to the guest using the name "blvieyra".....about your message to me
Date: Tue, 02/10/2009 - 13:12
I did start a thread here - Collection Agencies and Creditor
I did start a thread here -
Collection Agencies and Creditors forum
What to do?
What state do you live in? What else came with the summons? A
What state do you live in? What else came with the summons? A complaint? Affadavit? Request for Production of Documents? etc... When was the last time you paid on this debt? Who is suing you? The OC or a JDB?
This was the original post - I received a letter from a law of
This was the original post -
I received a letter from a law office regarding an unpaid account from Kansas Gas Service. It said that I had 30 days from receipt of the letter to dispute the debt. I did dispute it because I thought I had paid it (I received their letter on 12/27/08 and they received my certified letter on 1/26/09).
Instead of providing me with verification of the debt, they filed suit and I received a summons for court. When I spoke to the person the letter said to contact at the law firm, I explained that I had sent them the letter to dispute it and she said they never received it. I told her that it had been sent certified and that it had been signed for by their firm. She said they must have never gotten it and I told her that it was sent to her attention. She balked at that and then told me that I needed to talk to another gentleman that was handling the account so she transferred me to him. I explained that I was disputing the debt and that they had already filed suit without verifying the debt. He was totally clueless as to what I was saying. He put me on hold and ANOTHER guy got on the phone. To make a long story short, he acted like I was nuts for disputing it and said that if they had to 'do the leg work to verify it they wouldn't be able to work out any payment plan???. He was quite the jerk about it.
I am not sure what to do at this point. Should I file the answer and if so how or what do I do. I did do some research and I may have not paid the final billing as it was for a rental house that we owned. But I am confused as to how they would file the suit knowing that I disputed it.
NASCAR
To answer your questions
I live in Kansas. There was a summons and a petition. I am being sued by Kansas Gas Service and it is through an attorney, Berman & Rabin, P.A. The last payment was July, 2007. How do you tell if they are a JBD or OC? (The letter says that the firm is a debt collector for the creditor)
I think I am out of luck though because I received the verification in the mail today that shows I owe the debt and they are giving me 30 days to make arrangements or they will take action. Of course, the court date is still on for Feb. 24th as far as I know and I will definitely show up for that.
At this point, do I just buck up and pay? I don't know what my defenses would be.
Wish I was rich!