ACA Recovery Letter
Date: Thu, 02/26/2009 - 15:36
Hi alinewcombe, I had a collection agency do the same thing t
Hi alinewcombe,
I had a collection agency do the same thing to me, they sent a copy of my contract & highlighted some info. Lucky for my they weren't licensed to collect in my state. I would first check to see if ACA is licensed to collect in your state. Is Tendollarpayday licensed in your state? If not, then chances are the collection agency isn't licensed either.
I live in NC so nobody is licensed in my state. I offered to ma
I live in NC so nobody is licensed in my state. I offered to make payment arrangements through Ten Dollar Payday but they never contacted me. ACA says I owe them $755. I'm willing to pay the $210 but that is it!! They know this too but are not willing to accept this amount, they want the $755. My AG says to only pay what I owe and if they won't accept that amount then that's their problem. I just hope they don't continue to hound me. I think I am going to sent this company another letter stating that if they want the $210 let me know and I will send them a money order and if not then it's best they leave me alone. I live in a state where payday loans are prohibited and they know this.
ACA Recovery Letter
Send 10 dollar payday a letter stating their illegal status. Send same one to CA. Demand both companies provide documentation legal to conduct business in your state. Then ball is in their court. You should pay principle owed. Don't send any money until you get agreement from BOTH companies in writing(email OK) that principle satisfies debt, give you a PIF and cease all further collection attempts. Then once get agreement, send money order return reciept.
reply
ten dollar payday is a d/b/a of MTE.therefore neither they or ACA will be legal.just keep sending your e-mails and they will get the hint.
I took this loan out in December. I sent MTE a letter and was m
I took this loan out in December. I sent MTE a letter and was more than willing to pay the principal. They obviously would rather get nothing then to accept the principal balance.
Send a check for $210 and a letter again stating that the lender
Send a check for $210 and a letter again stating that the lender was not licensed, therefore the debt was not legitamate. If they would like to discuss it further, provide them with the AG telephone number for NC.