PDL in IA | DebtConsolidationCare

anonymous · 2009-01-01T21:26:08-08:00

I live in Iowa and am struggling with payday loans. I have loans with my cash now Check N Go US Fast Cash I am having trouble making payments, which is putting me behind in other bills. I really do not want to take out another loan and don't have any family I can go to for help. Any advice would be greatly appreciated!!!

Iowa laws for you

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lrhall41

Submitted by bakerjon on Thu, 01/01/2009 - 22:05

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Check whether these payday loan companies are licensed in your s

Check whether these payday loan companies are licensed in your state. If they are illegal then you can only pay them their principal amount.

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lrhall41

Submitted by on Fri, 01/02/2009 - 00:16

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Are these store front loans or internet loans? If they are st

Are these store front loans or internet loans?

If they are store fronts then you can request and EPP, Extended payment program. They can break the laon up into four equal payments over four paydays. There are no added on fees or interest.

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lrhall41

Submitted by nohiogal on Fri, 01/02/2009 - 03:14

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Quickest Cash Advance.com PDL company

Are they licenced in the state of Iowa and if so how do I make sure that the company (Mid American Credit) that they have sicked on me to collect is really representing them.

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lrhall41

Submitted by on Tue, 02/03/2009 - 11:28

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All internet loans are illegal in Iowa. Is your loan with Che

All internet loans are illegal in Iowa.

Is your loan with ChecknGo online or from a storefront?

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lrhall41

Submitted by PDLOwner on Tue, 02/03/2009 - 11:33

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Ask them to validate the debt, per the FDCPA. It's your right.

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lrhall41

Submitted by Shazzers on Tue, 02/03/2009 - 11:34

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Shazz, Just remember that they are all 1st party collectors,

Shazz,

Just remember that they are all 1st party collectors, so it is a right, not a requirement for them. It also does nto sound like the OP is in default yet. Lat's wait for an answer.

OP,

What town are you located in? I might be able to put you in contact with people that can assist.