866-951-2352 - whose number is this?
Date: Tue, 02/24/2009 - 10:31
Several months ago, I posted out of sheer desperation of my situation. I had 6 loans out here in Arizona from Store Front lenders and let's just say over a dozen from on line lenders. ALL of the store front loans are paid off and man, did that feel good! I have paid off if full two of the Internet lenders and by March 6th, will have also paid off two more.
My question is that most of the remainder Internet loans have gone to collection. How have people handled paying back the principle with these loans? Should I call up the original lender and make an offer directly to them or deal with the collection people?
Thanks to this site, I have the tools to fight the bottom feeders (calling my mom telling me unless she cooperates, I will be arrested for bank fraud, call us within 30 minutes or the sheriff will come out to arrest you, and so on). I have a feeling that I may never, ever get rid of all the collection calls, but I would like to pay back the amount I did borrow.
reply
if you could refresh us with the following.
names of the pdl's
amount borrowed from each
amount debited by each total.
that would help us help you.
gcphelps, have you sent DV letters to the collection agencies? I
gcphelps, have you sent DV letters to the collection agencies? I'd start with that. I would also indicate that everything should be done in writing, and you will not accept phone calls at work/home or any number you may have. I would also in the DV letter that you know the payday lender that they are trying to collect for is illegal in your state and are willing to pay back principal only.
The same goes to the Orginal Lender if you go that route, though I'm sure your aware that they will tell you that they are legal and owe whatever balance that they are saying. Just be firm and remind them that they are ilegal and only want to pay back principal only.
Paul, I found an old post from them Here: http://www.debtconsolidationcare.com/paydayloan/money&more-impactcash.html#413529
this is from my original post: 1.) United Cash Loan (800-279-
this is from my original post:
1.) United Cash Loan (800-279-8511) $300 loan, have paid $360.00 in fees through 4 renewals
2.) Cashnet USA (888-801-9075) $500 loan, have paid $300 in fees for several renewals. I did call these people since they seem to be the only ones licensed to do business in Arizona. They want to settle for $722.00 and I can make three payments, BUT they want my bank info.
3.) 500Fast Cash (888-919-6669) $300 loan, unsure what I've paid, still looking into it.
4.) Eastside Lenders (866-569-6636) $300 loan, paid $180 in fees for two renewals
5.) Money & More (800-397-3845) $255 loan, nothing paid on my end (This will be paid off by March 6th)
6.) Payday Online (800-928-3161) $300 loan, paid some, but unsure of amount at this time.
7.) Impact Cash (800-707-0102) $300 loan, no payments by me (This will be paid off by March 6th)
8.) Payco (866-575-0400) $300 loan. This one never sent me any copies of paperwork, claimed they were based and regulated by the laws of England. paid $90 on one renewal
9.) Fast Cash/Payday Loan Yes (800-550-6051) $350 loan made one renewal, looking up what I paid.
10.) Geneva Roth Ventures/Ambassador (800-351-8820) $400 loan, paid $240 total on two renewals.
11.) my cash now (866-392-2274) $500 loan, working with National Credit Adjusters to pay this one off for less than loan amount. Only regret is that I gave them my new bank info. I will say though that this is the only CA that has sent me paper work regarding everything surrounding this debt: the validation, our payment arrangements... so I feel more comfortable than I would otherwise. Still, that won't happen again!{Paid off}
12.) National Payday (877-807-4827) $300 loan, have paid $450 in fees on renewals
13.) MTE Financial (866-702-0267) $300 loan unsure of what I've paid at this moment.
I'm double checking to be sure I have everyone, but this is the list.
email from Integrity Financial (CA)
speak of the devil......
Just got this email:
___________________________________________________
Account Number: XXXXXXXX
Current Balance: $825.00
Recently, you received a letter regarding your past due account with NetCash USA. In
the letter, the toll-free number (866)-851-2352 displayed is incorrect. The
correct number is (866)-951-2352. Please contact us at this number to discuss
your account. This communication is an attempt to collect a debt, and any
information will be used for that purpose. This communication is from a debt
collector.
Please mail all payments to the following address:
Integrity Financial Partners, Inc.
P.O. Box 11530
Overland Park, Kansas 66207-4230
Sincerely,
Integrity Financial Partners, Inc.
4370 W. 109th Street
Suite 100
Overland Park, Kansas 66211
(866) 951-2352
-------------------------------------------------------
Original Loan was for $500. Have to check records, BUT I am almost positive I have paid some back in fees already. I know this PDL is indeed illegal in Arizona. Has anyone had to deal with Netcash USA or Integrity?
reply
if you do a search in the bar you will see others who have.i would find out how much in fees paid first,then send a letter stating what you truly owe and your desire to pay only that by money order only.
One good thing is they did give you a mailing address to send th
One good thing is they did give you a mailing address to send them a money order. I would email them back telling them you will pay the remaining principal balance only and they will receive a money order in the mail once they accept your terms. No Acceptance No Money.
Thank heavens for paper records! NetCash USA already has $150.0
Thank heavens for paper records! NetCash USA already has $150.00 of my money, so as suggested above, I am sending off a letter stating the AZ laws, the amount I already paid back, and my willingness to pay back the remainder of the balance once they accept this.
People who are coming here for the first time, read as much as you can. You will find the power and the will to stand up and face this yourself! There is a lot of good advice on this forum.
updates
Latest update. More to provide the newbies with hope. FOCUS! RESEARCH! Never give up hope! As you can see, this is quite the list....
One thing I noticed is I am starting to here from the original lenders versus the collection agencies. I know only a few companies oversee all these PDL places and they talk to each other. It's like the word got out. There are still a few ruthless CA still calling, but they are not providing me with the info requested and they will wait until the very end.
From previous post:
1.) United Cash Loan (800-279-8511) $300 loan, have paid $360.00 in fees through 4 renewals. Sent a letter off explaining the laws of the state and the fact that due to their fees, I am paid in full and would be willing to wave my claim of a refund of #60 if they would accept the account as paid in full. Not in word from them in 2 months.
2.) Cashnet USA (888-801-9075) $500 loan, have paid $300 in fees for several renewals. I did call these people since they seem to be the only ones licensed to do business in Arizona. They want to settle for $722.00 and I can make three payments, BUT they want my bank info.
3.) 500Fast Cash (888-919-6669) $300 loan, unsure what I've paid, still looking into it. Settling up with now, going well and should be wrapped up by end of April
4.) Eastside Lenders (866-569-6636) $300 loan, paid $180 in fees for two renewals. No response to letters or emails.
5.) Money & More (800-397-3845) $255 loan, nothing paid on my end Paid in full
6.) Payday Online (800-928-3161) $300 loan, paid some, but unsure of amount at this time.
7.) Impact Cash (800-707-0102) $300 loan, no payments by me Paid in Full! Now, I am getting emails from them wanting me to take out another loan!! LOL!
8.) Payco (866-575-0400) $300 loan. This one never sent me any copies of paperwork, claimed they were based and regulated by the laws of England. paid $90 on one renewal
9.) Fast Cash/Payday Loan Yes (800-550-6051) $350 loan made one renewal, looking up what I paid.
10.) Geneva Roth Ventures/Ambassador (800-351-8820) $400 loan, paid $240 total on two renewals.
11.) my cash now (866-392-2274) $500 loan, working with National Credit Adjusters to pay this one off for less than loan amount. Only regret is that I gave them my new bank info. I will say though that this is the only CA that has sent me paper work regarding everything surrounding this debt: the validation, our payment arrangements... so I feel more comfortable than I would otherwise. Still, that won't happen again!{Paid off}
12.) National Payday (877-807-4827) $300 loan, have paid $450 in fees on renewals Sent a letter off explaining the laws of the state and the fact that due to their fees, I am paid in full and would be willing to wave my claim of a refund of $150 if they would accept the account as paid in full. Not in word from them in 2 months.
13.) MTE Financial (866-702-0267) $300 loan unsure of what I've paid at this moment.
14.) NetCash USA (Integrity Collection) $500. Paid $150 in fees for one renewal. (PAID OFF, They wanted at first $825. I sent them a very detailed letter stating the laws of Arizona, I sent them a copy of the CLOSED bank account showing the fee being taken out. I made a counter offer of $385. ACCEPTED!!!)
Wow, you made a lot of progress. Good for you! :D I bet you
Wow, you made a lot of progress. Good for you! :D
I bet you feel a major weight lifted off.
your company and its representatives need to abide by the laws i
your company and its representatives need to abide by the laws i have a signed receipt of my letter sent to you under date of 9/23/29 received by your company 9/25/2009 by signature of "A.Shaw"...stop harassing my per the laws of fair debt ....this claim is over 7 yrs old number one...Vermont Statute of Limitations is 6 years. compute the math year Feb. 2002 this is Oct. 2009...BY LAW YOU ARE IN COMPLETE VIOLATION AND HAVE NO RIGHT TO CONTACT.. I HAVE BEEN ADVISED damages due to your continued harassment and wrongful intrusion of me as well as false credit reporting are recovered by me from you for company's continued explotation!! LEAVE ME ALONE...
Quote:Originally Posted by Anonymousyour company and its represe
Quote:
Originally Posted by Anonymous your company and its representatives need to abide by the laws i have a signed receipt of my letter sent to you under date of 9/23/29 received by your company 9/25/2009 by signature of "A.Shaw"...stop harassing my per the laws of fair debt ....this claim is over 7 yrs old number one...Vermont Statute of Limitations is 6 years. compute the math year Feb. 2002 this is Oct. 2009...BY LAW YOU ARE IN COMPLETE VIOLATION AND HAVE NO RIGHT TO CONTACT.. I HAVE BEEN ADVISED damages due to your continued harassment and wrongful intrusion of me as well as false credit reporting are recovered by me from you for company's continued explotation!! LEAVE ME ALONE... |
The is a message board and has nothing to do with the company you are referencing. It would probably help to contact them directly, as the odds of them seeing and responding to a public forum are very slim.
Good luck. You can search the name of the company in question by entering thier name in the box at the upper right corner of this page.