Hopefully someone can help me.
Date: Thu, 10/09/2008 - 07:59
PayDay One - $500.00 - Paid $0
Magnum Cash Advance - $1176.00 - Paid $1219.94
Integrity Cash Advance - $400.00 - Paid $480.00
my cash now - $500.00 - Paid $0
I have contacted my bank and they can stop withdrawals from Magnum & Integrity since they have already debited my account but not the other two since they have never withdrawn funds. I emailed the other two companies to see if I can setup payment arrangements and am waiting to hear back.
I would really appreciate any help or advice anyone can provide.
Please tell us what state you are in so that someone can provide
Please tell us what state you are in so that someone can provide your pdl laws for you.
Wyoming State Laws
Quote:
Wyoming State Information Legal Status: Legal Citation: Wy. Stat. 40-14-362 et seq. Loan Terms: Maximum Loan Amount: Not Specified Loan Term: 1 calendar month Maximum Finance Rate and Fees: the greater of 20% or $30 Finance Charge for 14-day $100 loan: $30 apr for 14-day $100 loan: 780% Debt Limits: Maximum Number of Outstanding Loans at One Time: Not Specified Rollovers Permitted: None (cannot repay, refinance or consolidate by proceeds of another check) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: Criminal Action: Prohibited (Prior to date on instrument) Where to Complain, Get Information: Regulator: Wyoming Division of Banking Address: Uniform Consumer Credit Code, 122 West 25th Street Cheyenne WY 82002 Phone: (307) 777-7797 Fax: (307) 777-3555 Regulatory Contact: Joe Mulberry,, UCCC Supervisor Regulator Website Licensee Database Complaint Instructions Complaint Form Link Online Resources |
Wyoming
PDL's are legal in Wyoming check to see if the companies you have loans with are licensed in your state thats the most important part. Most internet lenders are not.
Read this sticky on the forums page
Please post the following information if you need help
Hopefully someone can help me.
Is there a website or somewhere I call to find out if they are licensed in Wyoming?
if you pull up the laws there is a license data base on them
if you pull up the laws there is a license data base on them
Laws
Go to the top of this page and click on forums. When you get there read the sticky titled "Please post the following information if you need help" there are links in this post that will take you to the state laws. For some reason I am not able to post the link myself.