Portfolio Recovery
Date: Thu, 02/26/2009 - 19:05
I told them that they needed to send me a debt validation, but what they sent me in the mail is a form (which they want notorized) That says Identity Theft Affidavit. Along with a letter that states that I am required to send them this form so they can investigate my claim that this is not my debt.
I am a little leary of sending them this, as I am not claiming I have been a victim of identity theft. Am I required to send them this form, or what should I do.
Does their letter have a 30 day disclosure giving you the right
Does their letter have a 30 day disclosure giving you the right to dispute the alleged debt?
Either way, send them a debt validation letter certified mail return receipt requested. Format this letter to your needs and DO NOT sign your name on it.
You will find a sample DV letter here
No there is no discosure of any kind. They do however want me t
No there is no discosure of any kind. They do however want me to attach a copy of my Social Security Card and my Drivers License. (Have they lost their minds)
I will send them the letter you suggested and see what response if any I receive from them.
Thanks for the help
Apparently they did lose their minds,LOL....I can't believe they
Apparently they did lose their minds,LOL....I can't believe they would have the guts to ask for a copy of your SS card never mind your drivers license.
This company is a big bottom feeder, they are actually lower than whale shi* so they should be sand eaters. If you know a good attorney, keep them on speed dial. You may be in for some money if you have to sue these clowns.
I'm currently going after Portfolio for FDCPA, FCCPA, and FCRA v
I'm currently going after Portfolio for FDCPA, FCCPA, and FCRA violations. Filing suit against them is probably the only way you will get them to realize you mean business.
I would be sure to send that Debt Validation letter ASAP. They might be trying to stall you so you miss your 30-day right to dispute period.
I was just stunned when I read they had asked you to attach copies of your SS card and DL.
What @$$-clowns!
Is that the first written correspondence you have received from
Is that the first written correspondence you have received from them? If so, it violated the FDCPA by not having the mini-miranda.
Yes this is the first letter. No where on the letter does it ev
Yes this is the first letter. No where on the letter does it even state how much I owe. Much less that I have 30 days to dispute it. Only that it is supposedly owed to Arrow Financial/IKEA
Have you pulled your credir reports to see if they are reporting
Have you pulled your credir reports to see if they are reporting?