My Cash Now

I would love to see what the letter says, but there is no way that I would open your download!!

Can you cut and paste into the thread?

866-778-0624 toll free 3806 Union Road
716.210 1348 fax Suite #2 - 260
[email]settlements@qar-inc.com[/email] Cheektowaga, NY 14225
Q A R
SETTLEMENT AGREEMENT OFFER LETTER
Re:
File Number:
Issuer:
Account No.
Current Balance: (with interest)
QAR is offering to settle your balance due( ) for the
above referenced account at a discount. The new balance of
should be paid off in one lump sum: a payment of can made via
certified check on or before , or by calling the office and
making other acceptable arrangements.
Following receipt of your discounted settlement amount, this
office will write off any remaining balance and forward to you a
Settlement and Release Letter, releasing you from all liability and
further collection on this account.
If payment is not authorized and paid as indicated in this agreement,
QAR will have no obligation to give notice under default, the discount
offer of will be revoked and charges will go forward and
continue to accrue pursuant to the terms of the original contract at
the interest rate under account .
This Office does not waive any existing rights related to the
collection or settlement of this outstanding obligation if not settled
in accordance with the terms of this agreement.
If you have any questions, please call toll free (866) 778-0624 .
This is an attempt to collect a debt. Any information obtained will be
used for that purpose. This is a communication from a debt collector.
___________________________
Signature Line
2/20/2009
$1137.07

9156142
mycashnow
1430293882
$1749.35
$1749.35
$1137.07
$1137.07
$1137.07
1430293882

I wonder what happen to Credit Protection Depot?

Send them a debt validation letter, it's your right, make them prove they either own the debt or have the right to collect on it, I would also request their license number. Don't pay them anything until you receive proper validation, per the FDCPA laws.

There's a collection agency up near Buffalo called First American that buys a bunch of junk debt from payday lenders and then tries to collect it under all different names. Used to be all MTE stuff but now CPD is probably selling to them, too.

Do as Shazzers advises no validation no money.

I dealt with National Credit Adjusters on my mycashnow account. I was as happy as one could be dealing with a collection agency, but they followed the law to the "T". Everything was documented and got a final letter from them when the final payment was made.

How did MyCashNow's illegal status work into your payoff arrangements with the collection agency. Did you simply pay the principal owed? Just curious.

It was for the balance only. As i was dealing with the store fronts too, the payment arrangement worked out well at that time.
I must say, they were very polite throughout the whole process. It started with a call at work. Thanks to this site, i asked the right questions, got an address, sent off a D.V. letter. It may be I just got lucky, but the process was pretty painless.
Now, I am paying the price for that with other CA's. If I could get $100 for everytime the sheriff was suppose to show up and arrest me for bank fraud, all my debt would be paid off!

that was me above... forgot to sign in

The collection agency QAR says that My Cash Now deposited this money into my bank account. Problem is the account was closed 2 months prior to their deposit and all of this happened 2 years ago. I had an account with MY Cash Now that I paid an exorbient amount of fees for but it was paid off. So I don't know what to think. They are constantly calling me on my cell phone and harrassing me saying they are calling on behalf of the bank as it was bank fraud. The old bank states they are not employing QAR and do not know who they are. I have asked for some type of paprerwork that states that I signed it and they keep saying that an electronic signature is all they need. But in that case than anyone could type my name into their boxes. They had no response. Any ideas of what I should do.

File a complaint with the FTC, they should be made aware of this scam.

Definately file a complaint ASAP! They are attempting to retrieve your personal information. Once they have it, they will attempt to drian your bank accounts :evil: