Can Banks Get Your New Account Info
Date: Sat, 01/03/2009 - 19:52
You might be thinking of ChexSystems used by most banks before t
You might be thinking of ChexSystems used by most banks before they will open an account for you. For instance I banked with BofA for years. When I ran into PDL trouble I closed my account and switched banks. If BofA did a chexsystem report on me they would be able to see that I went to a new bank because an inquiry from that new bank would appear on my chexsystem report but I do not believe they would be able to gain access to my new account number.
I bank with BofA and in their computer system, they have a tab l
I bank with BofA and in their computer system, they have a tab labled "NON BofA Accounts", in this tab, they have account numbers and bank names of other checking, savings, credit card, and other banking accounts. I believe that Wells Fargo, Wachovia, and USBank have a similar menu.
yes they can find out if you have accounts at other bank if the
yes they can find out if you have accounts at other bank if the new accounts are at banks that use chexsystems. Others have been known to obtain the information on the new account through the check ordering companies. Never order checks with Deluxe or an affiliate.
