Gurstel, Staloch and Chargo

Date: Mon, 12/08/2008 - 08:25

Submitted by anonymous
on Mon, 12/08/2008 - 08:25

Posts: 202330 Credits: [Donate]

Total Replies: 6

I got a dunning letter from this law firm saying they represent Fortis Capital the owner of a former cc of mine. They wanted me to pay $3500 by Dec 3rd. I wrote them a letter back telling them I couldn't pay that amount all at once and could I make payment arrangements for $75 a month. They finally wrote back and said they were authorized to accept payments of $180 starting on the 20th of this month. I don't know what to do now, they is no way I can pay $180 a month, I could maybe swing it this month but I don't want to get into a situation where I know I can't afford it. Should I write them back requesting a lower amount? The amount they want is more than double my first offer. Or should I just do nothing and wait and see if they want to take it further or just sell it off again? Has anybody heard of this law frim or worked with them before?

any advice?.....

lrhall41

Submitted by on Tue, 12/09/2008 - 08:18

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Instead of offering them a payment arrangement you should have a

Instead of offering them a payment arrangement you should have asked for validation. You still can. Send them another letter that states that all further 'arrangements' will be after you have received validation on the account. See what they do from there.

lrhall41

Submitted by goldenbast on Tue, 12/09/2008 - 12:49

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I've dealt with them--they will serve you if you don't pay FYI.

lrhall41

Submitted by on Tue, 12/09/2008 - 17:10

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Send the letter and get the accounting. Even if they sue you th

Send the letter and get the accounting. Even if they sue you they will still have to produce the accounting before the court will award anything.

lrhall41

Submitted by on Tue, 12/09/2008 - 19:32

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Let them sue...that is a no-no if they sue you while a DV is in

Let them sue...that is a no-no if they sue you while a DV is in effect as it is considered continued collection activity. Plus listen to Cellular...even if they sue you can force them to cough up the documents.

lrhall41

Submitted by goldenbast on Wed, 12/10/2008 - 00:44

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Gurstel, etal is located in Minneapolis, MN. and they are debt b

Gurstel, etal is located in Minneapolis, MN. and they are debt buyers from various cc companies for pennies on the dollar. I'm kinda in the same position as you but they have started a law suit with me. I'd like to offer you advice but I'm not the one from whom to take advice. I suggest you call your local Legal Aid service...they usually are very knowledgeable.

Good luck!

lrhall41

Submitted by on Mon, 03/15/2010 - 15:46

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