Time for a debt management program?
Date: Tue, 12/23/2008 - 05:44
How serious should my debt be before considering a debt management program?
Here is a little snap shot of my situation.
$8,300 - truck loan
$14,800 - car loan
$9000-$10,000 - Credit cards, and a personal loan.
$14,400 - student loan
I net about $30,000 a year at my job.
Most of my credit cards, and credit lines are small but I do have several. I am often late on one or another.
I have had a bit of trouble keeping track with the accounts, but as of right now I am up to date with them all. If I could consolidate some of my debt it would help me just keep track of them.
What do you guys think?
Here is a little snap shot of my situation.
$8,300 - truck loan
$14,800 - car loan
$9000-$10,000 - Credit cards, and a personal loan.
$14,400 - student loan
I net about $30,000 a year at my job.
Most of my credit cards, and credit lines are small but I do have several. I am often late on one or another.
I have had a bit of trouble keeping track with the accounts, but as of right now I am up to date with them all. If I could consolidate some of my debt it would help me just keep track of them.
What do you guys think?
Your idea seems perfect to me. If you want more information on D
Your idea seems perfect to me. If you want more information on Debt Management Program or DMP then please go though the following link: -
Debt Management - Can it get me outta debt without hurting my credit score?
