Credit Bureaus have 5 days to respond?

Date: Tue, 12/02/2008 - 10:26

Submitted by smo65d11
on Tue, 12/02/2008 - 10:26

Posts: 1467 Credits: [Donate]

Total Replies: 3

I have seen reference on here to something about when you fax in something to the credit bureaus, they only have 5 days to respond to you. Is this true or not?

I've never heard of that. I currently have disputes with all thr

I've never heard of that. I currently have disputes with all three bureaus. Each had a required response time of 30 days. I also used the online disputes, which give great tracking options.

lrhall41

Submitted by jtmiller99 on Tue, 12/02/2008 - 10:30

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The CRA's have 30 days to respond to a dispute generated from a

The CRA's have 30 days to respond to a dispute generated from a purchased report and 45 days to respond if you are disputing from you free annual report. The only 5 day limit I have ever seen for the CRA's is in the case of a disputed tradeline being re-inserted onto your reports. Per the FCRA, they have 5 days to notify you if a tradeline previously deleted as the result of a dispute is re-inserted into your credit file.

lrhall41

Submitted by NASCAR_Devil on Tue, 12/02/2008 - 11:00

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hmm okay, I wonder where I saw that 5 day fax thing???

lrhall41

Submitted by smo65d11 on Tue, 12/02/2008 - 11:37

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