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NCO Lied

Date: Sat, 12/27/2008 - 14:23

Submitted by anonymous
on Sat, 12/27/2008 - 14:23

Posts: 202330 Credits: [Donate]

Total Replies: 6


I have settled all my accounts but an AMEX that is 2100. Nco told me they were working on behalf of AMEX and that the account was not charged off ot purchased by them. I ran my report and finally got someone at AMEX to confirm they charged it off and have sold it to NCO. Long story short NCO wants to settle for 800 and I ask for a letter to send the Divorce Attorney. The letter is not signed and it states they will report to AMEX it is settled? NCO is not on my credit report at all. I just want to settle and have it reported as settled since it is not that long after charge off? Anyone have any advice or dealings with a charged off account and what do I need written in the settlement letter. Thanks this is my only charged off account!


Hi BLL...the only piece of advise I would give at this point is to make sure that you see everything in writing before you agree to a settlement. Never give out your account information over the phone in the form of a pre-authorized check. If something isn't in writing - it's a no go!


lrhall41

Submitted by on Sat, 12/27/2008 - 15:05

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Yep..take that advice!! If you have documentation, you have the proof. Usually the OC and CA would be on your CR....I'm surprised it's not. I wonder why it took the OC so long to tell you that NCO now 'owns' the account? Keep ALL of your records.


lrhall41

Submitted by sdchargers_63 on Sat, 12/27/2008 - 15:37

( Posts: 1798 | Credits: )


when does NCO not lie?they are one of the worst bottomfeeders according to bud hibbs.please listen to the advice above,never give any info over the phone much less bank info.never pay anything without the agreement and proper validation in writing.


lrhall41

Submitted by paulmergel on Sat, 12/27/2008 - 16:37

( Posts: 15514 | Credits: )