lawall & associates/quickestcashadvance

isn't quickestcashadvance part of MTE?if so they are totally illegal.what there bottomfeeder CA did was illegal.debts are civil matters not criminal ones.to threaten arrest is an fdcpa violation.no legit collector would act like that.i'm also guessing they haven't sent you anything and refuse to do so.

No, they haven't sent me anything. The lady gave me 2 repayment options which I can't afford at this time. I do admit I took the pdl, but I never imagined I'd be charged with a felony. I called back to get the company name because I couldn't understand what she had said. When I asked them to please spell the name, they asked for my name. I told them it didn't matter because all I wanted was the spelling and then they hung up on me. About 10 minutes later a lady called me and told me she knew I called and asked for the name and she proceeded to spell it out for me. As far as I know, when the debits were coming out of my account, it WAS under MTE financial. I am so scared now. I've never done anything wrong and I just want to make it good. I also have 2 pdl storefronts here in Michigan that I've defaulted on. The only way I can repay them would be to work out a repayment plan, but their repayment plans are unaffordable also.

maybe if others reassure you,i promise you are not going anywhere because of this.you didn't commit any crime owing a debt.MTE is illegal everywhere.how much have you paid back in rollovers?since this was an illegal loan,any money taken out of your account goes toward that.again no felony was commited.well maybe by her for saying that to you.if you could
let me know how much total was taken out of your account i can help you with these mopes.

I will have to go home and look at my statements. This was months ago, but I'm pretty sure I paid back 2 or 3 increments of $75. By the time it was all said and done, I paid about $300 dollars in bank fees. I have somewhere I have to go, but I will be back with definite amounts. Thanks so much for helping me and making me more at ease. I look forward to chating with you again soon on this matter. This lady wants me to moneygram her the money tomorrow morning, but now I think I am going to wait and get my bank records and speak to you again. It was definitely MTE though and I didn't know they were illegal.

alot of people don't know these things.we are here to help.if the hag calls back,let her know what you now know.or don't even deal with it.i will try to see if i can up with an address to
send the usual letters.also AG,FTC,and BBB complaints.will look for that info on the actual amount.if it is over 200.00 they owe you.

So today, the lady from Lawall & Assoc. called me at work. I asked her to send me something in writing and she refused. She stated that as a collection agency they were not required to send anything in writing; all they had to do was contact me by phone. She stated I was refusing to cooperate (which is not so because I told her I would be more that happy to work with her, I just needed something in writing regarding the collection) and that she would tell the attorney today and contact my local county clerk to resolve the matter. I told her she hadn't provided me enough information and that I had researched my legal rights. She then said "well, good luck" and hung up on me. I looked back in my bank records and they had already debited my old checking account for $75.00 3 different times. I wonder what they will do next? Any ideas? Did I do the right thing?

So today, the lady from Lawall & Assoc. called me at work. I asked her to send me something in writing and she refused. She stated that as a collection agency they were not required to send anything in writing; all they had to do was contact me by phone. She stated I was refusing to cooperate (which is not so because I told her I would be more that happy to work with her, I just needed something in writing regarding the collection) and that she would tell the attorney today and contact my local county clerk to resolve the matter. I told her she hadn't provided me enough information and that I had researched my legal rights. She then said "well, good luck" and hung up on me. I looked back in my bank records and they had already debited my old checking account for $75.00 3 different times. I wonder what they will do next? Any ideas? Did I do the right thing?

have you filed AG and FTC complaints yet?if not do so asap.this
illegal CA is breaking the law left and right.oh and as a CA they are required to send a letter 5 days after initial phone contact.this should provide some indication as to what kind of bottomfeeder you are dealing with.

No, I have not filed any complaints. Where do I go to file these complaints. I haven't received any paperwork EVER on this matter. Thank you so much for your responses. If it wasn't for you and all this website, I would of been so scared and never would of learned of my rights.

I've been dealing with them as well, haven't heard from them in awhile. They never sent me anything in the mail either and hung up on me as well. The guy Jermey Hill kept posing himself as a lawyer and trying to give me deadlines to make payment arrangements. I filed a complaint my AG office her in Illinois and I included a copy of a very unprofessional letter that I received from them via the bbb.org. They are so full of crap.
They stated in this letter they sent me something in the mail plus sent me a second letter via email. That was completly false because when I talked to the guy on the phone he stated they didn't have an email address on file for me. The last conversation I had with them I told them I was getting ready to go meet with my Lawyer and I haven't heard from them since...it's been close to a month.

I recieved a call from Lowall and Assocites yesterday telling me I owe them money. I was a victim of identity theft a couple of months ago and I told them this and that I do not have an account with BMG. The guy that called said I needed to send them money and I again told him the account wasn't mine. I asked him to send me something in writing and I would try and help them with an affidavid saying it was not my account. He said all he can send me is a form showing what I needed to send them (payment) and nothing else.
He too threatened me with the idea that I could be charged with a FELONY "Internet Check fraud". I told him I would see him in court. I hung up the phone.
I then called the company (BMG, Bahama Marketing Group) because he told me the PDL was with them, and they tell me that there is no account with them but I am "in collection" with anohter company, but she could not tell me which company and gave me the name of" I Collect "and the phone number. I called them and got only a recording and when it was finished I selected "8" to continue and guess what?..... I was then connected with BMG AGAIN. I hung up and now am finished with them.

I have been dealing with a Ms. Garcia. She stated she is going to meet with the attorney and the county clerk will get involved. I think it's funny that they won't send me anything in writing, but they can get my county clerk involved!

There is something definitely fishy with this business. I am now concerned on getting the phone calls to stop. I am hoping after today that they will. Let me know if you get any more calls from them. The lady I talked to at Lawall & Assoc. wouldn't even send me a form on what I owe. I checked with the Texas Bar and their 2 attornies are legal to practice law in Texas, but collections were not in their specialty category. I am still researching on how to nail these guys.

got news for you,if a lawyer is collecting they must obey the fdcpa just like any CA would.do not be intimidated by them.a lot of lawyers have been sued out of business by doing what they are doing to you.first file an AG complaint against
quickestcashadvance.then find a consumer lawyer on a contingency basis.time to look into your options dealing with these cretins.

Thank you!

I checked out the Texas bar as well and saw O.J. Lawall and also notice his specialty was not collections. I did not however find the Jeremy Hill guy who was claiming to be a lawyer. They are either using the Lawall name illegally or he is involved and hiding behind his listed specialty.
Either way, what they are doing is illegal.

So now a Mr. Louis calls today at work, got my voicemail, called back and harassed my coworker and that is when I took the phone. He said I was being disrespectful. He also said some different company contacted me through the mail. When I asked him to repeat the name he wouldn't let me talk and kept going on. He stated he was contacting my county clerk asap to file the criminal charges. When I explained to him I researched my legal rights and know that this is a civil matter, not a criminal matter, he said good luck and hung up.

He also told me I should have received a letter from LRA (Light House Recovery) which I believe is located in Colorado. When I spoke to the guy at LRA he kept referring to his legal team in Texas..which would be Lawall..they are all shady and in a big ole illegal ring.

Got the loan from MTE which is has an address in Oklahoma and Nevada...when I defaulted I was getting messages from a Melanie who was calling from MTE and leaving a Colorado number. Then I get a call from Jeremy Hill from Lawall & Associates who is in Texas. Jeremy got my account from Bob Barry at LRA who is Coloroado...probably sits next to Melanie...lol This is just a bunch of bull.

filed a lawsuit against 1st integral recovery services guess what they dont exist my lawyer sent a carrier to deliver the paper work to they.it is in the ghetto projects of texas,the carrier wouldnt even deliver it,so the next time they call you and harrass you tell them that info and tell them you have a lawyer they will fall off the face of the earth. scumbags that they are

omg, ive been got, i had a man Jermey call me too, i actually gave these people my acct. number to make payments, so does this mean they are committing fraud?

I am dealing with the same thing. A man called saying he was an ivestigator with Lawall & Associates in Houston, Tx. I would get charged witha felony, because they went in my account 27 times & my bank closed my account due to fishy activity. He is giving me until tomorrow at 3 to come up $800.

he can't and won't have you arrested.debts are civil matters not criminal ones.tell him he has 5 days to send a something in writing.until then you will not speak to him again.he basically broke the law telling you that.

When I was dealing with them I told them that MTE was not licensed to lend in my state and that they (the CA) was also unlicensed to collect and that anything they said was being recorded. I asked for their license# and have not heard one word since October. I received an email that my account was closed.

Dont let these people intimidate you, you are not going to jail and you are not going to be charged with a felony.

I was just contacted by this company. They called me at work and said its regarding an arbitration against me. I know I have a PDL that I defaulted on and have to pay, but they won't tell me the company my debt is with. I can't talk at work so I asked if I could call back at lunch. I also asked them to stop calling me at work and to call my cell phone (which they say they did call but I have ZERO missed calls from them). They said I MUST call back because if they don't hear from me they are calling my HR department. I don't know my rights what do I do and quick?

I'm in AZ

Thanks.

I was just contacted by this company. They called me at work and said its regarding an arbitration against me. I know I have a PDL that I defaulted on and have to pay, but they won't tell me the company my debt is with. I can't talk at work so I asked if I could call back at lunch. I also asked them to stop calling me at work and to call my cell phone (which they say they did call but I have ZERO missed calls from them). They said I MUST call back because if they don't hear from me they are calling my HR department. I don't know my rights what do I do and quick?

I'm in AZ

Thanks.

I was just contacted by this company. They called me at work and said its regarding an arbitration against me. I know I have a PDL that I defaulted on and have to pay, but they won't tell me the company my debt is with. I can't talk at work so I asked if I could call back at lunch. I also asked them to stop calling me at work and to call my cell phone (which they say they did call but I have ZERO missed calls from them). They said I MUST call back because if they don't hear from me they are calling my HR department. I don't know my rights what do I do and quick?

I'm in AZ

Thanks.

What state are you?

They they give you a number or an address?

QuickestCashAdvance are affiliates of MTE. They are Illegal and cannot do anything but threaten you.

Here is some contact info on them I used to send my letters.

compliancedepartment (at) quickestcashadvance.com
compliancedepartment (at) mtefs.com
866-539-7504
866-859-6129
866-465-5054 ext# 4302

MTE fax #866-668-0535

What if they are calling on behalf of CashFirst?

So another PDL is calling named CashFirst not quickestcashadvance??

I can not seem to find much information on them. It is rumoured they are part of Impact Cash but I can not confirm.

Impact is illegal.

Who Cashfirst??

Yes, the original was with CashFirst, and then I believe my bank statements said Impact Cash.

But the thing is, after I defaulted they wouldn't take my call and kept sending me to a collections agency- and every time I would call I would get a recording to leave a message and so I do- but no one would ever call me back! SO now I'm at a loss.

They all sound Illegal..LOL!

How much did you borrow??

Impact it illegal which means they can not do anything to you.

I called back and spoke with Chris Milan. # 877-777-2551 Ext 233. He told me that I borrowed $300 but the balance has grown significantly and that he can offer me a settlement of $1604.87. So I told him I googled the company and he laughed at me and said of course you would, everyone who doesn't pay their bills do that and then complain they are being ripped off. I told him I want to be a smart consumer and not believe all the complaints so I asked for a "debt validation letter" that explains original creditor, how much owed and payment history, and the agreement I signed. He said because they aren't a CA that he has no obligation to do that and I told him that he does because he's trying to collect a very large sum of money from me and I need that information to validate. He told me I had to pay today. I told him I would have to receive that letter first so he started putting me on hold and would come back to the line and tell me that I owed and just needed to pay and that "pay day loans are stupid" and a bad trap to be in. I told him I understood. He started yelling at me because he wanted to avoid mailing or emailing me anything- I said I needed everything in writing and he wouldn't have it. So before things got bad, I asked that he calm down and act professional which by then he told me I was being nasty to him. He continued to talk over me and so I said "sir before things get worse, because that's obviously the course this is taking, I am going to stop the conversation so we can rest on it and I can call you back after I receive the email". I told him there was no reason to be so upset and that if we can just both be calm about it we can get to the bottom of it and get it paid, but that I need that validation letter first.

He said it went from Cash First to Light House Recovery and then was sold to him (along with all the rights and legals listed in the contract).

At NO point in time was I ever given the disclaimer speech "this is an attempt to collect a debt " etc.

Well according to BBB they have a A- (Lighhouse Recovery)rating. Have you checked to see if Cash First was legal in the state of AZ? Also how much did you pay in "Fees"? By law they have 5 days to send a dunning letter. I wouldn't take any more calls from him until you receive the letter, in fact I wouldn't even call back.

I googled the number you said you called and found the following:

1st Integral Recovery Services
9898 Bissonnet
Suite 670
Houston, Texas, 77037
1st-irs.com

so it looks like it's not Lighthouse Recovery at all? According to several posts here on the board the # youc alled is not affliated with Lighthouse Recovery but 1st Integral Recovery Services

It's Lawall and Associates telling me they bought my account from LightHouse Recovery.

where is a website I can go to that shows the AZ law with Payday loans?

You can go here

Click on the right were it says Deferred Presentment Companies.

Where can I find a sample letter that I can send them revoking their rights to contact my employer?

Here you go :wink:

Quote:

That's great thank you for the help!! Do you have any other good sources I can use on sending letters requesting to be listed PIF?

Here.

Scroll down to the 13th post. Use that letter but change it to your information and state laws.

Lawall and Associates is calling me, they are also known as 1st Integral Recovery, purchased my account from Cash First and their collections agency Light House Recovery.

ISSUE: Laura Scott is a Paralegal who said my account is in legal. They are saying they have been retained to pursue legal. I asked her to clarify the name they are doing business under so I can see if they are licensed in AZ. She said "This is the Law offices of Lawall and Associates also known as First (or 1st) IRS. She didn't say 1st Integral Recovery.

Is she REALLY a paralegal, are they a legit business, and are they licensed? What are they allowed to do to me? Can I send them a letter revoking wage garnishment rights?

Lawall and Associates is calling me, they are also known as 1st Integral Recovery, purchased my account from Cash First and their collections agency Light House Recovery.

ISSUE: Laura Scott is a Paralegal who said my account is in legal. They are saying they have been retained to pursue legal. I asked her to clarify the name they are doing business under so I can see if they are licensed in AZ. She said "This is the Law offices of Lawall and Associates also known as First (or 1st) IRS. She didn't say 1st Integral Recovery.

Is she REALLY a paralegal, are they a legit business, and are they licensed? What are they allowed to do to me? Can I send them a letter revoking wage garnishment rights?

I was given ANOTHER name for Cash First- ImpactCashUSA.

They are not listed on the AZDFI website as legal. Even though the Paralegal from the above post said "this is a legal transaction and debt"

I'd contact AZ AG about this and see what they say. From my understanding Cash First is illegal in the US

Click here for consumer complaints in the state of AZ
I also have an e-mail into AZ licensing... when they get back to me I will let you know but you can also e-mail them at (what is listed on their website)licensing@azdfi.gov

I have a copy of the contract I electronically signed. It says that both parties agree to resolve disputes through abinding arbitration. Is there a way to void that arbitration

So when a PDL company like this is illegal, and I did do business with them but defaulted, what should I do to avoid calls and future collection attempts? I know legally they can only charge a 10% fee and not the EXTREMELY high 700%+ they do charge. I can pay what I originally borrowed, just to be fair and not rip them off, but is there any way to get rid of the rest? I currently am defaulted on 6!!! (I got stuck in the trap)