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Debtconsolidationcare.com - the USA consumer forum

1 month since DV

Date: Sun, 11/23/2008 - 18:27

Submitted by anonymous
on Sun, 11/23/2008 - 18:27

Posts: 202330 Credits: [Donate]

Total Replies: 3


Its been almost 1 month since I DV a law firm that was requesting I pay a CC debt. I have not heard or received anything from them. I gave them 30 days to validate. What happens or what do I do next after the 30 days expire?


They have no time limit to respond to your DV unless you live in TX. If your DV was timely, w/in 30 days of reciept of the INITIAL dunning letter, then they must cease collection efforts until the debt has been validated. If your DV was untimely, beyond 30 days of the receipt of the initial dunning letter, they do not have to respond or cease collection efforts. I would wait until the 45 day mark, if you do not recieve validation, send a follow up DV notating date and who signed for the CMRRR of the first letter. Are they reporting on your credit reports? How old is the debt? What state do you live in?


lrhall41

Submitted by NASCAR_Devil on Mon, 11/24/2008 - 03:35

( Posts: 4671 | Credits: )