Disabled and collections
Date: Mon, 10/20/2008 - 18:58
Any thoughts?
SOL on this type of account is 5 years from date of last payment
SOL on this type of account is 5 years from date of last payment. Is 2002 the last time the account was paid on?
Yes, she was disabled in 2002 and I know there was no payment ma
Yes, she was disabled in 2002 and I know there was no payment made after that.
If they call again, tell them they have 5 days to send you detai
If they call again, tell them they have 5 days to send you details of the account. When you recieve it, respond to it w/in 30 days with a request for debt validation. If they continue to attempt collections before validation is provided then send them a full cease comm letter. SOL has expired but they can continue to report for 7.5 years from the date of first default. You have no legal obligation to repay this debt. If you do choose to pay it, then only do so if they will agree in writing for full deletion.