paid so far in fees and principal $565
Cash Net USA
Original $500. Total paid so far in fees $263
The Cash Spot
Original $300. Total paid so far in fees and principal $553
East Side Lenders
Original $300. Total paid so far in fees and principal $625
Fast Cash 500
Original $400. Total paid so far in fees and principal $1290 (I cannot belive this when I added it up)
Integrity Advance LLC
Original $400. Total paid so far in fees and principal $650
Loan Point USA
Original $500. Toal paid so far in fees $450
ameriloan
Original $300. Total paid so far in fees $180
Total Lending Inc.
Original $300. First payment due 9/30 for $90
ZIP19
Original $300. Total is due on 9/30 for $359.94. No extensions available (did not know that)
Arrowhead Investments
Original $300. First payment due on 9/30 for $90
First of all, are any of your loan storefront or are they all in
First of all, are any of your loan storefront or are they all internet base. If they are storefront you will want to step up a payment plan with them. Then I would put your account on debit only.
Hi. Sorry I did not reply sooner. I am on the East Coast and w
Hi. Sorry I did not reply sooner. I am on the East Coast and went to bed. They are all internet loans.
You need to get a live paycheck from your payroll. Tell them the
You need to get a live paycheck from your payroll. Tell them there is an emergency and it must be immediate. You will then be able to open a new account and have control. Contact the bank you are with now and see if they will work with you!
