Debt Settlement

I've looked into Oak View before and was turned off by their fees completely! Just saw RAM online and seems like a good program. How are their fees?

Not sure if my last post went through. What I had said was I did not like Oak View Law's fees at all. I looked into them not too long ago and just seemed confusing and too much to get started for me.

I hate to tell you this but Oak View Law's fees are typically cheaper than most debt settlement companies or law firms.

Why do you need to chose one by the end of the week, JAMIE? Are you being pressured into doing that? With ANY debt settlement company, you should do ALOT research before you make a decision. However....it sounds like you've already done that with those specific companies. Good for you.

I'm sure both companies are good at what they do, just figure out based on your conversations with them which one sounds like it would benefit you more and acheive the goals you want. I agree with sdchargers, kudos on doing your research!

I thought some more about it last night and I am leaning towards trying to do it myself. I worked out a budget plan assuming I would be able to get 50% settlements on average and it would only take me about a year. And no fees :-) Do you think I should try it on my own first? If so how do I do it? What's my first step? All my accounts have been charged off and in collections since 2006.

Thanks for all your help and support. And thanks for the up and up too.

I tried settling with one of my accounts and was spoken to like I was an idiot, hung up on and told that they weren't sending me anything in writing until I sent in payment. I told him that wsan't right but he laughed at me. That was the jerk at Riddle and Assoc handling my Limited (wfnnb) account.

Well at least I tried, I guess I will just enroll with one of those programs.

I think RAM sounds the most legit although I am concerned that they are owned by the same two owners of Freedom debt relief...and I've read what happened to them.

Does anyone know anything about them?

Sorry that happened to you. Creditors and collection companies are not the most pleasant people to deal with - they're literally a different breed. I know Freedom Debt fairly well through postings throughout the years - two separate companies.

I would not suggest curadebt, sorry their call center is in Medellin, Colombia former stronghold of drug kingpin Pablo Escobar. Anyway this guy is taking jobs away from Americans and treating those poor Colombians like slaves. Here is a quick example why I know curadebt operate out of Colombia:



Direcci????n: Transversal 5A No 45-224
Poblado
Antioquia
Contacto: Isabel Diez
Correo-E:


Informaci????n sobre la empresa:

Somos una empresa establecida en Medellin, Colombia con mas de 7 a????os de experiencia en el area del mercadeo en linea.

Puestos vacantes:

1. - Customer Service Agent

We are looking for a very responsible person with very good customer service, that speaks very fluent English and has Excellent writing skills. Only send your resume if you are positive that you are the right person for this job and meet all qualifications.
Localidad: Poblado - Antioquia
Salario: 800.000
Fecha: 26 de septiembre de 2008

This guy is paying the equivalent of $400 dollars a month, Its a shame hes taking advantage of people down there, do not use CURADEBT!

Oferta de trabajo para: Customer Service
We will like to work with a very responsible, sharp, dedicated, and focused person, with Excellent English skills and internet experience.
Requisitos que deben cumplir los postulantes:

* Idioma: Ingl????s

Empleo ofrecido por:

Ramo o actividad: No Especif??
Lugar de trabajo: Antioquia
Jerarqu??: Junior
Sector: Atenci????n al cliente

notice the emphasis placed on Excellent English Skills, would you trust foreigners with your SSN, Credit card account numbers, and more?

Excellente service, great company. They were able to save my house in California.

RAM's not owned by the owners of Freedom though they are located in Phoenix. Good company, not the largest around which I like because of the personal service and settlements are real - I asked them to produce it and they did produce recent ones; accreditations seemed inline, good rating with the BBB. I'm thinking about signing up w/ them soom.

Not sure if my last post went through. What I had said was I did not like Oak View Law's fees at all. I looked into them not too long ago and just seemed confusing and too much to get started for me.

Pr Jobs

[COLOR=#333333]As a former employee of Curadebt, I have seen firsthand how lies and abuse have combined to form a "business" that is run as a horrible, unethical autocracy.

First and foremost, employees are told from day one to lie to customers about where the business is located. Even though the company goes to great efforts to show how the business is registered with various American debt-relief business organizations (which are simply supported by yearly membership fees) and the Chamber of Commerce of San Diego, in actuality it is located OUT OF A HOUSE in Medellin, Colombia (just down the street from the Black Sheep Hostel in the el Poblado district). It is a shame that the owner, is getting away with blatantly lying to customers while paying very hard-working employees the equivalent of a mere $500 USD a month.

What's more, employees are psychologically abused by being promised "bonus pay" of a few hundred dollars more a month, but then are denied this pay by being led on to believe that they will pay at a later date. At the same time, Mr. Pemper is making "over $3 million dollars a year" by lying to his employees and his customers (who are already stressed out from being in debt and would like nothing more than honest information). What's even more infuriating is that this same person has a website,www.internetsuccessforanyone.com where he claims to tell paid subcribers how "you too can make millions of dollars a year and "live anywhere in the world" by basically lying to customers about where you are located and having your employees work in sweat-shop style call centers ('dangling carrot on a stick' work atmosphere).

It is a shame what this man is getting away with. I have now made it a personal mission to reveal as much as I can about how unethical this company's business practices are. I am also contacting news agencies to see if they will take up my case for everyone to see. This company is doing business with customers nationwide, defrauding honest, hard-working people. DON'T DO BUSINESS WITH CURADEBT!

Also:

The owner of Curadebt also runs freesitesignup.com, which is also located in the same household in Medellin, Colombia. According to the Colombian employees that work there (who are also paid $500 a month), they "run a scam" that robs honest people of money while making thousands of dollars. You can also type 'scam' and 'freesitesignup' and verify this yourself. He uses the same office address in the States to feed the lie that all of his companies are located in San Diego. Scroll to the bottom of both sites and you will verify this as well.




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