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ER SOLUTIONS

Date: Mon, 12/22/2008 - 08:06

Submitted by bea2ls
on Mon, 12/22/2008 - 08:06

Posts: 3840 Credits: [Donate]

Total Replies: 11


hey i have a question. about a year ago er solutions started to blow up my phone - said i owed $1500 to hollywood video. i never recieved anything in writing and this did not sound right (i know i might have had maybe 1 or 2 that i never returned - the store closed! but $1500? plus, the store closed!!)
i never recieved anything to validate it but the calls stopped. they started again, how should i handle this? i will gladly pay whats owed but $1500 for two dvds owed to a store that shut down is crazy talk!


if you have an address,send them a DV letter.send it certified mail return receipt.i for one would love to hear how they came up with that amount.not to mention they are in the bottomfeeder category of CA.


lrhall41

Submitted by paulmergel on Mon, 12/22/2008 - 08:09

( Posts: 15514 | Credits: )


hang on, so you sent them a certified DV letter, and they started calling again without providing the validation?

if so, then they just violated federal law. do you by chance still have the green receipt card showing that they signed for your DV letter you sent them last time? PLEASE tell us that you do....it will be all the proof you need to tell them whats coming next.....

if you still have that card, i would send them another certified letter, informing them that they received your DV request in writing on (insert date they signed the card), and since that time, they have not provided the required documentation of this alleged debt, yet they have begun calling again, trying to collect it. i would inform them that they have two options right now--

1--cease all collection effort on this alleged debt immediately and permanently, including any reporting on your credit reports.

OR--

2--you will file suit against them for their willful violation of section 809 of the fdcpa, as well as any FCRA violations you might find upon checking your credit reports.

I wouldnt mess around with these guys, they are bottom-feeders looking for a payday they dont deserve. I would tell them straight away that they will be sued and will be paying me damages for their willful violations of federal law. Sometimes that is what you must to do put one of these junk debt buyers in their place.


lrhall41

Submitted by skydivr7673 on Tue, 12/23/2008 - 04:35

( Posts: 2036 | Credits: )


i'm looking for the green card, i am sure i have it.. i don't trust them neither! should i resent it? i also have to look into my state's s (NJ) SOL as i am sure it must be up (not that i owed them $1500 but i havent even rent ANYTHING from them in years, as the store has been closed for years..)


lrhall41

Submitted by bea2ls on Wed, 01/14/2009 - 14:01

( Posts: 3840 | Credits: )


yes i remember this.i don't think it was for HOLLYWOOD VIDEO last time.it was for a CC.i would still send a new DV and C&D letters out.certified mail return receipt.


lrhall41

Submitted by paulmergel on Wed, 01/14/2009 - 14:13

( Posts: 15514 | Credits: )


I have Hollywood Video and National Credit Solutions on my credit report claiming I owe $384! It is completely impossible. I had a rental account with Hollywood Video but never thought I had a late balance and was NEVER contacted prior to them putting it on my credit report. The store went out of business this summer and again, as far as I knew, I had no balance. I barely used that account. What do I do? I filed a dispute with experian tonight as soon as I saw it on there. I am ready to scream I am so angry. It is just so outrageous! $384 in late movie rentals...... What are they trying to pull????


lrhall41

Submitted by on Sat, 11/20/2010 - 19:13

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Hire an attorney...I did, and I just got a very large settlement from NCS...even AFTER the attorney took out their fee.

Seriously, go to the NACA.net website, locate a consumer advocate attorney near you and retain one to deal with NCS. You have the law on your side!


lrhall41

Submitted by on Thu, 03/03/2011 - 09:51

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