h & p capital - are they making threatening calls?

i am glad i found this site. the goodluck through me off i was upset then i thought wait a minute if i was going to be arrested thehd serve me papers and id go to court. they called again yesterday left a vm apparently that was my "final warning". i cant wait to actually talk to these people seeing they only seem to call while im busy at work. im gonna have fun with them. im also a telemarketer but i do not collect debt i sale satelite but anywho i will talk them in circles if theyd call at a convienant time.

TX for your info, as I recently received threatening phone calls from HP Capitol. I was making payments on a small loan(less than 500) that was turned over to them. The caller Tim Hoffman stated that if the full amount was not paid that I would be arrested at work. Seeing how I am a police officer, this would no be good. I started to research the company, because they would hang-up on me, when asked who are you and what's your address. Any additional info about the company would be helpful.

No need to slap the cuffs on yourself. You cannot be arrested for defaulting on an unsecured debt.

My husband and I receive a call from H and P today. They stated that we own 600 somthing dollars and need to have it paid by monday or it will go somewhere. I didnt understand what they said. What should we do? we do not have 6 something to give these people. Should we hire a lawyer?

I also wanted to say I live in Missouri!

I too was contacted by H and P Capital.....same scenario....."seems this is your first time ever having any issues like this...avoid the embarassment by having the cops arrest you on your job Monday morning or at your home if payment isn't made by midnight Sunday."
Mr Powers at ext 239, went on by saying that he made a special trip to the office to call me and give me the chance to do the "RIGHT THING" but if I needed to contact him he would have all of his calls forwarded to his cell. NOT THE CASE. My brother and I called numerous times...never one return call.

This is what made the whole situation seem FRAUD....
He was extremely rude from the beginning....stated the last four digits of my SS#, my address (from my check), and my job (at the time I made the loan).....
If HandP Capital KNOW EVERYTHING...... they would know that the reason I couldn't refinance the loan for the third time was because I went from a job making 4000 a month to 1400 a month.
But during conversation, Mr. Jason Powers ext 239, stated he knew where my job was....and that the only thing there was the company I worked for and a farm. He only said that because when you google the location the name of the location sounds like it would be a farm. BUT it is NOT!
I thought he can't have me arrested he doesn't even have my address nor my job information.
Then he gave me a QUICK payment method of MONEY GRAM and if he is located in FLORIDA, why would he give me a code to send it to in my town?????
SOUNDS FRAUDULENT HUH????

Well it is now Monday morning....I am at work....not the job I had when I made the loan....and ofcourse not at the address listed on my checks.

I called Mr. Jason Powers at ext 239 at 8am this morning, he answered the phone claiming to be Mr. Adams, I asked to speak to Mr. Powers and he claimed he was him.
Then I told him that he was fraud and the reasons why. He tried to over talk me and couldn't answer any questions I had for him as far as the money gram was concerned or for not returning any of my many calls. All he did was speak over what I was saying in a demeaning tone.

I advised him not to call me any longer and told him that I would make the payment I owed...to the place where I made the loan in the first place.
I also went there saturday when all of this took place and they had no idea who H and P Capital was and advised me against making any payment to them.
My account was still in their system and that is where I will make my payment. I told Mr. Powers this and he was irrate...he insisted that I fax him the information to him once I have made payment because he still has the authority to have me arrested...
He has some NERVE!!!!
He called my brother back after my conversation with him this morning and threatened him as well. He told my brother all my information without verifying that was my brother at all and then told my brother to tell me that because my brother had a few choice words with him.....that Mr Powers would still have me arrested......

SOMETHING NEEDS TO BE DONE ABOUT THIS QUICKLY

we all make bad choices in life......I didnt expect not to be able to pay this loan off......as I have been able to before, but with the economy the way it is....the system is designed to make us go further in debt with these get money quick schemes. I will pay mine off. but that amount at one time.....I got the loan for the amount for a quick purpose...... doesnt seem to be the case when paying back...

MR POWERS....MR ADAMS....stop with your games....you will have to suffer the consequences

Good Afternoon
well today early in the morning from one of the people
of this company i got a phone call stating of my payday loan and they told me that i had to pay this today or if not they would take legal action and be coming to home or work so what do i do can they do that please help me!!

they can't have you arrested.debts are civil matters not criminal ones.use the address in the front part of this thread to send a DV and C&D letters.send them certified mail return receipt.

thanks paulmergel im sorry can you please tell me what those letters are ?

DV=debt validation.in short you are asking them to prove they have the right to collect on this debt.
C&D=cease&desist.you are basically telling them to stop calling and communicate by us mail only.

there are letters in the WATCH OUT FOR section on the bottom right hand side of your screen.

I received a call from H&P Capital on my cell phone, asking for someone who was not me. I told them they had the wrong number. They asked again. I replied YOU HAVE THE WRONG NUMBER. The guy on the line said YOU ARE VERY RUDE and hung up on me. I called the number back and told his supervisor how rude his employee was, and he told me that yes, I WAS RUDE and that his employee was the victim. HUH???
WHAT A BUNCH of A-HOLES!!!!!!!!

Oh this is going to be fun! I just received a call from them, I haven't called them back yet, but I can't wait to now! Even better, my attorney is my best friend. I'm going to have him call them.

Have him do some searching in Pacer or LexisNexis for Ted Ellis Crosby and Legal Mediation Practice. We're pretty sure that's who this is.

What they are doing is illegal, I do agree with others that have posted before me that HP Capital and LMP are the same company. I have googled them before and from what I recall, when I looked up the two companies I got a name of Gary Henrion for both, I can't exactly recall, but I want to say that he is either the owner, president or one of those prominent positions. For everyone going through this just note, that Collection Agencies cannot put you in jail. Outstanding debts are not a criminal matter, rather a civil matter. Relax, and if you have taken out a payday loan, talk directly with the company that loaned you the money. I hope I helped!

Sounds like I have had the same situation as the rest of you. I received a call a work during a very busy time...telling me they had been "looking hard to track me down"--(I have lived at only 2 addresses in the past 25 years). Told me that they were advising me that this was a "courtesy call" to tell me I was going to be arrested that afternoon about a "past debt". I asked them for proof of the debt (I had had my purse stolen several years ago)--they told me they didn't need to give me that information. Just to "warn my co-workers and family" that i would be in jail by that afternoon. They then proceeded to ask me to pay $710 for a bill that I still have no clue as to what it is (They said it was from a payday loan). Being as I was naive, scared and busy as hell at work...I gave the asshole my debit card info--he assured me he would fax all "pertinent information regarding this debt" as well as mail it to me. I received neither. The gentlemen gave me no call-back number. I went to my bank today to file fraud charges against them, but was told since I gave them my debit card number, I was responsible. I feel like a complete fool and and asshole. We need to find out who these people are and sue the hell out of them. That was my rent money I gave these jerks. Does anyone have a good working phone number for this company? I have already filed a complaint with the federal trade commision who advised me to file a police report. :evil: :evil:

I got a call from these folks yesterday regarding A PD Loan that I had taken out a while ago. While I do acknowlege that I owe the debt, I didn't appreicate their scare tactics (which unfortunately worked in terms of scaring the hell out of me). They told me that if I didn't get them their money by 6:00 that evening, "action based on the regulations in my county" would be taken against me. I got the same vague non-anwers when I asked them to clarify what that meant. They also made a random comment about my job that they also refused to clarify. I wish I had read these messages before I talked to them; I ended up forking over a "smaller good faith" payment to get me off my back until I can pay the rest. I am hesitant to contact them now to pay off the rest. I live in New York state. Does anyone have any ideas on how best to move forward? I'm sick to my stomach over this. I've dealt with shady creditors before but never any that threatened this much. Thanks.

J

So as all of you, I also recieved a phone call today from H&P capital...I was transferred to three different people when they could not answer the questions i was asking. I was told that i need to pay 971.00 by five pm today. they advise they are a leison between webpayday and asi...whatever that means. i told them i could not pay today and acknowledged that i did ow 625.00 not 971.00 ....they said that i ow 971.00 and that i should borrow from family and friends then. i advised them i was not going to do so. she interrupted me and told me to pay a significant amount and she would try to discuss it with the webpayday to see if they would except my attempt to pay and not pursue legal actions. she provided me with money gram information and to put attention to "her" carmen field. after she said to her i was a bit confused why if i owed webpayday i would be making it attention to her. after i hung up with them i called webpayday who advised they sold my loan to this company. I dont understand what that means. I also do not understand if this is so why are they saying they are working for webpay day.

I do acknowledge that i owe money, and do wanna make right on the loan, but i dont think i should be paying this shady compnay (h&P capital). I did not get the threat of coming to my work probably because i work for a police department, ha...

So how do I go about paying the loan that i owe? Should i request debt validation in writing? i dont want to be pursued legally, meaning in court. please help

Thank you so much
Allison

Also they advised they had sent me a letter in the mail, which is not true. and also they advised they sent me an email which is also not true

two things.

this is a complete bottomfeeder
when a pdl sells a debt that means they no longer have anything involved in it.three questions

how much was borrowed
how much was debited total
what state are you in

if this was an illegal loan,then you only owe what you borrowed.nothing more.you might not owe anything on this.just to make you feel better this place can't have you arrested and won't sue.

Do you have a way to record your telephone conversations? Are they calling you this garbage and vague threats while you are at work?

To all that posted above, in addition to answering Paul's questions, I would also file complaints against these idiots with your state's Attorney General's Office, the Florida Attorney General's Office, and the Federal Trade Commission.

Also, if you can record them on the phone making these threats, then I would also seek out an attorney that specializes in FDCPA cases and sue the pants off them. Be sure to check your state's laws regarding recording phone calls; if you are a one-party or two-party state. You can search for a consumer attorney on www.naca.net.

HP Capital is the same company as LMP, however the ownership did change on Nov 1st. LMP's owners sold the business to two older gentlemen, one of whom is a lawyer. They retained all the employees except the general manager of the business who was fired and are doing business in pretty much the exact same way LMP did. Maybe having a lawyer owner will cut down on their legal expenses.

i doubt that.with every old employee they are looking to get sued out of business.lawyer on staff or not.

LOL!

Yeah, when they start racking up lawsuit after lawsuit for FDCPA violations, they're going to have to hire even more attorney's just to cover those cases. So they won't be saving much money in that department.

As I've said before, I'd be willing to bet my left leg that's why Il-Legal Mediation Mal-Practice suddenly became H&P Capital; they were trying to dodge all the lawsuits that LMP had already racked up. It's not going to take long from H&P to get their very own set of matching lawsuits, though.

I guess the owner is still trying to weed out the bad employees?

I borrowed 625.00 didnt pay anything back..I do not contest that i owe that...they will not allow me to pay that though they are advising i need to pay 971.00 which i refuse..I live in NJ and know that they are def illegal here...how do i go about paying this? and to whom..

I have been dealing with these people on a whole different issue. I have a repo, that they are collecting on. it started out as only 6800. and now is at 9800. i fed into thier threats and have been paying off the bad loan. however today i discover that they violated our pay agreement and double charged my checking account... i have set up a stop payment against them. i suppose i will just stop paying them now and wait and see what happens.. these are terrible people. I know i have a debt and i am trying to make things right despite thier inability to be professional.

Rude is an understatement....I received a call from them the other day (and it was not even for me) it was for a old renter of ours. We gave the contact info for the people they were looking for, but I really felt like I was the bad guy and informed them that I did not appreciate they attitude .

It seems H&P is in need of a collector.

Here is the link

A name, phone and email!

thoffman(at)hpcapitalinc.com

They also have a court case against them in NJ.

Link

LOL! I think I'm going to send my resume' in, just for laughs!

I have a job I'm currently happy with; however, I would like to see what kind of response I get.

And I knew it would be just a matter of time before they got sued. Sometimes, all we have to do is wait and a CA that violates the FDCPA will get taken care of.

I wonder how many other lawsuits they currently have pending.

I know. I thought it was pretty funny myself to see they were hiring. The entire post spells out that their collections are mostly payday loans.

I would hate to see the training program..lol

I did find another lawsuit that was filed against them in VA, I didn't save the link for it, though. I imagine there are going to be LOTS more!

Yeah, wish I could get DateLine down here to Jax so they can put someone undercover there with hidden cameras. Would probably make a great story.

I already attempted to alert one of the local news channels here in Jax to both Il-Legal Mediation Mal-Practice and now H & P Capital and their shenanigans. They didn't seem too interested, though.

I'm sure at some point in time this company will pop up on someone's radar!

I was having problems with H &P. I finally got a hold of a cosumer lawyer, who in turn sued them on my be half. I got a settlement out of the deal and have not heard from them since.

I was having problems with H &P. I finally got a hold of a cosumer lawyer, who in turn sued them on my be half. I got a settlement out of the deal and have not heard from them since.

i was suppose to make a payment to them on friday the 17th they started calling me on the wed.before i did not make the payment they called me at 8am sat.morning

they scared me so i send 209.oo to reciever code 6768 i guess it went through but after i did it i got susp. and decided to look these guys up and found all these complaints. So now they keep calling me but i refuse to give anyone from this company my money. I dont know if i can get my money back

Thank you so much for this useful information! I appreciate it!

H&P capital is not the same company with a different name, Legal Mediation Practice has changed locations and names, they are now Kellar King and Associates. So don't get these companies confused. The people that owned Legal Mediation Practice are a bunch of coked out psychos, they now are collecting on credit card stuff and i believe they have entered the repo business. imagine the laws they will break to repo cars. the people with h&p are trying to clean up the mess left behind by legal mediation practice. unfortunately it is going to take time to get that mess cleaned up, the cokeheads beat their collectors up and made them feel like garbage if they didn't do what they were told to do. they were told the "right" way to collect was the way they were being taught by the owners. even if an employee tried to do the right thing, they were called wusses and were harrassed until the either quit or they would make a reason up to fire someone. they even let race enter the equation when firing people. give it time and things will be right with this company.

again legal mediation practice owners (Steven C Pair, Glenn Connely, Donovin Warren....cokeheads) are now Kellar, King and associates, NOT H&P capital.

uh-huh.all these pages and the research are false.riiiiight.don't cover for this company please/it's an insult to everyones intelligence.

Oh, please hold this place for me!!!!!

I so want to address this, but I have to run out the door right now for a dental appointment. I might not get to post until later this afternoon.

check the articles of incorporation for Kellar King and Associates, bet you find the names there. so don't insult my intelligence before you pull the records for yourself. i am not covering for the company, i am a former victim of the cokeheads. wow, how jaded are you? You just have to assume that someone is covering for the company? I was let go from there cause i wasn't going to do things the way they wanted and they called me a XXXXXXi don't know the new people just some of the employees that work there now, and they are trying to clean their act up.

Lets keep it clean - ND

Florida Profit Corporation
KELLAR, KING & ASSOCIATES, INC.
Filing Information
Document Number P08000098985
FEI/EIN Number 800295965
Date Filed 11/04/2008
State FL
Status ACTIVE
Effective Date 11/04/2008

Principal Address
1636 SHADOWOOD LANE
SUITE 160
JACKSONVILLE FL 32207
Changed 03/09/2009
Mailing Address
1636 SHADOWOOD LANE
SUITE 160
JACKSONVILLE FL 32207
Changed 03/09/2009
Registered Agent Name & Address
ROMANELLO, DUANE C
1919-8 BLANDING BLVD
JACKSONVILLE FL 32210 US
Officer/Director Detail
Name & Address
Title D
CONNELLY, GLEN W
1636 SHADOWOOD LANE SUITE 160
JACKSONVILLE FL 32207
Title D
WARREN, DONAVIN
1636 SHADOWOOD LANE SUITE 160
JACKSONVILLE FL 32207
Annual Reports
Report Year Filed Date
2009 03/09/2009

type in kellar king and associates and click the link, you will see the information for yourself.

go to sunbiz org and check it for yourself

amazing how jaded you people are that you won't believe someone that dealt with their predjudices.

don't seem like you are for the people you supposedly help, but just want to spread the banter that you want people to believe.

You're right. It is easy to become jaded with companies like H&P and LMP. When you have hundreds of posts stating the same thing about supposedly different companies, it's easy to begin making assumptions. Your research and posting is appreciated and I will do a little digging myself. Thanks :twisted:

Just so you know, I've said several time throughout this and other posts that Il-Legal Mediation Mal-Practice (at least by that name) no longer exists. I too went to sunbiz.org and saw LMP supposedly filed a voluntary dissolution on 11/12/2008. I also saw H&P Capital set up shop in the exact same offices as LMP at about the same time.

Their collection methods are extremely similar to the methods used by Il-Legal Mediation Mal-Practice. I have already seen a few lawsuits filed against H&P Capital for violations of the FDCPA.

So, at this point, it doesn't matter if they are LMP in another form or not. They are just another crooked CA heavily violating the FDCPA that needs to be shut down. People need to be made aware of the way these types of CA's like to violate the law in order to scare them into paying money on debts that may or may not even be theirs.

Just FYI they have a new add out

Employer: H&P Capital Inc
Position: Collector (Baymeadows Area)
Job category: Customer Service
Description: H&P Capital Inc. is a local privately owned company. We are growing and steadily expanding our operations. One major reason for our success is that we specialize in one form of debt collection: Delinquent Payday Loans. Over the 10 years that our relationships have been established with our customers, we have become the highest performing agency for each of them. This allows us to attract primary and first placement files from 95% of our client base.

With this stability, our agents are among the best paid in Jacksonville. We have developed a straight commission pay structure that allows our collectors to make as much money as they want to earn. Your individual drive and determination dictates your pay, and you don???t have to contend with achieving a budget that can change at any given time. We of course have goals that we expect our collectors to meet, but you know exactly how much money you are going to make in each of your paychecks. We also have additional SPIF incentives that are offered to our collectors as a thank you for all of their hard work. We pay the best and expect the best from our collectors. We want to retain the best collectors in Jacksonville, too. Our employee benefits include: group health, dental, and life insurance; a company-matched IRA; and paid vacation.

We utilize state of the art collections software, a predictive dialer system, and state of the art computers and servers. This allows us to have the stability you, as a collector, will require from the company you work for. Our collections software allows you to have full view of all payments that you have collected and the fees that you earn from each respective payment. Nothing is hidden from you. What is all of this going to mean for you as a collector? You will have full control over what you do and the money you make. To aid you in achieving the goals that you set for yourself, we have a partnership system in place that allows you to take your breaks and lunches and know that your calls are going to be covered. There???s no risk in losing the call that could be the only one from that debtor.

Our hours of operations are currently 8am to 8pm with individual collectors putting in 8 hours per day; the hours are subject to change based upon our business needs. Collections experience is preferred but not required. Latitude software experience is also a plus, but not required. You must also be flexible with your work hours. The latest you will work currently is 8pm.

START NOW CALL MR. ROUGAS AT 904-672-1023 EXT 234 TO SCHEDULE YOUR INTERVIEW OR CLICK ON "APPLY WITH POSTED RESUME" OR "APPLY VIA EMAIL" BUTTON BELOW.

HIRING FOR THE BAYMEADOWS AREA

This job offer posted 5/7/2009.

The cases I found against them were on Justia.com.
Mercer vs H&P Capital, case 3:2009cv00111; Hyde vs H&P Capital, case 3:2009cv00413; Stewart vs H&P Capital, case1:2009cv00190, etc.
Searched sunbiz.org, found document # P08000093357

Google Gary Henrion. He runs multiple businesses out of that address (or did). Probably racks up lawsuits, gets shut down, changes business names and starts all over. This guy (or all of them) should be in jail.

I received a call from these people today threatening me with filling a motion with the court to have me arrested and I had until 5pm today to pay this debt. Well the debt was paid off back in November and December 2008, they in turn told me this was another payday loan for the same company. I did not take out a second loan and they are claiming all kind of crap and if I did not call them by 1 they would file with the court, I called them and he told me since I was trying he would give me until 5 to contact them. I called at 5:30 and thought what the heck is going on when I talked to this woman she told me to call back in 15 mintues well needless to say I started googleing and found this information. I have contacted an attorney and will see him on Saturday. I am in shock at what I am reading about this place. I closed my bank account due to fregulant activity and told Webpay day that in November they took my bank information and took the money out in installments of the original amount. So, why are these people claiming I have to pay $860.00 for a 300.00 loan to a company I do not know and if Webpay day took the money you think they would have the account information and take the money anyway. So, I am very confused and upset about the harssament at work they are causing me. Thank you

They have just called me and made the same threats regarding the money that I owe them and that they would embrass me at work.

How do they get away with this.

Can we not get a lawyer to file action against them?

Just received the same call in California. are these people serious? I'm going to get arrested for $300? I HONESTLY thought this debt was taken care of a year ago and now have to dig through a million records to find proof. WOW!

Can someone post the address to h&p please. I was needing
To send a letter requesting they stop harrassing me at work. A man named Eric called me not once but twice at work today demanding I pay me pdl in full by 8 pm call whoever I needed to just as long as I had the money to them by 8.

Could someone please post the address to this place so I can send a letter to stop these collection calls to my work b4 I don't have a job anymore.Thanks in Oklahoma