Response to CA Debt Validation
Date: Sat, 02/14/2009 - 19:53
Acct#.... and its proceeds were sold, assigned and transferred by the seller to us on (Date). At the time of the sale, the seller provided an electronic file of its business records concerning this account. According to the seller's records, there was dua an dpayable from (my Name) to the Seller in the sum of $XXX.XX with respect to the account as of (May 2007), there being no known un-credited payments, just counterclaims, or offsets against this account at the date of its sale.
Additional Information:
My Name
Last four of my SSN
Date opened
Current balance
Do they have to give me more or is this sufficent?
Should I go ahead and make an offer?
anything with your signature on it? Like a contract or anything
anything with your signature on it? Like a contract or anything that you may have signed? If not, I'd continue disputing it.
Sounds like they didn't send -anything- from the OC..just a reha
Sounds like they didn't send -anything- from the OC..just a rehash of same old same old.
Send them another record and remind them that proper validation MUST come from the OC, not their own paperwork. Copy back the section of their letter claiming to have 'business records' from the OC and tell them you will need to see the records pertaining to this particular account, that if they actually have them, shouldn't be hard to send you a copy.
If you live in Massachusetts, they must send you a signed contra
If you live in Massachusetts, they must send you a signed contract and/or full account history. If other states have debt collection laws, that might apply as well.
