United Recovery Systems

United Recovery Service is attempting to collect a debt on a on a voluntarily terminated car lease with US Bank. I sent USR a letter to validate the debt, asking for the standard items, I got back a copy of the lease, a copy of the past due amounts, who sold the vehicle at auction, how much it sold for, what I owed after the sale, and a history of payments from US Bank. In the payment history from US Bank, the balance shows $10962.82 while the amount trying to be collected from URS is $11030.62. I did not get anything actually validating the amount from USR. I had been making payments of $175 to US Bank for several months, but stopped and that is why it went to collections. Also it looks like US Bank was posting $161.44 toward what I owe and $13.56 to sales tax which is odd. I understand sales tax on an active lease, but on terminated lease? USR did try to settle quickly with an offer of $3600 and the give us your checking info over the phone and have the money by this date, but I declined.

Any thoughts on next steps would be appreciated.