Payday help??

I have never heard of them, but would never refer anyone to a service that will charge you a fee. There are many non-profit credit counselors that will set up a plan for you and will charge the creditors the fee. What state are you in?

From my understanding this is a relatively new company, I would stay away from the fly by night companies, try it on your own, I'm quite sure you could do it yourself.

hey PDL Owner, I am in TN. How do I find out about not for profit credit counseling??

Google your county with Consumer Credit Counseling service.

You do realize nonprofit isn't the same thing as charity right? They can still charge you an arm and a leg as long as they spend all the money they get by the end of the year they get to keep the status.

Chech your yellowpages or check with Catholic Charities for starters. Just make sure that you are not paying a fee for the service, only money to be immediately disbursed to creditors.

Here is a number for CCCS - 888/656-2227

Hey guest I am not neccessarily looking for charity, but at the same time I can not afford to really pay anyone. Thanks for the number PDL Owner. I will call them first thing monday morning. :lol:

Thats why doing this on your own is the best option. I like you thought there is no way I can do this but I have done it and it did not cost me a dime only my own time and it was worth it. You can do this and there are people here who will help you. You have nothing to lose giving it a go.

Sound advice indeed kfstaff...thanks again....

Your welcome, If I can help in anyway let me know.

Always check the company for BBB certification. Also, ask them what companies they regularly work with. Due to the economy, many fly by night and unscrupulous companies have sprung up everywhere. You can also check how long they have been in business and check certifications. If you are unlucky to get a bad one, it will only make your financial situation worse.