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Tom321 please comment

Date: Fri, 12/26/2008 - 04:58

Submitted by anonymous
on Fri, 12/26/2008 - 04:58

Posts: 202330 Credits: [Donate]

Total Replies: 25


Tom321 FDRS owned by Mark A Cella has recently posted that they are no longer accepting clients. Mark Cella used to run Carefree Debt Inc until viral negative postings and massive complaints by angry customers forced him to change names to FDRS. Mark Cella then launched a marketing blitz on worldnetdaily, newswithviews, Genesis radio, and Republic Broadcasting Network and many others offering "debt termination" while knowing that he did not have the lawyers or paralegals to handle the inflow of customers from his marketing campaign.

FDRS charged customers 30% of their total debt with 10% to be paid in the first 2 months.........standard front-end weighted scam. I was scammed by FDRS, and now I am working with a Private Investigator to make sure we track down Cella and hold him accountable. My PI believes that Cella will surface again with a new scam company, I have a group of 9 ex-customers that are going to join with me to sue Mark A Cella. Tom321 please keep an eye out for Mark Cella he is a criminal who will receive justice!


They may have moved their offices to Burbank. Still checking. They, FDRS, Mark Cella, et al, are being investigated by the Dept of Justice.

Please don't give up Tom321. Thank you for your efforts.

I will be back to post any info I can find.


lrhall41

Submitted by on Sun, 12/28/2008 - 22:51

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The BBB states: F rating and 68 complaints

Federal debt relief System
6362 Hollywood Blvd. 4th Floor
Hollywood, CA 90028
Phone: (877) 943-8600
Contact: Mark Cella - Managing Director

We urge caution. This company's website advertises that it provides financial freedom to those in debt. They use photos of famous past presidents, an American eagle symbol, and purport to be patriots disillusioned with the banking system in the US who have taken on the dangerous and vital task of educating the American public to the truth. This company is not affiliated with the US Government.

We advise caution against sending money to this company. Our experience with similar offers has been that they attract heavily indebted clients by claiming to be able to settle the clients???????? debts for far less than the amount owed and to stop creditors???????? calls. They often claim, also, that their services are more effective than those provided by credit counseling services.

These companies usually instruct their clients to stop paying their creditors. Some companies direct them to make their payments to the debt negotiation company instead and promise, when the company has accumulated enough to offer a cash settlement to one or more creditors (which can take as long as two or three years), to pay off the debt. The debtor must pay fees to the service during the time the payments are accumulating.

Other companies simply collect the fees and advise debtors to save their money to pay their creditors themselves. California law limits the amount of fees debt negotiators can charge you, but by not collecting the money and distributing it to your creditors for you, companies can remove themselves from the limiting statutes and charge whatever they wish. What they are supposed to do for you while you????????re saving up your money is to contact your creditors and inform them that they????????re working with you, negotiate the amount to settle your debt, and ask them stop contacting you.

However the company operates, though, complainants allege that creditors continue to harass them, fees and interest continue to accumulate, the companies do not contact the creditors, creditors increase their collection efforts and sometimes sue for payment, the debtor????????s credit is ruined, and they end up worse than before they contacted the service.

Debtors may not realize that if their creditors do accept a negotiated settlement, the amount forgiven constitutes taxable income.

Complainants allege unfulfilled contracts, misappropriation of funds, and misrepresentation of services. Customers complain they send monthly amounts to the company believing their bills were being paid, when in fact; no bills were paid on their behalf. Other complainants report they are advised not to deal with their creditors, but soon find themselves being sued for the amount of the debt. Most complainants request refunds. The company responds to most complaints by disputing complaint allegations, and accusing the customer of failing to comply with the terms and conditions of their agreement. The company reminds clients that the contract makes no guarantees to the success of the program.

Yeah I heard of this operation a few months back. The rubbish on their site is CLASSIC distraction. It's hard to keep track of people because they use aliases or front men but I'll try. It's easier to keep track of companies themselves.

Oh and THANK YOU for the support. Sometimes I need to hear that there are people behind me. Thanks again.


lrhall41

Submitted by on Wed, 12/31/2008 - 07:48

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See you in court, Mark Cella. I'm on board with the Dept. of Justice with so many others that you have burned. Better practice tossing that salad, Mark. You'll be doing a lot of it where you're going!

Loser, Liar, Thief, Con-Artist, Criminal.


lrhall41

Submitted by on Thu, 01/01/2009 - 01:52

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P.S.

Mobile, I know you have been warning others for a long time. I wish I would have known then what I know now. I applaud your tenacity. I also have noticed Christine's dedication. Thank you both. And Tom321, thank you. I respect people that choose to do the right thing, in this case alerting strangers to the criminal behavior of Mark Cella and his followers. I can't even imagine how many families you have saved with your efforts.


lrhall41

Submitted by on Thu, 01/01/2009 - 01:57

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Tom321 I wanted to let you know that Mark A Cella refers to himself as the FDRS CEO and founder on one of his articles online. I will get the cached copy so that you can see that Cella is trying to distance himself from any responsibility regarding his involvement in forgery and conspiracy against I believe Chase Bank. Mark Cella will do time for the forgery.


lrhall41

Submitted by on Wed, 01/07/2009 - 02:07

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Hi Tom321,

Mark A Cella has an interest in another company called "NGI Group LLC" located in West Covina California. Tom it looks like this guy is a pathological scam artist with many DBA's all over the place to cover his tracks.


lrhall41

Submitted by on Thu, 01/08/2009 - 06:03

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nice find,we need to keep up on this.people like him never quit until they are forced to.


lrhall41

Submitted by paulmergel on Thu, 01/08/2009 - 06:05

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Name:FEDERAL DEBT SYSTEM
Tech Organization:FDRS
Tech Street1:123 WEST FIRST STREET, SUITE 675
Tech Street2:
Tech Street3:
Tech City:CASPER
Tech State/Province:Wyoming
Tech Postal Code:82601
Tech Country:US
Tech Phone:+1.8779438600
Tech Phone Ext.:
Tech FAX:
Tech FAX Ext.:
Tech Email:

This is the FDRS address in Wyoming, if you are looking for refunds of your money it makes sense to direct your attention to this location.....good luck.


lrhall41

Submitted by on Fri, 01/09/2009 - 04:52

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That's a misleading post midget freak, and you know it. FDRS is NOT in Wyoming. That's an old address. Anyone who thoroughly investigates knows it.


lrhall41

Submitted by on Sun, 01/11/2009 - 13:52

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hes diabetic and will probably die in prison


lrhall41

Submitted by on Wed, 01/21/2009 - 16:24

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One of mark cellas criminal conspirator underlings named Elizabeth Salezar got served on January 13 in LA. It won't be long before Mark cella faces the music...lol


lrhall41

Submitted by on Thu, 01/22/2009 - 09:59

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One of mark cellas criminal conspirator underlings named Elizabeth Salezar got served on January 13 in LA. It won't be long before Mark cella faces the music...lol


lrhall41

Submitted by on Thu, 01/22/2009 - 10:00

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he used to work for THE CREDIT EXCHANGE, and stole leads from them to start CAREFREE DEBT and his mom is part owner of the federal debt relief system. she funded the operation at first.


lrhall41

Submitted by on Fri, 01/23/2009 - 09:04

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i deleted your garbage willie.i'm so glad you saw no problem working for a scam.burn in ell next to mr. cella


lrhall41

Submitted by paulmergel on Mon, 01/26/2009 - 10:48

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why cant i say my piece? he used to let me drink in his office at his bar. im sorry for you if you lost money but he sold me also. i thought the program worked and he paid me good money. willie benevidez. aka, big dog, i used to do security there and am getting angry.


lrhall41

Submitted by on Mon, 01/26/2009 - 14:10

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how do i burn in ell?


lrhall41

Submitted by on Mon, 01/26/2009 - 14:12

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no you can't,and i'm so scared of you.your first post was an obnoxious praising of him.telling people that it's there fault for being in debt in the first place.keep it up willie and i will delete your response if it calls to be deleted.you know what i mean when i say ell.i don't use words like that because i didn't work for a con-man and am posting how proud i am of it.


lrhall41

Submitted by paulmergel on Mon, 01/26/2009 - 14:15

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im not that proud, i am saying that he sold me into working there and spent a lot of money to keep me on his side. i saw him fire a lot of good people, but people need to do research before signing with a company. big dog.


lrhall41

Submitted by on Mon, 01/26/2009 - 14:24

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exactly,but your pushy tactics and pie in the sky pitches are meant to pray on people in a bad situation.go on deny it i dare you to.


lrhall41

Submitted by paulmergel on Mon, 01/26/2009 - 18:03

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